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Can microfinance be profitable? FAQ
Yes it can. Data from the MicroBanking Bulletin reports that 63 of the world's top MFIs had an average rate of return, after adjusting for inflation and after taking out subsidies programs might have received, of about 2.5% of total assets. This compares favorably with returns in the commercial banking sector and gives credence to the hope of many that microfinance can be sufficiently attractive to mainstream into the retail banking sector. Many feel that once microfinance becomes mainstreamed, massive growth in the numbers of clients can be achieved.

Other commercial banking sector Related Articles

AdSense – is it all that the hype says it is?
We’ve all seen the hype surrounding AdSense, contextual advertising on your web site, and heard the stories of people banking thousands from this groundbreaking concept. But… for every person banking $1,000’s there are many, many more who are banking less than $50 per month. There are many reasons for this so let’s examine a few.

9.3.4 Commercial banks: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
With respect to commercial bank financing, key informants indicated that banks lack experience in dealing with the SME sector.

2.1 The CommunityBased Approach in MFI Development: Microfinance in Africa - Experience and Lessons from Selected African Countries
An approach commonly followed in African countries has been to rely on local communities to support the development of MFIs, outside the formal banking sector.

5.0 Conclusions: Microfinance in Africa - Experience and Lessons from Selected African Countries
In sub-Saharan Africa, there is ample evidence that the poor, particularly those in the rural sector, value both deposit and credit facilities. The existence and growth of cooperative banking and combined savings and credit institutions in the microfinance sector in sub- Saharan Africa reflects the growing demand for both savings and credit facilities.

Can microfinance be profitable? FAQ
Yes it can. Data from the MicroBanking Bulletin reports that 63 of the world's top MFIs had an average rate of return, after adjusting for inflation and after taking out subsidies programs might have received, of about 2.5% of total assets. This compares favorably with returns in the commercial banking sector and gives credence to the hope of many that microfinance can be sufficiently attractive to mainstream into the retail banking sector. Many feel that once microfinance becomes mainstreamed, massive growth in the numbers of clients can be achieved.

VI. B. Banking Sector Development: WHAT DETERMINES STOCK MARKET DEVELOPMENT IN AFRICA?
The development of the banking sector is important for stock market development in Africa.

When the Smoke Clears, the User Experience Will Be the Key to Success in the Banking Industry
Broadband, WiFi, and mobile computing have made online retail banking not merely a nice feature, but a hardcore requirement. Commercial banks that don’t offer their customers an engaging, holistic online banking experience, including the ability to pay bills, will soon find themselves behind in the digital age. As more and more banks compete for customers in the digital age, the user experience of their online offerings is going to be the key to success.

Bharatbook.com: Trend in credit and deposit growth and in-depth analysis of Indian Banking Sector
Indian Banking sector is dominated by Public sector banks (PSBs) which accounted for 72.6% of total advances for all SCBs as on 31st March 2008. PSBs have rapidly expanded their foot prints after nationalisation of banks in India in 1969 and further in 1980.

Eastern European Banking Model
A traditional banking model in a CEEC (Central and Eastern European Country) consisted of a central bank and several purpose banks, one dealing with individuals' savings and other banking needs, and another focusing on foreign financial activities, etc. The central bank provided most of the commercial banking needs of enterprises in addition to other functions.

Canadian Commercial Business Bank Financing - What’s Right ( And Wrong ) With Your Banking Strategy
Information on Canadian bank financing . Commercial business banking strategies vary with your needs and current situation and required needs for growth or survival.

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