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business financing Tagged Articles

Financing Tips for Small Biz Entrepreneurs

From start-ups to 20 year old companies, I am asked everyday to help people find business financing for their companies. The answer is usually a function of the type of business, the time in business, the financial status of owners/business and what is needed to be accomplished with the money. I would like to lay out some basic guidelines and considerations when funding is needed. You will see that time in business has a big impact.

How to Pick a Trusted Financing Advisor
The article discusses the benefits of identifying a trusted business financing advisor for your firm.

Canadian Business Financing - Tips on Securing Financing For Your Business
The articles provides tips and information on business financing .

How does my firm attract Venture Capital?
The article discusses facts regarding venture capital firms, who they are, and what they are looking for in an investment .

How Does Ed Predict My Business is going to Go Bankrupt?! And who is ED?
The article highlights the work of Ed Altman in predicting business failure by simple financial analsysis

What is the Best type of Factoring and Receivable Financing Facility for Canadian Firms?
The article provides the Canadian business owner and financial manager with insights into Factorings growing popularity in Canada as an alternative business financing mechanism .

Is Factoring A Solution for my Cash Flow Challenges in the Canadian Business Financing Environment?
The article provides insights into why Factoring is a solution for Canadian firms to generate cash flow in the current challenging business financing environment

Tips for Raising Financing in a Cold Banking Market
This article explains how there are alternatives for business financing. Despite the slowdown in bank lending, business funding is available from non-bank capital providers.

How to Get Financing For Your New Small Business by Sharon Fullen
In good financial times it can be hard to secure financing for a new small business. So, getting financing in these tough and uncertain economic times are even harder. That's a reason why you need to know about this book.

Canadian Business Loans – is my Cash Flow really free? And how Free is It!
The article reviews the concept of 'free cash flow', i.e. the amount of cash left in a business after additional requirement business assets are purchased for growth, etc

Factoring and Working Capital Financing in Canada – Do I know my’ Cost of Credit’?
The article reviews the concept of the cost of credit from both a suppliers and customers perspective and how a factoring or working capital facility may not be as expensive as it seems .

Business Loans & Working Capital Financing Options for New or Smaller Canadian Companies
The article reviews business financing and working capital options for new and smaller Canadian firms that might not otherwise be able to find traditional financing . Alternative financing methods are presented .

Equipment Financing in Canada – 2010 – Optimism for your Business Financing Prospects !
The article reviews current Canadian business sentiment around business financing, capital expenditures as they relate to the Equipment Lease Financing Industry

Franchise Business Financing Canada – (Preparing your strategy)
The articles provides some overview of franchise financing in Canada, and covers early steps in the financing decision thought process .

Accessing Government Funding - First Impressions Count
You only get one chance to make a first impression. Nothing can replace the effectiveness of personal contact in this situation. If this is not possible, phone. Never do a blind submission. When your proposal lands on someone’s,desk they should be familiar with it and have been expecting it.

Government Business Grants in Canada. Are They a Myth?

Bureaucrats are famous or infamous depending upon your perspective, for lacking knowledge of what goes on outside of their own departments/agencies. Often they are not aware of the programs of another division within their own departments. Many government programs provide funding that is non - repayable but are not called grants. Some government departments finance third party sectoral or community based organizations to administer funding on their behalf. All of thes reasons may lead one to believe there are no grants available. Guess again.

Accessing Government Funding in Canada
Whether you agree with it or not, Canadian governments, at all levels, are actively involved in the business community. Each year they award hundreds of millions of dollars to small, medium and large enterprises in the hopes of stimulating local economies, fostering economic development and creating employment.

Asset based Lines of Credit – Canada’s newest business financing option!
Asset based lending , also called ABL financing, is one of the newest and most popular forms of Canadian business financing, allowing business owners ot maximize asset financing of all types.

Canadian Leasing – Lease Equipment Financing for Canadian Business
Canadian leasing benefits for business owners who wish to acquire new equipment and technology and are evaluating business financing options, features, and alternatives

Factoring In Canada – What is the best rate?
Information on factoring and best rate in factoring based on your business financing requirements for receivables financing for cash flow needs.

A Glance at Payroll - Strong Business Credit

Initially, managing two or three employees may seem relatively easy. You may even be able to handle the tax aspects on your own with the right amount of research and advice. However, as your business grows, you may find it more and more difficult to manage the distribution of funds-as well as the calculations involved in taxes and other deductions-to such a degree that you may wish to invest in a new employee or even an outside service to help you manage payroll services.

Internet Advertising - Keeping Cost Down

In the past 5 years, we have seen a dramatic shift in the American media from print to online programming. With print ad sales shrinking dramatically in the last decade, the internet has seen a surge of new marketing money from all sectors of the economy. For example, in 1996, real estate agents, brokers and developers spent $755 on newspaper advertising for every home sold. This year, they are spending $605 per home. For the same period, online ad spending per home went from $14 to $148.

Equipment Financing Specialist – Canadian Leasing Solutions
Information on the unique benefits of lease financing and the need and benefit to work with an experienced advisor in this area of Canadian business financing.

Lease Equipment Financing – Canadian Solutions
Information on the benefits of leasing when they are benchmarked against some of the disadvantages of this Canadian business financing strategy

Web Marketing - The Strong Business Credit Way
Many companies are no longer satisfied using snail mail, faxes, radio, television, newspaper and magazine media advertising. If you are starting or own a small business and find that these media are not providing the results you want, it may be time to explore the benefits of website marketing.

Drive Web Traffic - Common SEO Practices

What good is having a store without customers? A TV commercial with no viewers? Similarly, a website without visitors is a waste of cyberspace and money. The reality is that many businesses have ineffective website marketing that fails to deliver sufficient return for the time, effort and money spent. How does a small business draw visitors to its site? It can be like finding a needle in a haystack without the proper methods of identification and promotion. One solution is Search Engine Optimization.

Canadian Franchise Financing – Made in Canada Solutions!
Information on on franchise financing in Canada – Canadian solutions for financing a new or existing franchise and the importance of dealing with an expert in this boutique area of business financing

Creative Business Financing and The Jobs Are Free Myth
Many people never explore creative business financing because the don't consider starting a small business or a home based busniess as a viable option. In some ways the myth that jobs are free keep would be successful entrepreneurs from even entering the world of small business. Here are a few creative financing ideas derived from the costs of having a job.

Accessing Government Funding - The Criteria

So far you have determined what programs are available (if you've subscribed to our site),what ones you are eligible for,and made your initial contact with the department or agency to which you are applying. You have created a good first impression and positively influenced the development officer's predisposition toward your proposed venture. Next you need to find out what criteria your proposal will be assessed against. In this article we will examine these criteria in more detail.

The Recession and Canadian Government Grants For Business
Oddly enough, it is during tough economic times that the government is more inclined to step up to the plate with grants and other incentives for business to stimulate local economies.

When Is The Best Time Of Year To Apply For Government Grants and Loans?
If bureaucrats don't spend all of the money they were allotted there is a real possibility they will get their budgets cut for the coming year. That is the last thing bureaucrats want to happen and that means opportunity for you.

Have The Answers!
A good business plan tackles three major areas: The Business, The Market, and Finances. Look at the questions within each of the three areas below and answer them as they apply to your business.

Loans for Working Capital - Two Things Canadian Business Owners Need to Know
What type of working capital loan is best for my firm .Information on Canadian working capital strategies for business financing for short and long term needs .

Franchise Financing In Canada – Three Things You Need To Know
How to get a franchise loan in Canada .Information on how entrepreneurs can achieve financing success for franchise loans and business financing of new and established franchise businesses in Canada.

Working Capital Financing – Methods of Financing A Business
Overcoming business financing challenges ;Information financing a business, and how to obtain working capital financing to successfully overcome cash flow challenges .

The #1 Reason Your Best Business Financing Choice Could Be Asset Based Lending
Information on why Asset based lending might be the perfect solution for all your cash flow and business financing needs for Canadian business owners and financial managers .

What If ABL Was Your Secret Weapon in Business Financing in Canada?
Why asset based lines of Credit Work; Information on how ABL, or asset based financing , can be considered your firms secret weapon in business financing and cash flow and working capital survival .

Benefits Of Invoice Factoring And Factors That Affect The Cost Of Factoring Receivables
Why Factoring Doesn’t Cost What You Think It Does ;Information on Invoice factoring for Canadian business owners and factors they need to assess that affect the cost of factoring receivables versus benefits achieved from this popular type of business Financing .

Business Credit For Working Capital
Business Financing Alternatives for Canadian Business; Information on business credit and working capital alternatives for Canadian business . Traditional and or alternative/creative solutions for working capital and cash flow growth .

Is There A Better Way To Finance A Business Loan ? Consider An Asset finance strategy.
ABL Asset Finance may be your best business financing strategy ;Information on why an asset finance strategy for a business loan might be your best working capital and cash flow strategy . Costs, benefits , and an overview on ABL financing .

Working Capital Financing Ideas You Hadn’t Even Thought Of !
Realistic Canadian business Financing Alternatives ;Information on options available to Canadian business owners and financial managers for working capital financing . Updated commentary on a Canadian business financing article that provides relevant information for Canadian asset financing.

Has Your Company Overlooked the business financing of receivables or Factoring as a Working Capital strategy?
Information on a solid working capital and cash flow solution for Canadian business ;Information on receivables business financing in Canada . How factoring works, what it costs, and why starts ups and major corporations alike are utilizing this business financing strategy

What Mom Didn’t Teach You About Working Capital Business Financing
The Real Scoop on Business Funding in Canada;Information on potential alternatives for working capital and business financing in Canada . Some great business financing strategies are profiled, while others are revealed as less relevant and realistic .

Is Financing Inventory and Financing Purchase Orders Actually Possible In Canada ? Yes You Can!
Information on financing inventory and financing purchase orders in Canada . Is the bank your best bet for this type of financing ; who else offers the financing and what are the key benefits and qualifications for this Canadian business financing strategy . The Myth of Inventory and PO Financing debunked!

Why Asset Based Lending is the Business Credit You Will Ever Need
Information on an asset based lending solution for business credit for Canadian business . How does this facility work, why is it different from the bank, and why hasn’t your firm considered this type of Canadian business financing .

Understanding Cash Flow For Business and Why Receivable Factoring Just Might Be The Solution
You’re at the Crossroads for a Business Financing Decision Information on how Canadian business owners and financial managers should consider receivable factoring as the method in which to cure cash flow for business financing challenges . How does this financing work, and what are some of the benefits .

Why Use Credit Cards to Start Your Small Business?
Most businesses require money to start and to grow, and generally, business owners need to obtain some sort of financing in order to get the money they need. It can be challenging for a start-up business with no assets to secure a loan from a bank, especially in an economy where banks are limiting their lending.

Real World Advice on Cost of factoring of receivables in Toronto – Board the Receivable factoring Bus!
Information on why the factoring of receivables and in Toronto and the rest of Canada is becoming a major and accepting business financing tool . How receivable factoring works, what are the benefits.

Eliminate Commercial Finance Pressures With An Asset Based Lender
Information for Canadian business owners and financial managers around a financing mechanism to solve for commercial finance pressures. Why an asset based lender might be your Canadian business financing solution.

- Receivable Financing – Factoring is the 4th Way To Finance Your Company
Working Capital and Cash Flow Basics;Information on how Canadian business owners and financial managrers can assess receivable financing – Factoring is the 4th way to finance your business – Why might it be the best cash flow working capital solution .

One Real Way To Solve business financing challenges - Asset Backed Lending
Why asset based lines of credit give you the financing your company needs! Information for Canadian business owners and financial managers on asset back lending facilities that provide your firm with the business financing you require . How these facilities work and what their benefits are for your growth and profit potential.

Should I use personal credit to fund my business?
Have you heard the saying when you don’t need it, it is there; and when you do need it, it is not there? We have seen many small business owners in this position when it comes to business financing. Do yourself a favor and put your company in a good financial position. Secure your business credit before you need it.

6 Questions You Should Ask A Lender Before Applying For A Loan

Many small business owners today are finding that qualifying for bank financing is not easy. Even if you are using non-traditional lenders, there are important things to know before approaching them. Having great credit scores and tangible assets does not necessarily mean you can get the loan amount you need. Traditional lenders must follow strict guidelines in their lending procedures that small business owners might not be aware of. As for non-traditional lenders, they have also tightened up their lending guidelines. It is important to know what questions these lenders might and can ask. The questions below will assist you, the business owner in knowing what the lenders are looking for before you complete their application.

What’s the State Of Asset Finance Solutions in Canada and What Asset Based Lending Rates Make Sense For My Firm ?
Information on asset finance solutions in Canada – how do asset based lending rates compare to bank facilities and what are the advantages of an asset based line of credit facility. Turn Your Business Financing Into a Successful Growth Strategy

The Reality Around Working Capital And Cash Flow Business Financing In Canada
Information on working capital and short term cash flow solutions for Canadian business financing . How to address daily cash flow needs without the need to borrow or invest in long term capital

Seeing the Big Picture

The Fourth of July weekend is a great time to kick back and look around at your family. This is the time of year that most of us stop and see the big picture….the reasons why we work so much; the reasons for putting up with the daily stresses; the reasons for 40-60 hours of labor. It is all part of a bigger picture……it is not the money that we get every other Friday! It is the joy, the memories, the time we get to cherish with our friends and family.

Business Financing: Using Business Seller Financing
When selling a small business, one of the most important things you need to consider is where to find your prospective clients, and how you can attract them to buy your business. Seller financing is one of the things you can offer to attract a wider scope of prospective buyers.

Quick Guide On Financing Your Business
Even the most attractive and lucrative business opportunity can be unsuccessful if you have insufficient business financing to continue on with the deal. This is really important in business acquisition since unique opportunities do not come very often. Therefore, finding business purchase financing on time is the key to scoring on such business deals.

Access To Alternative Financing for Small Businesses
Many small or startup business owners seeking financing are caught between a rock and a hard place. Are you going to let this stop you? Are you going to give up on your dream of owning your own business or growing the current one?

2 Things You Need to Know About Business To Business Merchant Cash Advance Loans
Information on unsecured merchant cash advance loans and why this type of business to business financing can grow your sales and profits while providing immediate cash against future sales .

Breakthrough Lending Discovery ! How To Triple Access To Business Financing Via An ABL Asset Based Facility
Investigate Canadian Asset Based Lending for Your Capital Needs.

Sex, Drugs, and Alcohol
Think about it….Dating websites are packed. Professional matchmakers are showing profits greater than landowners. Michael Phelps is getting more publicity with paraphernalia around his neck than 8 gold metals. Local corner liquor stores are packed every night. The economy may be struggling, but these industries continue to flourish.

Winning the Ohio Lottery or Obtaining a Business Loan What is harder
According to Google Trends the top 20 most searched words in December include: Michigan Lottery Mega Millions Winning Numbers Ohio Lottery Georgia Lottery Megamillions.com Russian Roulette (currently 32, but is this a bad sign?)

Strike While the Iron is Hot Using the Recession to Your Advantage
These last few weeks of our economic downturn got everyone wound up. From business owners, to CEO’s and back to the consumers – everyone is at a panic about the recession, and the bailout we are in. But what is a recession, really? How is it lack of bailout impacting your life?

Canadian Do It Yourself Equipment Lease And Loan Advice – Commercial Business Financing
Information on trends and new data in Canadian equipment lease and loan financing in Canada . Why this method of commercial business financing is as popular as ever . Help In Becoming Your Own Lease Financing Expert

CHOOSING AMONG FINANCING OPTIONS

You have a million dollar idea for a small business, enough motivation and drive to launch an effective marketing and advertising campaign, and logistic channels established to get your product or service to the masses. Now the only thing missing is the funding to get your new company up and running through new business financing. If unsuccessful attempts to acquire a traditional bank loan have left you stranded, where do you go? How do you get the funding for your new venture?

Canadian Business Loan Financing – Pain or Pleasure ? Mastering Finance Success With Equipment Lease Companies
Information on equipment lease companies in Canada and how to maximize asset acquisition business financing success via leasing and equipt. loan strategies that work to your competitive advantage .

Sole Proprietor Or Partnership? The Pros And Cons Of Each
When getting your new business started, one of the most important decisions will be the choice of a legal structure that best suits your needs and the needs of your particular business. In today's article we will explain what a sole proprietorship means and how it may best suit your business structure, as well as finding out if a partnership may be right for you.

Guess What Canadian Business Financing Equipment Company Has The Best Finance Lease For You ?
Make Equipment Leasing for For You .. Not against you !

Canadian Business Financing Challenges ? Let The Expert Lease Of Equpment Lending Be Your Guide!
Information on the lease of equipment in Canada . Don’t let business financing challenges stop your company from getting the asset lending facilities it deserves.

Factoring: an alternative way to finance your business
Commonly businesses have to extend credit to their customers which in turn become accounts receivable in their cash flow. Factoring bridges this credit gap by enabling a business to get a percentage of their accounts receivable instead of having to wait the 30, 60 or 90 days indicated on their invoice.

12 Types of Business Financing in Canada - Which Do You Need? Commercial Loans & Cash Flow Finance
Information on business financing in Canada . Traditional and alternative commercial loans and cash flow finance facilities for Canadian business.

Listen
This article gives insight as to why it's important to listen to your Franchisor and/or franchise financing representative. You will also receive a few important tips and some constructive criticism, if you "Listen"

BUSINESS FINANCING -- To Be or Not To Be!

Over the years, there have been literally thousands of reports, articles, monographs, books, booklets, and courses written on the subject of "business financing." - Some are tomes of great wisdom; offering the reader insights into the technical mechanics of capital utilization, equity determinations, unsecured borrowings, time sales contracts, public stock issues, and loan applications. Others are 90% hype; offering the reader false hope, based on misinterpretation of fundamental financing techniques and principles.

Avoiding Scams when looking for business funding

There are a handful of companies across the U.S. and in Canada that advertise to offer a business credit building package or are “verified lenders.” Some are legitimate. Some are not. In part, the internet has created a breeding ground for scammers to collect money from people looking to start new businesses, then offer nothing, or very little in exchange. These scams involve collecting an upfront fee in order to get the business owner the funding or credit service that was advertised. Loan scams most commonly require an upfront fee to pay for alleged loan insurance required. Often, this is a scam tactic. In some cases, once the consumer pays the fee, the “company” is never heard from again. In other instances, empty promises are made and the ‘company’ drags the process on and eventually stops corresponding with the client.

Peer-To-Peer Lending and Your Small Business

Before the internet, before computers, before the stock market, businesses still needed money. Terms like ‘Barter’, ‘Partner’, or even ‘Susu’ were a critical part of the financial vernacular. With the advent of the internet, so much has changed. Here is one such major change – “Peer-to-Peer Lending”. This form of financing has drastically changed and improved because of the internet. Due to its supercharged online growth, this is now a term you must know.

The New Shape of Business Financing and Commercial Lending Options in Canada .
Information on the state of Canadian Business Financing and commercial lending . Who is offering and competing with who and what types of options are available to Canadian companies seeking asset and working capital financing .

What Kind of Financing is Right for Your Business?
Depending on the type of business, it will need to eventually get financing. Here’s a brief rundown on selected types of financing for commercial ventures.

Creative Financing For Small Businesses

Creative financing is an interesting concept that has many business owners wondering how it could work for them. Many business owners are still not aware of the non-traditional financing methods that are taking the place of traditional bank loans or are working in conjunction with banking institutions. Some of these creative financing methodologies are not loans. They cannot be accessed through traditional financing sources based on their conceptual makeup. The conceptual makeup of some of these options could include the use of your creditworthy clients, government contracting capabilities, current paper or tangible assets, or even the use of your future expected payments.

Zero To Sixty In Canadian Business Financing . ABL Asset Based Lending Is A Trend You Can’t Not Consider
Information on abl asset based lending in Canada . Why this type of business financing credit facility is growing in popularity .

Is ABL Everything You Need And More In Canadian Business Financing ? The Asset Based Line Of Credit Facility Works Hard!
Information on the ABL asset based line of credit facility . This business financing mechanism is the solution to full business lines of credit via a/r, inventory and equipment margining.

Hire Purchase Financing for Small Business
Hire purchase is simply a financing facility that enables businesses to use a product and pay for it in instalments. It is especially useful to business startups that cannot afford large and expensive equipment. Hire purchase essentially bridges that gap and enables the small business to spread its payment for the capital equipment it requires over an extended period.

Handling Finances
Thanks to the enormous growth in personal wealth over the past two decades, there are now more funding opportunities than ever for entrepreneurs. The rapid growth of the Internet has made finding investors and lenders easy, but the legal issues involved in business financing are complex and should always be reviewed by a qualified attorney.

Financing SR ED - Canadian Working Capital Solutions
SRED Financing, also called 'SR&ED' Financing, is a great working capital financing solution for Canadian companies seeking additional cash flow financing.

Business Leasing and Equipment Financing in Canada
Equipment Leasing Can Be a Powerful Financing Tool ;Information on what Canadian business owners needs to know about how the business leasing and financing marketplace uses business leasing and equipment financing for asset acquisition financing .

Looking for Small Business Financing ? – Consider An Account Receivable Financing Strategy
Account Receivable Financing might be your ultimate cash flow tool. Information for Canadian business owners and financing managers on a small business financing strategy known as account receivable financing . How does it work, what are the costs, why use it, who uses it!

Surviving A Working Capital Financing and Funding Challenge
Information on how Canadian business owners can access real world financing for working capital financing and funding challenges in 2011. Are their alternatives to traditional financing for business survival and cash flow management ? Yes there are! Tips on Cash flow Financing Solutions for 2011

Is ABL lending And Banking the Fountain of Youth Of Business Financing ? Financing Via Asset Loan Lenders
Information on ABL lending in Canada . Why the lenders offering this type of asset based loan financing and banking might be the total solution for your business financing needs – the fountain of youth of business financing!

Worth Considering – Why A Canadian ABL Lending Facility & Asset Based Loan Is Unique
Information on an ABL lending facility , Why this newest form of business financing is taking Canada by storm. Let an asset based loan facility eliminate all your business financing challenges . Asset Based Financing is 5 Star Financing !

How to Get Online Used Car Loan Finance & Auto Financing
A lot of car financial companies are providing Used Car Financing. Before anyone can go in search of an agreement, it is important to understand what this type of financing involved. In general, two types of financing offered by financial institutions in this area. First, the financing is unsecured and guaranteed car financing.

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