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What are the 3 biggest challenges faced by supply chain/purchasing professionals today? (Survey Result 3)
There are many factors both internally as well as externally that are affecting supply chain/ procurement practices today. From the growing talent vacuum to the continuing lack of collaboration between Finance, IT and Purchasing relative to corporate initiatives. What in your own experiences and opionions are the top 3 issues that procurement professionals face?

Other consumer options Related Articles

Self Employed Mortgage | Business for Self Mortgage | Alt-A | CMHC Self Employed Simplified
As the number of self employed Canadians grows, so do their options for obtaining a self employed mortgage. Traditionally, to obtain a no income verification mortgage, a virtually impossible down payment of 35% is required. Now there are other options with much more reasonable rates. Many times, business for self mortgages will require that you have at least two years of self employment tenure, but that is not always the case. Depending on how long you were employed and what kind of work you did before you became self employed, you may still qualify. Also, other options like an Alt-A mortgage, low doc mortgage, and stated income mortgage are all options for the self employed. If these options sound more manageable to you as a self employed Canadian looking for viable mortgage options, read on.
How to address Consumer Fear
Today consumer fear has replaced consumer confidence. In such times small businesses or home-based businesses are in a better place to come away stronger and better if they know the secret to survival and how to position themselves for the next boom. This article explores these keys to combat consumer fear.
Business for Self Mortgage – See Your Options
As the number of self employed Canadians grows, so do their options for obtaining a self employed mortgage. Traditionally, to obtain a no income verification mortgage, a virtually impossible down payment of 35% is required. Now there are other options with much more reasonable rates. Many times, business for self mortgages will require that you have at least two years of self employment tenure, but that is not always the case. Depending on how long you were employed and what kind of work you did before you became self employed, you may still qualify. Also, other options like an Alt-A mortgage, low doc mortgage, and stated income mortgage are all options for the self employed. If these options sound more manageable to you as a self employed Canadian looking for viable mortgage options, read on.
The Benefit of Consumer Receivable Financing
Have you considered the possibility that consumer contract financing (consumer receivable financing) could very well be the tool you have been looking for to expand your business? Consumer contract financing could well be your preferred conduit relevant to accessing the enhanced cash flow environment you have been striving to achieve. Consumer receivable financing provides a continuous cash flow without the requirement of periodic payments or interim pay-offs.

The Benefits of Consumer Contract Financing Part 2
The previous article on the benefits of consumer contract financing was concluded by citing three specific benefits associated with factoring consumer contracts (ie. financing consumer receivables, retail installment contracts, consumer notes, etc.). Those three benefits were: bad debt elimination, consumer contract processing and meeting increase demand. There are many other benefits associated with consumer contract financing which will be mentioned in this article.
The Benefits of Consumer Contract Financing Part 3
The first two articles on consumer contract financing (ie. financing consumer receivables, financing retail installment contracts, financing consumer notes, etc.) enumerated eight distinctive benefits which financing consumer contracts offers. There are numerous other benefits associated with consumer contract financing which will be addressed in part three of this series of articles.

0% Financing May Not Be The Best Deal
Auto makers try to entice vehicle buyers with fancy financing options like 0% deals. But, while these may look good, a car buyer should always properly compare all options as it is usually the options not being showcased that offers the best benefits.
Advertising: Free Samples For Retail Shops
The modern consumer has a virtually unlimited number of options when it comes to product selection. Whether it is through an online venue or on location at a physical retail store, customer options have never been greater. Luckily, all of these options have created at atmosphere of fickleness and uncertainty, with brand loyalty at an all time low. This creates the perfect opportunity for creative entrepreneurs to steal market share from their competitors, assuming they utilize the correct marketing method, such as offering free samples at a retail location.

2011 Consumer Packaged Goods Marketing Trends
With the recent global economic downturn, most brands and their marketers have had to rethink their advertising, marketing a promotional strategies. Consumer demographics are always shifting. But now more then ever, the changes are rapid and swift. Consumer packaged goods (CPG) manufacturers and their brands must always be on the cutting edge of an ever changing brand-consumer relationship.

Marketing Mix For Retail Consumer Packaged Goods
For Consumer Packaged Goods (CPG) companies, a good marketing mix is essential. The beginning of the twenty-first century has seen rapid changes in consumer demographics. Not only are consumers spending more wisely, but the age, face and needs of the consumer are changing as well. It takes a well thought out marketing strategy to not only find, but communicate with customers.

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