|
|
Like this article? PLEASE +1 it! |  |
|
banks Tagged Articles
|
The Fallacy of Bank Lending
| |
| If banks really want to compete and grow though increased customer acquisition and market share, then they will quit ignoring small business customers. It is a true fallacy of banks to continue to ignore this important and very large market segment. |
|
|
Financing Your Business In 2010
| |
| Unlike 2009, finding capital or credit for your business in the coming year will not be easy but not impossible either. As a borrower, you must first understand the new lending rules then work to make your business fit those rules. It is that easy! |
|
|
Putting the Cart Before the Horse – Financing Your Business
| |
| While it may seem the practical choice to seek financing for your business before you need it, banks and other lenders, in providing capital to business owners, want to see you take the bulk of the risk, first. If you do so, the financing will quickly follow. |
|
|
Tired of hearing ‘NO’ when seeking funding for your start-up?
| |
| Turn a ‘no’ into a ‘yes’ by following a few simple concepts in financing your new business. Start-ups need money but they don’t need it all at one time – figure out how to get only what you need – when your small business need it! |
|
|
Getting A Bank Loan
| |
| Many entrepreneurs are so discouraged that they don’t even apply for financing. Only 60% of small and medium sized companies try to raise capital. Only 53.8% of businesses with zero to four employees apply for financing. This section will provide you with some background information on banks and how you can maximize your chance of getting your loan approved. |
|
|
Mortgage Renewals and Transfers – Finding the Best Rate
| |
| About one to two months prior to the expiration of a mortgage, most banks will send out mortgage renewal notices. Banks like to assume that the busy schedules of people will encourage them to simply renew rather than transfer their mortgages. The most unfortunate aspect of this approach on your part is that banks often will only offer you their posted price with little or no discount extended to you, even after you have been a loyal customer with them for some time. Banks win out when they take this approach because people truly are busy. Nearly 60 percent of people sign and return their renewals without considering what the competition has to offer, let alone looking into the rates of other mortgage renewals and transfers. |
|
|
Mortgages for Self Employed – Finding Viable Options
| |
| About one out of every five income earners in Canada are self employed. This is a fairly large demographic, and the statistics suggest it is continuing to grow. This promotes any self employed person to ask why it is so challenging to obtain mortgages for self employed workers through charter banks. The reason is because business owners who work for themselves subtract expenses from extra income, which is not something many banks recognize. What you need if you are looking for mortgages for self employed workers is a lender that will look at your credit history rather than a combination of your business finances and taxes. |
|
|
SMEs grapple with restricted funding access
| |
| Many small-to-medium enterprises currently seeking funding are being stonewalled by lenders, with more and more asset classes being categorised as “non-preferred” and lenders also imposing overly stringent approval conditions. |
|
|
How to start a small business
| |
| If you are looking into how to start a small business this article is designed to give you some pointers of what you should be looking at in the Start-up stage of a business - at this stage in the life cycle of a business the considerations and planning needed fall into the following categories:
- Decide on whether to should I buy a business or set up a business from scratch or even buy a franchise business. There are relative merits of each route, as discuss in the article link here. A franchise is a good route to take where you are seeking banking finance, as banks like franchises.
- Decide on a name for the business - if you are starting from scratch, you must then consider protecting your name and of course your idea if it is an invention by using the patent protection process. |
|
|
Money for starting a business
| |
| Getting the money for starting a business is a stumbling block that many budding entrepreneurs face at the out set.
The first question to answer is should I buy a business or set up a business from scratch with each route having its own complications from a fund raising perspective. If you are starting out from scratch you have the added problem that you have no track-record in business and the business itself will have not trading history.
However, if you are looking to buy a business or perhaps set up a franchise then this is a slightly different proposition in that and existing business will have a trading history and franchise are liked by banks because they are a know quantity. You do still have the slight problem that you have no business track record, but this can be overcome with a sound business proposal. |
|
|
How businesses can beat the credit crisis
| |
| The credit crisis is hitting businesses around the globe and at a time when you see World Governments pledging financial support for banks then you know that there is a REAL problem.
No one knows quite how long this crisis is going to last or indeed how bad things will get, but one thing is for sure confidence is a low, property prices are falling, properties are being repossessed and people are being made redundant.
With the picture painted and that part out of the way, I want to reassure my readers that I am not trying to reap doom and gloom here although a reality check is never a bad thing. When times are tough there are certain things that businesses can do to get through and this article is dedicated to that end. |
|
|
Does Your Small Business Need A Bailout?
| |
| Struggling to make your current loan payments? What about payments to your suppliers or venders. Is your business’s revenue down while costs are up? Know that you are not alone and that there may be some Federal stimulus money to help you out. |
|
|
The New Lenders On The Block
| |
| While traditional credit remains tight for small businesses, other entrepreneurial lenders are stepping in to fill this void. While not set up like most lending products, they still provide businesses with capital they might not have received otherwise. |
|
|
Bank Mortgage Canada – 70 Lenders And 5 Banks
| |
| The little secret is out: there are just 5 main banks in Canada. On the other hand, there are more than 70 lenders who can render you a variety of loans. So, if you’re interested in bank mortgage Canada, look beyond the official banks. |
|
|
Mortgage Canada Bad Credit – Become The Owner Of Your Dream Home
| |
| There was a time when only people with good jobs, no loan payment issues, and expensive property as security could avail home loans from banks. Before lending you the money, the bank would run a thorough background check on you. If they found out that your credit history was poor, or you had payments pending on another loan, or you had a history of delayed repayments, you could say goodbye to the dream of owning your own home. Thanks to mortgage Canada bad credit options that you can now get loans even if your credit history is less than stellar. |
|
|
Face-To-Face Vs. Phone Sales: A Case Study
| |
| I recently was halfway around the world, meeting a new business partner, and found myself in the midst of a seller’s nightmare: I had to do an in-person prospecting call on one of the world’s largest banks, with an unfamiliar business partner, with no idea of the reason behind the cold call, or the people who would be there.
When I was picked up from the airport I was told of this meeting, and there was no one available to discuss anything with me until we were at the client site. Nightmare. |
|
|
Prepare Your Business for the New Lending Market
| |
| Banking and overall lending have changed. It has gone back to sound banking policies and requirements. Which means many businesses hurt by this economy will not qualify for any lending or business loans. But, it does not have to remain that way! |
|
|
10 ways to save money in your business
| |
| 10 ways to save money in your business and make your business a lean mean fighting machine!
In an economic slow-down it is time to cut costs!
When things are going well and saving money is not at the top of the agenda we can all let things slip and not pay close attention to cut costs. With the credit crunch still biting the majority of businesses still I though it would be good to help focus on where money can be saved.
1. Bank charges
If you have been with your bank for a number of years and many people tend to be very loyal to their banks, for some reason. Always remember this, if times get tough, the bank will be the first one to kick you out on the street, as their decision is based purely on a commercial basis without emotion. |
|
|
Business credit remains tough in difficult times
| |
| There’s been a lot of talk about the impact of the global financial crisis on interest rates and access to finance.
Whilst the banks maintain that they are providing finance, and certainly that appears to be the case with residential mortgages, the availability of finance to business remains an issue. It is finally receiving a greater level of attention in the mainstream press, with The Australian and Australian Finance Review both publishing articles on 27 March. |
|
|
Looking for Financing
| |
| Before you go to a bank or another funding source, you must have your "act" together. |
|
|
Mortgage Rates And Subprime Crisis – An Overview
| |
| The global subprime crisis had such far-reaching implications that it is impossible to spell out in a few sentences the large-scale affect it caused on the economy of the world. As expected, Canada too did not escape the worldwide wrath. The fallout has been extensive. Today, money borrowers are bombarded with terms such as prime mortgage rate and subprime mortgage rate. What do these expressions mean? A rudimentary understanding of different types of credit is as much essential as getting to know of terms such as Canada prime mortgage rate. First here is some nitty gritty of what prime interest rate is. |
|
|
Raising the Stakes: Trump Takes On Manhattan
| |
| “I don’t believe you can ever be hurt by buying a good location at a low price,” says Trump. Even as the city seemed to be crumbling around him, Trump dreamed of the amazing potential for properties throughout New York. |
|
|
Lesson #1: Give Back To Others
| |
| “One is only happy in proportion as he makes others feel happy. And only useful as he contributes his influences for the finer callings in life.” |
|
|
Fred Smith Quotes
| |
| Fred Smith Quotes |
|
|
Lesson #4: Don’t Let Anyone Keep Your Ambitions in Check
| |
| When Giannini first came onto the scene, the banking world was a very different one to that which exists today. Most banks were single, stand-alone entities, and had limited capital, which meant that they could only lend out the amount of money they had in reserves. Giannini helped to change all of that by building a large branch network in California, and with a dream of going national, but none of it happened without a fight. |
|
|
Banking on Success: How Giannini Achieved his Greatest Ambitions
| |
| He never dreamed of being a banker when he was a child, but today, there is nary a student of retail banking who does not know the incredible story of this determined entrepreneur. A son of poor immigrants, Giannini helped build the first national system of banks for the ordinary person, all the while fueling California’s economic development and inspiring a new generation of entrepreneurs. What were Giannini’s secrets for success? |
|
|
Lesson #1: Don't Follow the Crowd or the Market
| |
| “When there is a crisis, that’s when some are interested in getting out,” says Helu, “and that’s when we are interested in getting in.” |
|
|
Don\'t Keep Score
| |
| Hey, with the national political process well underway, wouldn't it be cool if you had grown up with the President-to-be and he owed you a big favor? WRONG! (Sorry, trick question.) As tempting as that may sound, this kind of thinking will actually lead you to real failure in life on so many dimensions. |
|
|
Subprime is Survivable, But ...
| |
| While I'm carrying all the negative news, I might as well point to this fairly dire piece in the FT today. The subject is the state of the U.S. economy, and the author makes some compelling arguments that subprime is survivable, but it's what comes after that spells trouble for the U.S. economy:
|
|
|
Random Ghana Company Factoids du Jour
| |
| I’ve been following for a few years the surprising resurgence – and I use that word advisedly -- in the Ghana economy. After being in effective collapse for some time, inflation has been declining, banks becoming more healthy, and GDP growing nicely in this resource-rich, entrepreneurial and (relatively) stable African country.
|
|
|
The Bank Blame Game Again
| |
| We're back doing the bank blame game, and I really wish it would stop. Can't we go back to beating up on credit rating agencies? That was more pleasurable, and much cheaper. We didn't have to spend billions to feel bad -- we could just cold-cock them on principle. |
|
|
The Mortgage Problem. Where Did It Go?
| |
| James Dicks examines the lack of recent news on the mortgage crisis in the U.S. |
|
|
Mortgage Canada Ontario - Why working with a Broker is better
| |
| If you are seeking an affordable mortgage Canada Ontario, there are many options available to you today. Obtaining affordable rates for financing your home is critical to buying a house in Canada. You might first of all place your rely on a bank to provide you with the financing you need, but as a person in need just walking in off the street, it is unlikely that you will be offered the best rates available on the market today. His is the case despite the fact that banks are loaning money more freely now than when the economic meltdown was at its peak. |
|
|
Ontario private mortgage - Notable Data You Ought to Recognize
| |
| What is the reason that you are searching for a bargain on a mortgage? You could be purchasing your first home or upgrading to a bigger, more suitable home for a growing family. You might be at retirement age and looking for a small residence that you can manage more effectively. Whatever the case is, you must secure proper financing if the purchase is to be a wise financial choice for you and your family. Nevertheless, in some circumstances, you may require something called an Ontario private mortgage. The reasons are far-ranging. |
|
|
We had TARP for residential, now comes commercial
| |
|
The residential collapse has contributed to a record number of bank failures. Now banks are seeing commercial lending problems rise, centered around commercial real estate.
Bankers, industry analysts and observers widely expect first-quarter 2009 data — scheduled to be released in the next few weeks as part of many lenders’ first-quarter reports — to signal a continued escalation in loan defaults from all forms of commercial borrowers, from the real estate at office parks, shopping centers and commercial building space to more traditional business borrowers.
State banks, according to Federal Deposit Insurance Corp. data, reported a 15 percent increase in non-farm, non-residential loans — the regulators’ definition for all commercial loans — as nonaccrual loans within the last 90 days of 2008. |
|
|
The Commercial Real Estate Time Bomb
| |
| The deterioration resulting in a drop in commercial real estate values could result in over $1 trillion in upcoming headaches for financial institutions, investors and the administration, with the bulk of exposure concentrated at banks and insurance companies. The refinancing problem is the altogether entire current shut down in debt capital markets for assets, which affects all refinancings equally |
|
|
Another big bank bailout:
| |
| New legislation to help small business, recently passed almost unnoticed, from the House would allow all but the 100 largest banks to pretend they haven't made bad loans. The provision would permit more than 7,800 banks, with nearly $3 trillion in assets among them, to spread losses on bad real estate loans over six to 10 years instead of recognizing reality immediately.
|
|
|
Entrepreneurial Ways to New Small Business Loans
| |
| Banks and traditional business lenders no longer provide the benefits they once did regarding business loans and access to capital by small businesses. However, out of this crisis there are emerging new entrepreneurial firms looking to fill the gap. |
|
|
Mobile Home Parks: The Perfect Storm is Building for the Best Deals in Decades
| |
| Mobile home park sales have been in a continual decline since 2000. From a peak of almost 400,000 units sold per year then, sales are down to under 100,000 today. And most of those sales are units that do not end up in parks. The good news is that, unlike the single family home industry, bad new home sales have been in every park owner's and bank's budgets for almost a decade. There is no collapse to worry about -- it's already been dead for a decade. And no sellers are trying to use numbers based on good sales that are not really there anymore, nor do you have to guess when the rebound will occur. |
|
|
Business Loans: Financing Your Franchise
| |
| Franchises are a great way to jump into business. They have proven business models, strong brand awareness and a wealth of information that takes years to build. But, financing a franchise still remains tight in this economy; here are some tips. |
|
|
How the Banking Credit Card Fiasco Affects YOUR Business
| |
| Find out how a little bit of entrepreneurial creativity and innovation can help your clients and your business in the midst of a credit crunch. Implementing the following five strategies will make your business the clear option for clients and customers in this credit-strapped economy. |
|
|
Looking to 2010: Marketing Advice for Small Business Guerrillas
| |
| OK, so 2008 and 2009 were not good years for small businesses. Demand was soft, those customers, who could pay, did so slowly, banks and other sources were very stingy with credit. If you made it this far, what should Marketing Guerrillas be doing looking at twentyten? Here are five specific recommendations based on the book, MORE Guerrilla Marketing Research. The key idea in the book is that when Guerrillas have a marketing problem, they should ask their customers and prospects for advice. Doing this will produce a better decision than going it alone--every time.
|
|
|
Business funding sources for today's business owner...
| |
| Yes and no. Yes if you have a strong personal credit score. No if you are typically under a personal fico score of 720. The banking industry has significantly tightened the credit requirements recently in the last 12 months. If you do maintain a strong credit score then you are in luck. |
|
|
Don't Wait To Be Bailed Out!
| |
| While the economy is in this downward financial spiral people need to get educated and focus on their future. We all need to decide what we are going to do next, and not wait on the next bailout from the government. Working for the man doesn't seem to be working since people are getting let go from there jobs, so start working for yourself and controling your financial future, and the benefits are fantastic. |
|
|
8th of the 10 Kurlan Sales Competencies That Are Key to Building a Sales Culture
| |
| Key Performance Indicators or KPI's abound for sales. However, most companies choose to pay attention to the wrong ones. They look at lagging indicators like:
|
|
|
Fixin' to Hunt Up Some Cash
| |
| If you need cash, whether for survival or to fund a new opportunity, where do you look? It's closer than you think. |
|
|
How to negotiate a Guarantee Agreement
| |
| “Never sign a guarantee agreement” is the mantra of most lawyers. However, in most situations that is simply not practical. Banks and larger lending institutions can be pretty reluctant to waive the requirement for a guarantee entirely. For some lenders, however, it may be possible to negotiate individual terms which reduce your liability. If that’s possible, here is a list of some of the things which you should focus on. |
|
|
Forex Trading - Trader Psychology
| |
| Professional athletes are often told by their coaches that their attitudes on the field can affect whether they win or lose. That's even more true in Forex trading. It sounds like the standard motivational speech, but having the right frame of mind can definitely influence your trading results.
There are many aspects of Forex trading that are outside the investor's control.
Forex market participants number in the millions - traders for the world's largest banks, huge governments and individuals just like you. Unlike stocks, even the big traders have a tiny effect on exchange rates.
|
|
|
Facts about Carbonite
| |
| When it comes to online backup service it seems that everyone nowadays has heard about carbonite.com" target ="_blank">Carbonite. Using carbonite.com" target ="_blank">Carbonite will protect your files that are just too valuable to lose from being lost forever due to the unforeseen. You may think that your computer will never crash, but the fact is that thirteen percent of new hard drives crash each year. If that doesn't scare you look at the numbers of computers that are lost or damaged by nasty weather. Put it all together with a world that is in economic peril and is seeing an increase in crime and all signs point to you needing to back up your files. |
|
|
The Social Value of Business
| |
| Not so long ago the idea that business should have a social value was seen an anathema. |
|
|
Business Loan: The Debt to Equity Ratio
| |
| So, your business and personal credit is OK and your have solid cash flow, yet your bank keeps refusing your business loan application. Find out why. |
|
|
Do-It-YourSelf SEO Part 2: Use Articles to Increase Your Web Traffic & Your Credibility
| |
| In an earlier article we talked a bit about very basic search engine optimization for your web site. Here's another tip that will not only drive traffic and increase your rankings in search engines, but will raise your credibility as well: Submit articles you've written to article banks. |
|
|
Managing Debt…Eliminating Debt…Two Problems, One Solution
| |
| You need to look at debt from a new perspective in order to manage it. Debt should not be looked upon as an income stream, but as a tool only. Keep in mind that this tool is very dangerous and can turn on you at any time. Here is my solution to recovering from a debt lifestyle. |
|
|
How to Get People Talking About YOU
| |
| How do you find YOUR prospects? If you're like many solopreneurs, very often your prospects find you. That means that somewhere somehow, someone is talking about you. That someone could be one of your clients, a colleague, or even your web site. |
|
|
Credit Card Debt Settlement - Top 5 Things to Know
| |
| Negotiating settlements is one of the fastest ways to reduce large portions of your credit card debt permanently. Although there are many companies advertising on radio and television to work for you in settling your credit card debt, it is possible to do it yourself without paying additional fees or a percentage of the amount you save to a third party.
Here are five major points to keep in mind when settling your credit card debt. |
|
|
Revisit the Past to Increase Future Sales
| |
| Would you like more sales now than last year? Then you may need to revisit a marketing and sales skill set that was developed during your high school days even if you never took a business course. |
|
|
Fed Decision: Deflation vs. Inflation
| |
| With the Fed in meetings the next two days, and fears of heavier inflation much greater than ever before, Bernanke and company find themselves in a very difficult spot and will have to tip toe around inflation fears and focus on their bigger fears of deflation. |
|
|
Financial Regulation: Necessary Evil or Evil Necessarily?
| |
| The article discusses the issues with newly proposed regulation for financial markets. It lists the possible implications of mistakes regarding new regulation, and cites past instances that support its claims. |
|
|
7 Tips to Overcome Cold Callin Jitters
| |
| Think of cold calling or telemarketing as having meaningful conversations where you may be able to add real value to a client. If you don't ask, you don't know! Also people can't love you/your service if they don't know about you! |
|
|
5 Things Every Startup Business Owner Must Know
| |
| Start-up business owners are not always aware of financing options outside the banking industry. They are more likely to be turned down by the banks, especially if they have not been in business for at least two (2) years.
|
|
|
Bank Stress Tests?? What Stress?
| |
| So by now you’ve heard the unofficial results of the bank stress tests. Only ONE, that’s right, ONE bank out of the nineteen tested is in need of additional capital. SHOCKER!! I mean really, did anyone actually believe that the government would do more damage to the already-fragile banking system?
|
|
|
How to Build Quality Financial Projections
| |
| “Financial projections are part art and part science”. So what does that mean? It means that you won’t know how to do them until you have done them. Sure there are some things you can estimate based on your knowledge and experience with a particular type of business, but the rest has to come from research. And, that research, is part of the overall business plan. Find out how to get them done in this article. |
|
|
Keep Listening After "No!"
| |
| How Rick Schilling found his successful, new business after a potential client has just rejected his sales pitch. This article is about the art of keep listening after someone has said "No!" to us. |
|
|
Time to buy banks with mark-to-market behind them?
| |
| Yesterday, the FASB eliminated mark to market accounting standards. Now they will be priced based on their income, not what a buyer would pay for them in the market. This will create a lot of uncertainty around some of the toxic assets on banks balance sheets, as well as the TALF program. |
|
|
6 Steps to Creating The Perfect Business Loan Package
| |
| Even as our economy recovers, business loans will not get any easier to get. To succeed, you have to prepare a winning loan package well in advance. |
|
|
Time to Re-Finance or Buy a Home?
| |
| Veteran Financial Planner goes through the bold moves by the Fed and the Treasury and explains how they will affect you! |
|
|
Small Businesses – the AIG Antidote
| |
| No small business would exist or function under the AIG type of framework. Small businesses must function properly and turn a profit in order to survive, much less thrive. That’s why I’m more convinced than ever that small businesses are what can, and hopefully will, turn the economy around and set the country back on course. |
|
|
Is Buy Hold Investing Dead
| |
| Veteran Financial Planner explains the economy, the market and their future. |
|
|
Banks are sharing buying habits with retailers to get their customers to spend more money
| |
| Tracking purchases allows banks and issuers to deliver more tailored transactional marketing offers |
|
|
Thousands are getting fired What are people doing in tough times
| |
| Thousands are getting fired; What are people doing in tough times?
The nation is being hit with unemployment. We all know someone who has been affected. What are those people doing about it? What is everyone really searching for right now?
|
|
|
CONNECTING IS NOT ENOUGH: The Need for a Strategic Approach to Networking
| |
| The first of a regular article based on the premise, Connecting is Not Enough. Looking at why and how to develop a networking strategy for businesses to thrive.
|
|
|
Selling Your Business in Today's Economy
| |
| Have you decided to retire or move on to something else? Today's economy makes it tough to sell a business outright (banks just aren't lending). Still, there are ways that you can sell your business and reap the rewards you've so justly earned. |
|
|
Strategic Planning for Contractors and Developers in Difficult Times
| |
| Advice to construction and development businesses: Prepare a strategic business plan showing a 30% or more decrease in revenue. Preparing this version will force you to conserve cash by cutting all the fat and some bone from your operations. |
|
|
11 Franchising Tips for 2011...
| |
| Tips for Franchisee's wanting to buy a Franchise in 2011. |
|
|
How to Save Money for Beginners
| |
| Many people are struggling financially because each week they find that their pay magically disappears. Good news! I have found a way of stopping this and it works! Well, it works for my two teenagers, I have only just set mine up, and it seems to be working so far. |
|
|
Choosing The Right Bank for Your Business
| |
| Choosing the right bank for your business can often be an ongoing event. With the world of finance changing each day and new banks opening, there is more competition between the banks and therefore the opportunity for you to get a better deal. You will also find that, as your business grows, your banking needs will change. |
|
|
OFCCP Compliance: Understanding the OFCCP’s new ruling on Internet Applicants
| |
| OFCCP Ruling at a Glance
The Internet Applicant final rule, issued by the Office of Federal Contract Compliance Programs (OFCCP), addresses recordkeeping by Federal contractors and subcontractors about the Internet hiring process and the solicitation of race, gender, and ethnicity of "Internet Applicants." As of February 6, 2006, contractors must keep records in compliance with these new OFCCP regulations. |
|
|
Tips on Writing Your Brand In Words
| |
| When you think of branding most people think of logos, colours and designs. But the way you write and the words you use are as much a part of your brand as all of the other visual elements.
Think about Virgin's Brand – cheeky, taking a poke at the establishment and very fresh. When they write ads or brochures each part of their writing reflects their overall brand. The words they use are fun, not stuffy and say it like it is.
|
|
|
Franchise growth in times of recession
| |
| Remarkably franchise networks often grow in times of recession. Nick Strong, MD of www.selectyourfranchise.com looks at the reasons why and what action franchisors should be taking to get ready for network growth. |
|
|
The Key to Franchise Success? Target a Narrow Customer Base
| |
| If you’re thinking that purchasing a franchise concept that appeals to as many people as possible equals success, think again: targeting a narrower customer base may be a better way to go. |
|
|
The Do's and Don'ts of getting finance for your business
| |
| Let’s face it, if you want finance for your business, times are hard out there at the moment. Banks and other lenders are a lot more cautious about who they’re going to lend to…at the end of the day they want to be paid back! So bearing that in mind, here are my top do’s and don’ts for getting finance for your business.
|
|
|
TAPPING PRIVATE LENDERS FOR YOUR BUSINESS OR REAL ESTATE LOAN
| |
| Summarizes traits and procedures of private money lenders in offering non-traditional loans and contrasts them with traditional lenders such as banks and mortgage companies. |
|
|
VISA’s Victory: How Hock Took VISA to the Top
| |
| When Hock arrived on the scene, the credit industry was collapsing right before his eyes. As banks raced to respond to the increasing demand, they found themselves out of their depths. Masses of people were being given pre-approved cards, including even children, pets and convicted felons – any lists of people that the banks could find. Fraud was rampant. Hock knew something had to change or the entire industry would soon give out. |
|
|
What is a Wealth Cycle
| |
| A wealth cycle is simply shifting one investment from one sector that is over valued to another investment from another sector that is undervalued. Then you wait for that undervalued investment to become overvalued and then go through the cycle again.
The Dot.com bubble of the 90's is a prime illustration of this. What the majority don't know is, this boom started way back in the early 80's at the same time when the Gold and Silver bubble was bursting. At this time most of the money was shifted out of Gold and Silver and put into emerging tech stocks and internet start ups. |
|
|
The New Economy – Weak and Getting Weaker
| |
| James Dicks examines the new economy. |
|
|
The Ethical Tipping Point
| |
| We hear a great deal these days about ethics. But when does an acceptable practice tip over into an unethical practice? |
|
|
How to Write a Business Plan
| |
| Writing a business plan is one of the most important steps in starting a small business. Achieving small business success requires planning. |
|
|
Small Business Credit : DUN Numbers : Dun & Bradstreet
| |
| Small Business Credit |
|
|
What does 2008 have in store for small businesses?
| |
| What does 2008 have in store for small businesses? Helen Dowling from Exceptional Thinking has a look at this topical issue. |
|
|
Why Factor?
| |
| Because this service has not been available, until recently, to small and medium sized companies, businesses should see this a positive ability to secure receivables financing, not as a problem with cash flow.
|
|
|
Getting Ready for the Transition from an Employee to a Business Owner
| |
| Most people nearing retirement age begin to think about what they can do next. Even though you may want to start a small home based business, but you could be stuck wondering if you are too old for entrepreneurship after retirement. You may even think that over 60 is an age that is too old for getting into entrepreneurship. |
|
|
New Small Business Loans
| |
| What’s the most difficult part of starting a business? Some will say it’s coming up with a winning idea. Others will say that it’s getting the word out about your new company. Personally, I’ve always found the most challenging aspect of starting a company to be finding the financing you need to get your idea off the ground and running. There are a number of avenues out there that you could pursue, so long as you know in what direction to look. If you’re applying for new small business loans, this article will summarize some of the things you need to know before you get started. |
|
|
9.3.4 Commercial banks: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
| |
| With respect to commercial bank financing, key informants indicated that banks
lack experience in dealing with the SME sector. |
|
|
5.4 Case Study 4: Enterprise solutions to poverty
| |
| SME investment funds – deploying
local capital and the challenge of
going to scale |
|
|
Market unrest
| |
| An investment issue that is causing all the complication in the market, cash or stocks. |
|