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When Should I Consider Filing for Bankruptcy?
“A person is insolvent whenever the aggregate of his property is not sufficient to pay his debts” – First State Bank v. Sibley County Bank, 105 N.W. 485
Instructions on Filing for Bankruptcy in New York
There is a long process when filing for bankruptcy. Here are some instructions Julio Portilla suggests when filing for bankruptcy:
Filing an Emergency Bankruptcy Petition
An emergency bankruptcy petition can get debtors protection immediately. This can stop creditors from eviction and even foreclosure. If these creditors are down your back, this may be your best option.
10 Ways to Get Out of Debt!
Here are the 10 ways to get out of debt according to Julio Portilla:

Other bankruptcy attorney Related Articles

More Consumer, Corporate Bankruptcies Ahead This Year
The Bankruptcy Abuse and Consumer Protection Act of 2005 was designed to change existing bankruptcy law to make it more difficult for both businesses and individuals to qualify for bankruptcy protection. The bill, which was pushed by the credit card, auto and retail industries, was intended to end abuse of the bankruptcy system yet U.S. consumer and corporate bankruptcies are expected to increase by 20% and 17%, respectively, in 2007.
Evaluate Complaints Against Franchisors Before Signing The Agreement
While starting a franchise business, checking out the legal history of the franchisor is a must. Take the help of your franchise attorney to look into any sort of litigation, bankruptcy and out-of-court settlement the company may have experienced.
Why PR Is The Most Effective Branding & Marketing Tool
Let’s say you read an ad for an attorney in your local newspaper. The ad tells you how wonderful the attorney is, what she specializes in, what services she offers, and how to contact her. Now let’s say you read an article about that same attorney.

Effects of Bankruptcy - Not the American Dream
Anyone who has ever gone through the emotional pain and stress associated with bankruptcy will tell you that bankruptcy was not something they “planned” or considered to be a part of their future plans.
What is the means test, and how does it apply to me?
Chapter 7 bankruptcy is the liquidation of your assets in return for having your debts pardoned. Chapter 13 bankruptcy lets you work with the court to find a way to pay off your debts. In order to prevent people from abusing Chapter 7 proceedings when they could be paying off their debts through Chapter 13, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 created the means test.
What is the difference between a Chapter 7 and a Chapter 13 bankruptcy?
Sometimes you get into severe financial straits and have to rely on bankruptcy. When this unfortunate happenstance occurs, which form of bankruptcy do you choose? The two major forms of bankruptcy for consumers are Chapter 7 and Chapter 13. Each of these bankruptcy forms are designed to ease and remove debts from you, while at the same time paying off the bills as much as possible.

How to Determine if Bankruptcy is a Viable Tax Relief Option for Resolving IRS Back Taxes
With a record number of bankruptcies filed in the last year it's important for taxpayers to know whether it's possible to discharge taxes in bankruptcy. If you qualify for discharging your IRS tax debt through bankruptcy, you have an opportunity to achieve permanent tax relief and a fresh start. Find out more about eliminating your back taxes with these important tax relief bankruptcy tips.
Virtual Bankruptcy Assistant (VBA)
Now a days VBA outsourcing is used as a tactic to improve operations by bankruptcy attorneys, looking to diversify with a goal of vertical growth coupled with positive financial performance. Today's virtual bankruptcy assistant outsourcing has evolved to be a preferred method of practice management by bankruptcy attorney firms for numerous positive reasons. As outsourcing fulfills a need that transcends virtually all businesses. Any business that helps other businesses perform better are well positioned to prosper far beyond the millennium change.
Why Bankruptcy and Financing Does Not Work As The Solution To A Problem
When you don’t fix the core problem, neither bankruptcy nor the provision of fresh money can help, they both just delay the inevitable failure. One of OnSite’s areas of expertise is keeping clients experiencing severe difficulties out of bankruptcy through restructuring and programs to improve (or initiate, in some cases) profitability. We are often asked why we do not agree with bankruptcy and why when a bankruptcy is inevitable; we believe we need time prior to filing to prevent conversion to liquidation?
Los Angeles County Bar Association Professional Responsibility & Ethics Committee for Legal Outsourcing
Whether attorney in a civil case who charges an every hour rate may contract with an out-of-state company to draft a brief provided the attorney is competent to review the work, remains ultimately responsible for the �nal work product �led with the court by the attorney on behalf of the client, the attorney does not charge an unconscionable fee, client confidences & secrets are protected, & there is no conflict of interest between the client & the contracting entity. The attorney may be necessary to tell the client of the nature & scope of the contract between attorney & out-of-state company if the brief provided is a significant development in the representation or if the work is a cost which must be disclosed to the client under California law.

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