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3.4 References: Economic Report on Africa 2007
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Loans and overdrafts
Details the finance options from high street banks and other sources, with advice on how to choose between them.
Small Firms Loan Guarantee its better than selling your kidney
The need for funding in SME's always seems to come when you're least set up to get it. The DTI have a scheme designed to help organisations who may not have the assets to secure tradition loans. The rules changed significantly in December 2005. Whilst there are more restrictions around who can apply for it, often it’s a question of advice prior to attempting to get access to this funding to ensure your business is shaped to attract this style of finance.
Financing Corporate Growth in Ghana: The Role of the Stock Market
We examine how listed corporations in Ghana finance their growth and to what extent do they rely on external finance relative to internal finance. As companies expand through the acquisition of assets they have choices to make in how that growth is financed. Past earnings can be retained as a source of internal finance or be paid to shareholders as dividends. External sources of finance include both the issuance of new equity (external equity) and various debts instruments (external debt).
PREPARE to Fund Your Technology Development
Finding funding for technology development can be a daunting process. Sources of funding, which include Federal Grants, State economic development funds, debt financing from investment banks, and equity funding from Angels or Venture Capital, will use some form of rating to determine your suitability for funding. This article presents a schema for evaluating a venture's "Funding Readiness Level (FRL) ®", which includes the market readiness of the technology or "Technology Readiness Level (TRL)", the maturity of the business or "Business Readiness Level (BRL)", and the ability of the venture to manage the deal process and negotiate in its own best interest or "Dealsmanship". (This article appears in the Jan/Feb 2006 issue of The Austin Business District magazine.)
Government Business Grants in Canada. Are They a Myth?
Bureaucrats are famous or infamous depending upon your perspective, for lacking knowledge of what goes on outside of their own departments/agencies. Often they are not aware of the programs of another division within their own departments. Many government programs provide funding that is non - repayable but are not called grants. Some government departments finance third party sectoral or community based organizations to administer funding on their behalf. All of thes reasons may lead one to believe there are no grants available. Guess again.

Software Finance for Businesses in the UK
With funders looking at emerging markets and new financial products a new type of finance has been become available for the funding of software licenses. This article explains how funders offer finance on software to UK businesses.
What Do Franchisors Look For in Potential Franchisees?
There are numerous sources that give in depth descriptions of what you should look for when evaluating which franchise you want to purchase. Just because you find what you believe to be your perfect fit in franchising, does not automatically mean you will be approved for that franchise. Franchisors carefully evaluate all potential franchisees. They have their brand recognition and success rate to protect. If they let people into their franchise system that do not follow the rules and are unsuccessful, it can severely damage their image to consumers, potential franchisees, and funding sources.
Financing Your Franchise in Canada - A Winning Formula For Funding Via Franchising Finance Loans
Information on financing a franchise in Canada . What type of finance loans work for franchise finance and how can you be successful in funding your new business in a manner that works for your personal goals . Winning The Canadian Franchise Financing Battle
Personal Improvement Planning Pathways and Pitfalls (Part Two)
Develop or join a network of colleagues who are as interested in personal learning and development as you are. This can be a powerful source of learning from other people's experiences. It's also a great place for you to reflect on your own experiences and articulate your improvement plans. For the past few years I've run ongoing executive development sessions with groups of managers in each one. They've proven to be powerful sources of learning and personal development for all of us involved in them.

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Information on sources of business financing for Canadian companies . Raising capital for loans and funding monetization of assets requires solid homework by the business owners.
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