assets Tagged Articles

Should the UK and the Eurozone adopt America’s Chapter 11 format for bankruptcy?

In America, when a company gets into difficulty it can file for what is called Chapter 11 which is named after the U.S. bankruptcy code 11. Chapter 11 is a form of bankruptcy that involves a reorganisation of a company's business affairs and assets and it generally filed by corporations that require time to restructure their debts. In essence, Chapter 11 gives the company a fresh start, subject to the company's fulfillment of the obligations under its plan of reorganisation. Whereas in the UK, for example, a company has to either go into receivership or liquidation. Where a company goes into liquidation the business ceases and the company's directors appoint a liquidator to sell the assets of the company in order to pay off as many of it's creditors as is possible.

Trust & Transparency The New Corporate Currency

Just last week, we received a startling display of how much the issue of trust and transparency in corporations has gained in terms of a company's reputation. The Edelman Trust Barometer for 2010 was just published, and it shows a remarkable leap such that trust and transparency are now mentioned twice as much as financial performance in terms of reputation. In 2010 Trust and Transparency each received 83% of responses versus only 45% for Financial Returns. Further adding to the shock of these data is that in 2006, trust and transparency did not even show up on the map of the top 10 ways to demonstrate reputation. Now, four short years later, they are number one and number two. This article gives some of the details and the ramifications for business in the USA.

How can my Canadian Company Sell or Remarket Equipment that was on an Equipment Lease and is no longer needed?

The article focuses on the challenge of disposing of leased assets at end of term and identifies certain industry practises in that area

Credit May Be King, but Cash Trumps Kings Every Time!

The news reports these days are bullish on very few segments of our economy and that includes gambling, which lives and breathes on cash. Less cash circulating throughout the economy means fewer folks losing hand after hand in Las Vegas. And that means Donald Trump is breaking bread with his bankers way more often than he would like.

Understanding the Balance Sheet

This article will give you a basic idea about the balance sheet. What is balance sheet, what are the components that make up a balance sheet? How do accountants classify it and what are the transactions that have an effect on it? You will learn the basic balance sheet equation which is true for a small business and multinational corporation.

What do I need to consider when setting up in business or buying a business

Have you ever considered buying a business or are you in the process of buying a business? Or perhaps you are considering or have thought about setting up your own business from scratch. If the answer to any of these questions is yes then you will recognise how difficult and daunting this process might be and this article is directed at those people in an attempt to help with the decisions. If you buy an existing business you know for a fact that a market exists for the product or service that it sells… When you buy a business most of the hard work has been done for you… My final consideration in this article is in terms of assets at a discount…

Poor Credit But Still Need Business Finance? Are You a Homeowner? Consider a Charge Deal

This article discusses the other options available to you should your business need finance, but for whatever reason you don't have good credit, or you're a brand new start business and require a large sum of money for new assets. Typically known as a charge deal, the funder takes a second charge over your freehold property against the asset they are funding.

How To Terminate a Lease Agreement

This article looks at how to terminate a leasing agreement in place with your business if, for example, you have leased equipment or assets from a supplier.

International Asset Finance - The Options Available To Your Business

As the world becomes a smaller place, you can now buy your assets from around the globe and not just from the United Kingdom, but what if you want to finance these goods? This article explains the options available to your business.

Management, Can You Help Me Here?

In business, you want a clear picture of what is going on. Let's just take it step by step and look at a business. Hospitality and lodging properties have as many challenges as any other business. Most see the show from the audience, not seeing the work backstage. Monitoring lodging assets requires skill, knowledge and some artistry. Let's take a close look at management services. What are your needs, right now, for interim and extended on-site management? You may want to look at the franchise and management company relationships and determine what is in the best interest of the business you are in. Establish financial monitoring and contols, maintain accounting and cash control. This is your lifeline.

Learning Heroes are Your Most Valuable Assets

My book readers will recall that Customer Learning is an essential component of Customerization: the BE DiFFERENT set of Practices of creating Holistic Value-based Offers for a select targeted group of customers as opposed to the more traditional marketing approach of promoting products to mass markets.

Investment Whiz Kid: Buffett Amasses a Fortune

With $100 of his own money and $105,000 from friends and family, Buffett created Buffett Associates, Ltd. in 1956. By the end of the year, he was managing over $300,000 in capital from a small office out of his new home. It was a lot of money, but for Buffett, it wasn’t enough.

Lesson #4: Don’t Let Anyone Keep Your Ambitions in Check

When Giannini first came onto the scene, the banking world was a very different one to that which exists today. Most banks were single, stand-alone entities, and had limited capital, which meant that they could only lend out the amount of money they had in reserves. Giannini helped to change all of that by building a large branch network in California, and with a dream of going national, but none of it happened without a fight.

Lesson #4: Micro Managing Can Mean Mega Success

If there is one thing Armani does well, aside from designing clothes of course, it is micro managing. “My work is my life,” he says. “Even though it is good to take a holiday, after two vacations it is boring.”

Lesson #1: Make Your Money Work For You

“We go to school to learn to work hard for money,” says Kiyosaki. “I write books and create products that teach people how to have money work hard for them.”

Robert Kiyosaki Quotes

Robert Kiyosaki Quotes

Lesson #5: Learn The Fundamentals of Franchising

Joyce was Tim Hortons’ original franchisee, but it would not be for long. After working under Horton for a few short weeks, Joyce immediately realized that he was on his own. “It was clear that he didn’t know the business all that well and couldn’t help me with any of the problems we were having,” says Joyce. “Tim had no expertise whatsoever, so the burden fell squarely on me.” As a franchisee who had little support from Horton, Joyce began to understand exactly what it would take to run a successful franchise. And, that is exactly what he set out to do after Horton’s death.

Searching for the Stars: How Yang and Filo Took Their Business to New Heights

“I think that it's always possible to have a great company if you have great ideas,” says Yang. “I will say that since the web has become more commercialized, it also takes some good financial resources to build a great business, but as I always say, you have to have the idea first.”

Lesson #1: “Entrepreneurs have to be willing to stay the course”

“It was hard not to enjoy the success we were having, doing a deal a day,” says Wilson of the early days with FirstEnergy. “It was enthralling to be at the office. I got as caught up in my career as any investment banker could be.”

Lifestyle Investing: “Compound Time” Like Compound Interest?

I met David Kutoff in Omaha at the Berkshire Hathaway annual shareholder meeting, and he asked me an interesting question: Do you think that the value of time can compound like interest?

Too small to fail

One secret of being a large financial institution is that you can take huge risks because you're too big to fail. If you hit craps and lose it all, don't worry, because you'll get bailed out.

The Bank Blame Game Again

We're back doing the bank blame game, and I really wish it would stop. Can't we go back to beating up on credit rating agencies? That was more pleasurable, and much cheaper. We didn't have to spend billions to feel bad -- we could just cold-cock them on principle.

How far away is your emergency?

It's amazing that people have so much time to fret about today's emergency but almost no time at all to avoid tomorrow's.

How to think out of the box regarding Equity

Equity is expensive and investors want to buy assets for 10 to 30 cents on the dollar. There are a number of different sources for equity that can be accessed.

Outdoor Billboards - Valuable Assets For Businesses, Land Owners and Billboard Operators

Contrary to popular belief, one way of improving real estate property value is placing a billboard advertisement on-site when legally permitted to do so. From a business perspective, outdoor billboards are an excellent advertising medium during both good and poor economic times. From a real estate investor's perspective, billboards are an asset to property since current zoning laws in numerous cities across the United States limit or restrict construction of billboards.

Mobile Home Parks: How To Dispose of Ancillary Assets

Mobile home parks sometimes come with the strangest assets. I have wound up as the owner of everything ranging from used car lots to commercial laundries, and from apartments to single-family homes. How does this happen? Since most mobile home parks are fairly old, the original owner sometimes had additional businesses for rental properties that he owned in his heyday. And when you buy the park, you get the whole works.

Financial Report 101 for Business Owners: Your Balance Sheet

As a financial report, the balance sheet is among the most important things that can help investors decide to invest in your business. For this reason, it is important that you have a strong statement.

Giving Thanks to Our Top Performers

In honor of Thanksgiving, this edition of Astronology will examine how to identify, and more importantly, to thank top performers within an organization for a job well done. Considering the economic conditions that many of us are experiencing, thankfulness shown through monetary exchanges may not be feasible. No matter your budget, it is critical to acknowledge those who go above and beyond their assigned capacity. Such behavior demonstrates loyalty and dependableness…key assets for any organization!

The Importance of Having A Personal Development Plan

A personal development plan provides a framework that will make individuals identify the areas of their strengths and weaknesses and come up with a guide that will optimize and capitalize on their existing skills and capabilities.

BANKRUPTCY TRUSTEES: WHO ARE THEY AND WHAT DO THEY DO?

When you file for bankruptcy, a trustee is appointed to your case to help liquidate your assets and to make sure that creditors are taken care of as much as possible. This trustee has a lot of power and rights in your bankruptcy case. Where does the trustee come from, and what rights are granted to him in your case?

Should I fire my bad clients?

Run a mental checklist over your client base right now. Who fits into the ‘good’ client list and who falls into the ‘bad’ client list? It all really depends on what you define as good and bad. As we know not all clients are good for your business. Some clients are a wrong fit for your business but could be a good fit for someone else; therefore in of themselves they are not necessarily ‘bad’. However, others are just downright bad for your business.

MLM rags to riches in a downward economy

Sadly, so many people will continue to be blindsided by the economy while other more informed people will take part in the biggest wealth transfer seen since the depression. Will that be you?

Improve Your Financial Future - Start Thinking Like a Rich Person

Improving your financial future and working to become rich starts with changing your mindset. Retraining the way you think so you will be better informed to make better decisions that will help make you rich. This article describes some methods you can implore to start thinking differently than you do today.

Your House Insurance Coverage is Wrong

Homeowner insurance coverage is a crucial part of any good financial plan. Since our houses are probably our biggest assets, protecting ourselves by having the right amount of coverage is important. However, most of us are unaware of the correct way to calculate our need for homeowners coverage.

Performance Review for the employer and employee

Performance Review for the reviewer and the "reviewee"

All Your Business Problems Solved!

Discover how to avoid major problems, solve problems quickly and efficiently. Discover how to increase your personal credibility and power.

21st Century / AIG Insurance Company - Car Insurance Coverage

AIG is is an international corporation with more than $14 billion in assets. It offers car insurance coverage through its operations of personal lines including the massive marketing division AIG Direct, the Agency Auto Division and through the well known 21st Century Group Insurance company. AIG (American Insurance Group) owns 61% of 21st Century Insurance.

"We Eat Our own Cooking"!

Warren Buffet : Ownership Principle No. 2 “We eat our own cooking!” is an article discussing the importance of integrity, honesty, and careful and consistent work in all business related matters and life as seen across a wide cross section of fields in the world.

Human Resources: Getting to the Leadership Table

Most Human Resources professionals want a seat at the leadership table--but struggle to gain the opportunity to do so. This article describes the challenges facing human resources professionals and prescribes an approach that builds credibility to the contributions that HR professionals can and should make to the success of the business. Follow this prescription, and you are more likely to find yourself a more highly regarded member of the leadership team.

When Should I Consider Filing for Bankruptcy?

“A person is insolvent whenever the aggregate of his property is not sufficient to pay his debts” – First State Bank v. Sibley County Bank, 105 N.W. 485

On-Shore Verse Off-Shore Outsourcing?

There are many benefits to outsourcing. What you outsource and where you outsource are two very important decisions in protecting your businesses intellectual property and reputation.

SMEs - the African opportunity that is been squandered

An overview of how Africa is squandering its two greatest assets.

Top 10 Reasons Why Financial Disasters Are Inevitable

Proper money management and at least basic financial education is one of the biggest assets you can possess. It's not so expensive or unattainable as most people imagine.

Competitive Advantage in a Down Economy

Your small business is bound to yield fruit when you keep long-term goals in mind during daily operations. Constant examination of each department that has an integral role in the effectiveness of the business should be monitored for its contribution to the "bottom line."

Wealth Creating System Step 7 - Grow Rich While You Sleep

Welcome back to the 7th step in my Wealth Creating System - Grow Rich While You Sleep (please read the previous 6 steps first). Once you master the art of creating and adding value, you simply need to learn to exchange that value appropriately.

The Cost of Doing Nothing

Nobody can make proactive investments in your life for you: it's entirely up to you. As I've mentioned often before: at midlife, the training wheels come off. The expectations and constraints that ushered you through childhood, adolescence and adulthood have served (or outlasted) their usefulness.

Fed Decision: Deflation vs. Inflation

With the Fed in meetings the next two days, and fears of heavier inflation much greater than ever before, Bernanke and company find themselves in a very difficult spot and will have to tip toe around inflation fears and focus on their bigger fears of deflation.

Managing Sales Reps with "Attitude Problems"

Their production bounces around. They can be a sales superstar in the first quarter and be a struggling performer in the second quarter. Which extreme is the real rep? It's your job to manager them, where do you start?

Bridge Loan Market Heats Up

The bridge loan market is starting to heat up as lenders grow more comfortable with financing transitional assets. Several Institutional Lenders have re-opened their bridge loan programs in the second quarter of 2010, tying them to their agency permanent loan platforms.

Thinking about Selling Your Business? - Some Quick Tips

Follow these tips for a successful business sale or merger and you'll be rewarded with a higher business valuation, a better buyer, tax savings and a more successful deal outcome.

What Are Recourse and Non-Recourse Loans?

Understanding the difference between a "Recourse" and "Non-Recourse" loan is vital to every entrepreneur. Whether you are seeking financing or not, it is important to know what these terms mean and how they apply to you, the business owner. It is widely acknowledged that if you don't understand them, it can be very costly. This information just might come in handy in the future.

17 Ideas You Can Steal to Grow Your Business Without Spending Money.

In this article we're sharing what we call “ideas to steal”. They are all real-life ideas from successful businesses — action steps you can pick up and run with right away, without having to research, test or otherwise delay implementing. And, you don't need to spend money to do them.

The American Dream Downsized, or Upscaled. Your choice.

Today’s news is filled with doom about the economy and dire predictions about a permanent downsizing of the American Dream. It’s as if our futures have become foretold. To me, this is precisely the time to talk about building wealth. The mind numbing tidal wave of financial collapse does not have to engulf you. To avoid it, however, you have to have an evacuation plan that leads to higher financial ground, and you have to choose when to put that plan into action. When it comes to wealth building, it always starts with a choice.

Let's get strategic

Strategy is about working out how to get from where you are to where you want to be. Whatever you want to do: get richer, get thinner, get fitter, get greener, get wiser, strategy will help to get you there.

Time to buy banks with mark-to-market behind them?

Yesterday, the FASB eliminated mark to market accounting standards. Now they will be priced based on their income, not what a buyer would pay for them in the market. This will create a lot of uncertainty around some of the toxic assets on banks balance sheets, as well as the TALF program.

How to Protect and Secure Your Goods in Business Transactions

Companies buy and sell goods day-to-day. Merchants who sell their goods on credit constantly fear the risk of loss of their goods to customers. In bankruptcy or default, banks swoop in and seize goods, equipment, and inventory. But do not fear, a proper security interest may salvage your loss.

Time to Re-Finance or Buy a Home?

Veteran Financial Planner goes through the bold moves by the Fed and the Treasury and explains how they will affect you!

7 Secrets of the Wealthy

Veteran Financial Planner shares his experiences financial planning for both the wealthy and the less wealthy. These are the keys to wealth building!

Preparing the annual return for Audit - exempt companies

It’s that time of year. Your tax return form (CT1) has just been filed, and if your Year end is December 31 st, the chances are your Annual Return is also due. This is much better left to an accountant you can trust, but if like me, you want to do it yourself, this article will help you. I thought it was an easy process, ‘till I did it, so I decided to write out the key steps, along with links as to where you can get the appropriate information.It is also worth noting, that late filing, removes small companies from the Audit Exemption.

TIPS OF WRITING EFFECTIVE MISSION STATEMENT THAT FITS WITH YOUR ENTIRE MARKETING STRATEGY

Many times you get into a company and the first thing that greets you is the receptionist and the companies' mission statement. The mission statement is either hanged in a huge board for all to see. It will also be on the top page of the brochure, which will be on top of the table at the waiting room. To hang a mission statement for all to see is a great thing; however I have been reading many mission statements in my visits in many offices not in one country but in many and one thing come out clearly.

The Art of HAVING and ATTRACTING The Money You Want In Your Business

When I say, “Think Abundance,” the first thing that comes to most minds is the lack of money flowing around and the fear that nothing is coming in. When I say, “Think Abundance,” around my wealthy clients (meaning they already feel they have plenty of money), I find they think about life experiences and love – not money.

Simple, Effective Planning

Business plans... you either love them or hate them. If you love your planning process it is because the process and investment produces results all year long. It keeps you and your team focused, it’s the basis for all significant decisions and everyone knows not only the master plan, but also their piece of it. If your past planning efforts have left you and your team frustrated, you are not alone, it happens far too frequently. The annual planning process does not have to be complicated and time-consuming. Here are some thoughts on how to make planning simple and effective in your company:

How to manage your way through an Economic Downturn

Challenging economic downturns expose floors in most businesses and organisations which will include some of your people, and in turn will have an adverse effect on the overall performance of the company. Staff can become despondent, de-motivated and unsure of their future which will eventually affect customer service, quality, efficiencies and production. To be successful you will need to manage your people better than ever before, retain your top performers and where a vacancy exists utilise only the most robust recruitment processes to identify a candidate that can bring talent and where possible portable assets with them.

Changes to Your Credit Score

Veteran financial planner explains the new rules in regards to credit scores.

How To Successfully Buy Your Second Company

An accomplished entrepreneur who has sold his or her first business often seeks to re-enter the business world by acquiring and operating another company. But the acquisition likely involves new partners and different strategies than those previously employed. This article examines just such a scenario, presuming the reader is the purchaser in question. The article covers the necessary planning, leveraging purchasing power with debt, considering outside investors, and the benefits of professional expertise to ease the acquisition process.

Employee Health And Wellness In The Workplace

How is your employee health within the office walls? The actual health and wellness in the workplace usually refers to the ability of an organization to keep and promote physical as well as mental health for its employees. One of the best decisions, that an employer can make in boosting the business, is promoting health and wellness in the workplace. It is because, investing in health and wellness is nothing at all but committing to the most valuable assets of the firm, the employees.

Make Exponential Profits With Backend Sales-part 2

You spend a lot of money on advertising and client acquisition....now with one easy step you can add sizzling profits to your bottom line.

Selling in the Recession

It's been advertised. It's all the media wants to talk about. It's had an impact on the company you run or work for. Your customers and clients have been affected. Your home and investments have lost value. The recession is here, in full force, and there isn't a single sign that it's going to improve soon. So what must you do to not only survive this down-turn, but thrive in it as well? Here are my top 10:

You need involvement

If you're looking to build connections for you and your business, then you need involvement, too. Networking requires you to know other people, and successful entrepreneurs know the best way to do that is to be involved.

Capital and Revenue

One of the objects of accounting is to determine whether the business has earned profit or it has suffered loss. For this purpose, profit and loss account is prepared. Total expenditure incurred by the business is divided in two categories: One portion is charged against revenue while the other is shown in the balance sheet as asset. The former is known as revenue expenditure and the latter as capital expenditure. While preparing the final accounts, all revenue items are included in the revenue account i.e., manufacturing, trading and profit and loss account and all capital items in the balance sheet. Any error committed in distinguishing between 'Capital' and 'Revenue' will affect the ascertainment of profit.

Adjustments of Final Accounts

The object of preparing final accounts is to find out the profits earned or losses suffered during a particular accounting period and to present the true picture of final position of the firm. While drawing the final accounts we have taken only those items of income and expenditure that are both earned and received and incurred and paid respectively.

What Is Leadership - What Is Management?

Two absolutely necessary things needed for the survival of any organization are leadership and management. Roles described in a million ways, in a million places. But what's the difference - and, why are both important, in their own way?

Your Inner Entrepreneur

Recently I was asked by a friend “how do you see so many opportunities?” I thought about her question for a while and was not sure how to answer and said “My mind always sees the big picture, but I’m not sure why.”

How To Propose A Joint Venture

Joint ventures have the ability to provide you with a variety of great benefits. You can share risks, use the assets of your partner, find someone that compliments your weaknesses, and more. However, today there are few businesses that are able to use joint ventures in an effective way.

The 5 Major Assets of Having Your Business Online

Facing the revolution of the internet, companies are looking more than ever of having a web site and to conduct electronic commerce. The question is not really whether they should be on the Internet, but rather to understand why and especially how to monetize this investment. This article aims to narrow all the possibilities of the Internet and its major assets as part of a commercial activity.

Why You Need Insurance For Professional Fees in a Tax-VAT Investigation!

Did you know you could get insurance cover for this? Do you know why you need insurance cover for this? Do you know that a poorly defended Tax investigation could bankrupt you? Do you think this could never happen to you?? OK. Enough questions, what about the answers?

Understanding the Bottom Line

What’s there to understand? The bottom line is the last line on the Profit & Loss (P&L) statement and it is either a profit or a loss. That’s all you need to know, isn’t it? Yes, it is important to know whether you are making a profit or losing money, but understanding how financial statements work is knowing the nature of each account and how it fits into the scheme of things. This article provides a broader understanding of the bottom line.

How Does Inertia Suck the Life Out of Your Small Business?

Sales are important to every business because revenue is the fuel that drives growth. But in the case of small businesses, there seems to be a greater sense of urgency when it comes to converting every individual sales opportunity. Due to the real or perceived pressure of closing a sale, small businesses sometimes fail to recognize when the grip of inertia has taken hold of a prospect. What is inertia and how does it affect your small business? Are there any strategies to deal with "Prospect Inertia"?

Understanding Double Entry Accounting

Sir Isaac Newton's third Law of Motion, the law of reciprocal actions, states that for every action there is an equal and opposite reaction. The same can be said for accounting. For every financial transaction, there are two sides. There is a debit side and a credit side. For every transaction, these sides must be equal for your books to balance.

Reselling Your Franchise

If you are thinking about re-selling your franchise to a new franchisee, for whatever reason, how is that done? You might be wondering how it differs from selling an independent business, because you don’t technically own the franchise, you only own its assets. You are renting everything else, from the brand name to the business model of the franchisor.

Entrepreneurs Just Get Better With Age

According to recent studies 22 percent of men and 14 percent of women over 65 are self-employed. That's compared to just 7 percent for other age groups. According to a Vanderbilt University study the number of entrepreneurs age 45 to 64 will grow by 15 million by 2006.

A Wealth Plan That REALLY Works

The question people ask me most often is, "How do I do a plan for getting out of the rat race or expanding my wealth?" My answer is, "Make one up." Then, I feel the confusion creeping into their mind.

6 Steps To Ignite Your Money Making

Learn how to increase your income and be savvy with managing money!

The secret to lowering you marketing cost

Marketing cost are going up.. • The U.S. Postal Service has increased postage rates again. The latest increase (as of July 2008) has pushed the cost of mailing a letter to 42 cents and upped the cost of shipping magazines and catalogs 20%. This would be the largest increase in decades. • Newspaper advertising costs as well are estimated to increase along with radio and television. • Printers ink and paper cost are estimated to increase.

Home Business Resource – What You Will Need To Start A Successful Business

Starting a home business is a very important decision, and there are some typical home business resources you will need to have in order for you to succeed. Home business resources are assets, services and systems you will need to make your home business run smoothly; and also other steps you will need to take to make sure that you will succeed with your business.

Lessons Learned about Planning

Lessons learned about planning.

10 Things you need to know before entering into a contract

While litigation may sometimes be your only recourse, many times it is a result of signing a bad contract or not fully examining the contract you have signed. Here are ten things to know before entering into a contract that can help protect your business and your assets:

Part Four - Prospecting for More Sales

Part Four of a Ten Part Series. In this series, we explore all the different avenues of prospecting necessary for a business to succeed. Think of your business as a a beautiful garden, and then consider all the things you need to do to keep that garden beautiful and growing, rather than dreary, dead or decaying. Need help with Prospecting? Feel free to get in touch with us via our website.

Don't give your customers what you want

Here's something that successful franchise concepts know that you may not. You don't get rich in the restaurant game by giving people what you think is great. There's more important things than "your idea of great" to consider if you want to build a business people will stand in line to enter. Read more about them in this article.

Investing Time With Your Staff Pays Off Big Time

I recently met up with a friend of mine who was telling me how little time he had working on his business due to the people problems he was constantly experiencing. He always complains to me that if he could run his business on his own, he would. Unfortunately this is not a reality so he constantly wastes at least 50% of his working week trying to overcome staff issues. The problem with Gary is that he's a 'know it all'. He likes to do things his own way and believes that having been in business for 15 years, he knows all about recruitment and keeping people who will be valuable assets and contribute to his bottom-line.

Are Leaders Born or Developed?

According to Marc Hasrouny and Sam Khreishe, co-owners of Megatel Services Inc., the answer is: both. Having taken them through a process of leadership training and development, they are seeing how self-development builds upon the inherent leadership qualities that we are all born with.

Solo Entrepreneur Marketing Strategy: Give Away What You Know (and Lots of it!)

If you want to generate more income you need to stop selling your expertise by the hour. Instead sell your expertise 24/7/365.

Data Strategies Checklist

From taking a hard look at your customer data to negotiating better pricing with your data providers, this article is designed to help you make an honest assessment of your data and the money that you spend on it. Our hope is that it will generate some good ideas for your next marketing campaigns!

The Power of Your Own Affiliate Program

Increasing sales of your products and services can come through a number of marketing tactics. One of the best ways to ramp up sales quickly is to develop your own affiliate program. Learn how to create an affiliate program quickly and easily with some helpful advice.

Ugandan Government to Set up Laws for Regulating its Microfinance Sector

During the 2007 Citigroup Micro-entrepreneurship awards ceremony in Kampala on January 10, 2008, State Minister for Microfinance, Caleb Akandwanaho announced that a new law regulating the activities of microfinance institutions will take effect in June 2008. The law is meant to bring an end to corruption in Uganda’s savings and co-operative organizations (SACCOs) following dozens of complaints from customers claiming to have been fleeced of their savings, and police investigations in September 2007 of four savings and co-operative organizations (SACCOs) suspected of fraud, including the suspension of The Support Uganda Savings and Cooperative Society, and arrests of SACCO heads.

Uncovering the Essence of You

In life, as we go about our daily tasks it is so easy to lose sight of a very fundamental important fact: you are your most important resource. Your ideas, skills, qualities, and characteristics...the essence of you... are what will propel you towards success, or hinder your progress if you allow it to. Which will become your reality?

Business Value

Do you know what the business is worth?

What is a Wealth Cycle

A wealth cycle is simply shifting one investment from one sector that is over valued to another investment from another sector that is undervalued. Then you wait for that undervalued investment to become overvalued and then go through the cycle again. The Dot.com bubble of the 90's is a prime illustration of this. What the majority don't know is, this boom started way back in the early 80's at the same time when the Gold and Silver bubble was bursting. At this time most of the money was shifted out of Gold and Silver and put into emerging tech stocks and internet start ups.

Lead Change With A Leadership Network

If you want to sponsor a lasting change, search out the people who will be visible leading learners — people to cooperate in the work of creating a new vision and living out the changes in their behaviors. We’ve come to call this virtual group a change leadership network, a critical mass of natural leaders aligned with the new future. These people will be the front-runners in understanding the implications of the change for their organizations and thinking through how their work systems will need to be impacted. Your changeleadership challenge is to form and nurture this phenomenon.

Overcoming People Problems In Your Business

I recently met up with a friend of mine who was telling me how little time he had working on his business due to the people problems he was constantly experiencing. ..... He always complains to me that if he could run his business on his own, he would. Unfortunately this is not a reality so he constantly wastes at least 50% of his working week trying to overcome staff issues.

Here Are Ways Which Are Making Average Managers Into Outstanding Ones

Becoming a successful manager is easy...just copy those who are already successful. Check out these tips...

Now You Can Be A More Motivational Manager

All your staff are perfect, right? They are highly motivated and fully productive. Maybe? Could they be even more motivated and more productive? Most probably. This article shares some secrets of highly motivating your staff.

Business Coaching As A Valuable Asset For You and Your Business

The challenges facing business owners and senior mangers seem to get more complex each year. And these challenges call for additional resources and tools to deal with the challenges and to take advantage of the opportunities that lie within each challenge. One of the most valuable assets for business owners and their management team members is the strategic thinking, strategic planning and independent, unemotional and unbiased outside advice from a strategic thinking business coach. A business coach in today's business world can be a very valuable asset for business owners.

Plan for Business Success - 6 Reasons to Succession Plan

There are many valuable reasons to plan for the future - not least because it reduces the inexperience when people leave the business or organisation - yet there are other reasons too..

The Importance of Clear Business Goals

For you to get where you want to go, there are four key steps for you to take. They are not difficult, but they are vital...

Conclusion - Microfinance: A Platform for Social Change

We firmly believe that an integrated approach to servicing clients can enhance microfinance’s effectiveness as a poverty alleviation tool.

1.8 Making money work for poverty reduction: Working Out of Poverty

It is impossible to build an enterprise without access to credit. Poor people all over the world have little access to formal financial services. Microfinance activities go hand in hand with entrepreneurship, enabling the poor to borrow for productive purposes, save and build their assets. The ILO has advised central banks on the design of laws and regulations for povertyoriented banks. This has been instrumental in creating an enabling environment for pro-poor banks to emerge and prosper, particularly in Africa.

Brand Revitalization

Building a strong brand takes commitment, time and hard work, but the result is one of the most valuable assets a company can own. That said, not all assets are static, and your brand image is no exception.

Aren't the poor too poor to save? FAQ

The poor already save in ways that we may not consider as "normal" savings--- investing in assets, for example, that can be easily exchanged to cash in the future (gold jewelry, domestic animals, building materials, etc.). After all, they face the same series of sudden demands for cash we all face: illness, school fees, need to expand the dwelling, burial, weddings.

INVESTING IN TIMES OF UNCERTAINTY AND VOLATILITY - Part 2 THE INVESTMENT DECISION AND CONSEQUENCES

This article, part two of a four part series, examines the consequences of selling out and going into cash after a market correction. It looks at question such as, "Have you really lost money/" and "When do I get back into the market?"

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