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Gaining an international unsecure business loan is sometimes a must. The benefits of having these loans are in gaining funds quickly and not having to liquidate assets to gain the funding you need. Typically, an international unsecured business loan will be granted by an institution to corporations, financial institutions and high net worth individuals. High interest rates and the fact that these loans are unsecure will generally prevent Joe Taco Stand from taking out one of these. And they are probably doing Joe a favor. The interest rates are incredibly high (11-22% in some cases) and why Joe would want a $1.5 million loan at 22% is beyond me to begin with. Nope, for most people an international unsecure business loan is out of reach.

DEVELOPING LEADERS WE CAN TRUST
DEVELOPING LEADERS WE CAN TRUST

Should the UK and the Eurozone adopt America’s Chapter 11 format for bankruptcy?

In America, when a company gets into difficulty it can file for what is called Chapter 11 which is named after the U.S. bankruptcy code 11. Chapter 11 is a form of bankruptcy that involves a reorganisation of a company's business affairs and assets and it generally filed by corporations that require time to restructure their debts. In essence, Chapter 11 gives the company a fresh start, subject to the company's fulfillment of the obligations under its plan of reorganisation. Whereas in the UK, for example, a company has to either go into receivership or liquidation. Where a company goes into liquidation the business ceases and the company's directors appoint a liquidator to sell the assets of the company in order to pay off as many of it's creditors as is possible.

Your Public Relations is Showing
PR is more than sending out your messages through the media. It entails every contact you have with the public, and many you might not even realize.

The Corporation in the Year 2030
For several years now, I have continually puzzled over one question: “As regulations and costs collide with trends, and corporations adjust in order to stay viable – what will they become?” In other words, what will corporations look like in, say, 2030?

Lesson #2: Strike Out A New Path
“If you want to succeed you should strike out on new paths, rather than travel the worn paths of accepted success,” said Rockefeller.

Lesson #1: Keep Your Workers Front of Mind
“The people in the front lines are my customers,” says Orfalea. “I need to keep them happy. And, the best way to take care of your customers is to take care of your workers.”

Company Loyalty
If you're in business, do you think your employees are loyal to you and to your company? You probably think they're pretty faithful. But are you really and truly sure?

100 Ways to Succeed #95
NON-LINEARITY RULES. NON-LINEARITY = LIFE. IF SUCCESS [OR FAILURE] IS DETERMINED ALMOST ENTIRELY BY THE UNPREDICTABLE [LITERALLY], THEN WHAT?

Is Your Job Recession-Proof?
Even with the bad economy and weak job growth, there are still several fields that will survive - and possibly even thrive - during hard times.

Don't be a Scrooge. Charitable giving is critical to your community and business

For the business owner, charitable giving can be a challenging subject in business planning. How much to give? Who to give to? Can we give each year even if our company isn't doing as well as before due to the recessionary economic environment? Many questions have to be resolved. But making a commitment to annual charitable donations and involvement and standing by it -- for your community and your employees -- can be immensely rewarding.

What will be the Future of Work?

In view of the Global Financial Crisis (GFC), Time Magazine and others predict that future of our work life will be substantially different! I agree that it will be different, but since I have lived this new life for fifteen years, let me tell you that it is not bad. However, we will need to become one person incorporations that have a proven, certifiable, virally marketable set of skills. All brand development, marketing and sales will need to be done by ourselves and at our own expense.

CUSTOMER SERVICE CAN EITHER MAKE OR BREAK YOU BUSINESS.

When it comes to understanding the importance of good customer service, there are many small business owners who wonder why it is so important; why such a large focus should be placed on it. In all honesty, without trying to come across too harsh, if you don’t already know the importance of customer services, especially when it comes to running a small business, maybe you should re-think and have a diffuse understanding on your decision to be a small business owner. Yes, it is really that simple. As a business owner, you need to remember that your customers are what keep your business doors open; they are the reason why you have food to put on your table each week, and the reason why you receive a paycheck, they are the the life blood of your sales When you think about it like that, there is lots you are owning your customers.

What are the benefits of a CRM system in your business? Part 2

Sales reps often represent the "face" of your company. In order for them to do their part in driving outstanding sales results, they should be empowered to put their best foot forward when representing their company. To do this, a Sales Automation or CRM needs to be in tune with their needs. Putting their best foot forward is going to mean many things. Further to this I would like to add that a CRM should also be in tune with your customers needs helping them have the best experience they can have with you.

Don’t Go There-6 Small Business Marketing Mistakes to Avoid Like the Plague
Every promotion you do should give people a good reason to want to know more, and an incentive to do it-right now. Fixing even one of the following 6 mistakes is sure to catapult your marketing results.

The Ins and Outs of Small Business Public Relations
Whereas it’s true that large companies, feature films and celebrities need to launch powerful PR campaigns, it’s the small businesses of the world that benefit the most from effective public relations.

A good business opportunity for difficult economic times
When the economy is bad, what can you do? Fast food, Wally World or standing in line for the better paying jobs along with the 1000s of others? Or - maybe rethinking having your own business?

Incorporation Separating Fact From Fiction

One of the most common questions I receive is should I Incorporate and will it mean I can deduct more on my tax return. The question comes up when I teach classes for small business owners and prospective new business owners. It also comes up at in email and phone calls I receive from clients and prospective clients on a regular basis. Many of those asking the question start with "I heard that if I incorporate I can deduct all my expenses and I will pay less in taxes". Although there are many reasons for Incorporating a business it's always important to do it for the right reasons and to understand the real costs, benefits and drawbacks. To do this it's important to start out by separating fact from fiction.

Transformational Marketing
We’re living in a time where not only has marketing radically changed, but the medium is changing us. The internet is perhaps the closest we’ve come to a physical manifestation of the collective subconscious. To be effective in this new terrain, people need more than a modified promotional approach, they need a marketing transformation.

IS YOUR BUSINESS PUTTING YOUR ASSETS AT RISK? BUSINESS ORGANIZATIONS: THE LIMITED PARTNERSHIP

Most states provide for a variety of business forms. The form you choose for your business will influence the time and money needed to form and maintenance your business. Most importantly, it controls the extent to which your personal assets are available to your creditors to satisfy business debts and obligations. This article is the third in the series that explores the differences between business forms. It is easy to read and understand. The information is a great starting point in your investigation and will prepare you for further discussions with your attorney, accountant, or advisor.

1-Minute Manager Mentality: The Root of most evil
1. Multi-tasking degrades performance 2. Most corporate carburetors are set too lean 3. MBO: works well in theory, but not always in fact

The Mechanics of Money
Money. It’s something all of us want, but so few of us have. Even when the economy is good the money struggle is our ever-constant companion. But when you learn the rules of the money game that no one ever taught us, winning becomes easy.

Internet Business Opportunities - Start Working At Home With Blogs
If you are looking for a profitable internet business opportunity, blog writing is certainly one option you should consider. There are several options to choose from how to start making money with blogs.

Who is your 'brochure' written for?
We are sick of apologising for our businesses not being able to live up to false expecations and promises too frequently splashed about with gay abandon in the marketing materials, annual report, PR hype et al that we are required to use.

"Proof, Confirmation and Marketing Success"
Let’s face it. We’re slammed each day with so many marketing messages that we stop believing most of them. It’s easy to become anesthetized to the onslaught of infomercials, email blasts, and radio spots from corporations and entrepreneurs alike.

Affordable 800 Number Service Provides Effective Marketing
Having an 800 number for your business is one way to improve your professional image and inspire customer confidence.

A Look at Tribes, We Need You to Lead Us by Seth Godin
I wasn't surprised that Godin rolled up his sleeves to examine the topic of tribes, community and the impact the Internet has had on connectivity.

Online Business Success: Is Your Professional Brand Magnetic?
Does your online business have a brand that is magnetic? If you answered anything other than yes, read this article to learn exactly how to create a magnetic brand for your online business.

Why Market Research Will Help Your Business
You don't have to hire big expensive market research firms. It's easy to gather and evaluate information on your own, with no cost.

USING TRADE SHOWS AS A PR OPPORTUNITY
This article is about using trade shows as a PR tool to promote you, your business and your brand.

Can Social Media be a value proposition for you and your customers?
Today I had a meeting with our external online team to present a Social Media strategy for one of our small business programs. I was basically told that Social Media cannot be used as a value proposition for our small business clients. What I have learned over my experience over the last 10 years is to never discount new ways of thinking.

Out with the old and in with the new…

Common Communication Strategies It has been my experience over the last 10 years most corporate intranets are modeled in the following fashion; new information comes into the intranet group and is then coded and released for general consumption. Before information is released to the internal network it will go through a variety of checks and balances, approvals and re-edits, before finally “landing on the desk” of the intranet team. It is then coded and released in priority order. This model relies exclusively on the intranet team to get messages and information out to employees. Does this sound familiar?

Book Review: Branding Only Works On Cattle
In Jonathan Salem Baskin’s book, Branding Only Works On Cattle, he takes firm aim at the practice of the marketing practice of branding. He defines branding as building consumer awareness with the goal of influencing their future behavior. Simply put, he believes that branding is useless.

How to Build Your Winning Team

Looking back at the hundreds of business relationships I’ve had in five companies over the last quarter century—employees, investors, partners, vendors/suppliers, subcontractors, consultants, board of advisors and directors, volunteers, bankers and many joint ventures—I can say with confidence that only a few ended up really bad. But then, only a few dozen were extraordinary. The vast majority were pretty much just “OK”. Not great, not terrible. And one would think that after all this time and experience I’d be getting better at my choices. And yet, I still hit and miss. Here is the distinction: I’ve learned to accelerate through my mistakes.

Public Relations: Building a Network with Today's Technology
Public relations and the building of your network is facilitated through the use of today's technology and is most imperative in developing strong relations.

Trust: Where Is It Lacking In Your Relationships?
What does it take to be trusted? Ask 100 people and you'll get 100 answers. The reason is that the concept of trust is complex; and whilst we are often clear about whom we trust (and don't trust), we're often much less clear about why. Are you ready to learn about three very critical elements of trust? Learn how to foster trust in your own relationships.

Is Your Marketing Missing Purpose?
What do you stand for in your business? Tough question or easy to answer? When you are clear about the purpose of your business, marketing is so much easier and can actually be exciting.

With U.S. Unemployment at 8.1%, Here’s Where to Invest Today.
Economies turn around like ships, not speedboats. Instead of trying to "pick the bottom," why not turn to what's working now. There are many Japanese Yen pairs in the forex market that appear to have bottomed in October.

Evaluating Your Company's Culture
I believe a company's culture is the single most important factor that will determine whether the company is sucessful or not. Business owners and executives should consider what they want their company culture to be and how they can shape it. This article provides many practical tips.

The Importance of Directors
This article focuses on the importance of directors in closely-held companies. It discusses the factors that should be considered in selecting a director. The article explains how effective directors can help the management team.

A Stimulus for a Better World: Give them Sustainability without Compromise
Sustainability sounded good when money was flowing in. But now that the economy is broken, business sustainability is taking a back seat to business survival. However, now more than ever, this is a time to advance your business case for sustainability as a top-line and bottom-line strategy for not just survival, but long-term growth and profitability.

Build your business on the Pillars of Profitably
Most businesses don’t maximize profits. Indeed most businesses fail - usually because owners and managers are reacting more than focusing. “Crisis-fires”, daily and hourly, command their attention and consume the day. As a result, they find themselves staying busy, instead of being highly productive.

Going green with your work from home business franchise
It seems like everyone is focuses on the environment more than ever these days. If you want your business to go green, or want to attract more customers by going green, check out these simple ways to be eco-friendly with your own home business.

Short Marketing Plan Helps Entrepreneurs Take Action
Business owners who feel intimidated by the thought of compiling a traditional “inch thick” marketing plan will finally be able to take action by following intrepid entrepreneur, Staging Diva’s, easy process for creating a one page marketing plan.

Creating a Retention Culture
While the U.S. economy may be growing at a rate of 3-4% each year, employers are seeing a corresponding decrease in the availability of bright, talented 35- to 45-year olds.

Home Based Businesses Benefit From Press Releases
Today there are many home based businesses that are missing out on the benefits of press releases, just because they think that they are designed for larger companies. In reality, there are a variety of great benefits that a press release can provide for small companies as well.

RELATIONSHIP SELLING – PART II (TYPES OF RELATIONSHIPS)

Do not sell products, services or commodities. Just establish strong relationships with clients and achieve the coveted status of a trusted advisor. Then, your clients will elect to buy services and/or products from you. Never try to sell them. I know that this sounds deceptively simple. Almost as if one could just sit around and wait for things to happen. Establishing and maintaining trusted client relationships without trying to sell them anything, requires a lot of patience and a constant struggle against the temptation to start selling.

RELATIONSHIP SELLING PART I (BUYING VERSUS BEING SOLD)

Does a Leader’s Communication Really Impact the Corporate Culture?
I have watched many corporations tumble due to the communication and character of their leaders. Why is it that just a few people can have such a big impact on the culture of an organization?

Don't Hide Behind Your Blog! How To Stop Being Invisible and Really Connect With Your Readers.

How many times have you been to a blog or website and seen some interesting info and spent 10 minutes searching for the contact info for the web/blog owner to contact? Then when you get frustrated and give up you move on.... It shouldn't be this hard and if we were smart you'll find ways to be available (without being TOO available!) and then connecting and communicating with the readers and visitors in unique ways!

How to Set Up a Low Cost Website For a Small Business
More and more small businesses are now seeing the need to have a presence on the internet. Because they are small, their budget for doing this is also small. So how do small businesses get themselves onto the internet without have to learn web design and without it costing too much?

The Pitfalls of Being In Business With Family Members

Working with family members can be a very tricky task. This happens when you mix personal relationships with work relationships. There are all types of problems that arise with family business relationships: marriages, divorce, battles about the job, control over shares, and decision making issues. The business can actually be at risk for possible losses if the family members are no able to get along.

SWOT Analysis Is No Magic 8 Ball

Q: A key investor in my business has suggested that I hire a consultant to do a SWOT Analysis to help plan for the future. I try not to argue with my investors, but I'm not so sure I need to have this done. What do you think? -- Laurie B. A: Laurie, before you call in the SWOT team to deal with this investor (sorry, couldn't resist that one), let me tell you exactly what a SWOT Analysis is and how it can not only help you plan for

What the Best CEOs Know by Jeffrey Krames

Jeffrey Krames gives us a glimpse inside the minds of 7 of the top CEOs. He profiles: Michael Dell, Jack Welch, Gerstner of IBM, Andy Grove, Bill Gates, Herb Kelleher and Sam Walton. These men were all at the helm of very large companies and some faced seemingly insurmountable problems. Others had policies that allowed them to get far ahead of their competitors. Read on to find out what you can learn from each of these CEO's and how their experiences can help your business.

Brand Enhancer, Detractor or Adolescent: Which One Are You?

Entrepreneurs are busy people. When it comes to branding our company's, our focus tends to center around our products and services. Amy Elizabeth Casson suggests there is one other element on which entrepreneurs need to focus: their personal brand. This article helps you define whether your personal brand enhances, or detracts from your company brand and suggests ways to developing a powerful personal brand that effectively represents your company brand. After all, you are your company and your image is the best way to quickly communicate your company's unique qualities.

A Letter To America
The USA is undergoing a huge shift in its ability to create a better society, country and world. It starts in the home, in the workplace and centres of leadership. I applaud your bravery and would like to share my view from afar with the intent of assisting those wishing to make this transistion faster and smoother.

Minority Business Certification
This article shares information about the benefits of certifying your business.

Personal Branding: How to Market and Position Yourself

The problem is that most people bungle their best opportunity to position themselves in their client's mind by using their title or occupation to answer the “What do you do?” question. Depending on the type of business you are in, each time that question is asked, it could be worth thousands of dollars. When you position yourself by title or occupation, you put yourself into a box that at least half the people you meet, will never care to open.

10 Things you need to know before entering into a contract
While litigation may sometimes be your only recourse, many times it is a result of signing a bad contract or not fully examining the contract you have signed. Here are ten things to know before entering into a contract that can help protect your business and your assets:

Book Review: Fundraising For Social Change
If you work for (or with) a non-profit, this book is a must-read. Kim Klein (the editor) focuses on key problem all non-profits face: acquiring, retaining, and upgrading donors.

The Dominican Corporation

The most common business entity in the Dominican Republic is the corporation, locally called “Sociedad Anónima” (S.A.) or “Compañía por Acciones” (C. por A.). As corporations in other countries, Dominican corporations are legal persons which exist independently of its shareholders. Likewise, the liability of the shareholders is limited to the amount of their contribution to the corporation. The Dominican Commercial Code provides for the existence of other business entities such as partnerships (“sociedad en nombre colectivo”), limited partnerships(“sociedadesencomandita”)and joint ventures (“sociedades en participación”). These structures, however, are seldom used because they are subject to the same tax treatment as corporations while lacking its limited liability component.

User Engagement - the Most Important Metric
As a result of the information age reaching unprecedented levels of exchange, creating a comfortable user experience is worth more exponentially in contrast to the means used to initially develop the traffic. With so many options and users suffering from information overload, user engagement is the cornerstone of developing a successful online brand.

The conditions of Compulsory Licensing under the TRIPS Agreement
An overview of the conditions under which compulsory licensing may be triggered under the Agreement on Trade Related Aspects of Intellectual Property Rights (TRIPS)

Lessons to learn from the book Good to Great
While the companies in the book Good to Great are large publicly owned corporations I believe that many of its lessons can be applied to small, privately owned businesses. I regularly recommend it as essential reading to our clients, who are all small business entrepreneurs. Here are some of the lessons to be learnt from Good to Great.

Is having a website a requirement in the RFQ RFP process today

Member Question: I have a question, for those actively participating in the RFQ & RFP process today. We had a client request we put up one page of his newly developed site, even though it was in the production phase and not close to finalization. He requested we upload one page, disconnect the links, and post. In further discussion he explained, having a website was part of a RFQ submission requirement. Both concerned are privately held corporations and both in the US. Has this become a standard requirement in the RFQ/RFPprocess? If so, in what cases and industries is it required? My Response: The statement that “having a website was part of RFQ submission requirement,” demonstrates that the “myths” surrounding discredited supply chain practices continue to persist.

Getting Greener
Revealing misconceptions about the effort to go green and demonstrating the plentiful benefits. This article was featured in USBusinessReview; I and other local business people provide insight into the benefits of building green business practices.

To Incorporate or Not to Incorporate Part II
The Corporation. Corporations come in three flavors, C Corp, S Corp and LLC. The three have much in common

Selection of a Corporate Name

Choosing a corporate name is probably the most difficult task of incorporating a business. Every corporation must have an acceptable name at the time of their incorporation because the corporation will then exercise its rights and carry out its obligations under this name. All corporate names must conform to various statutory requirements. You may wish to review the relevant acts and regulations of your jurisdiction.

Different Types of Bonds
Investing in bonds is very safe, and the returns are usually very good. There are four basic types of bonds available and they are sold through the Government, through corporations, state and local governments, and foreign governments.

Price Setting: What Would Your Right Price Be if You Knew You Could Not Fail?
How you value yourself and what you have to offer has a lot to do with price setting. But there is another piece: how you value your customers and their ability to decide for themselves what they need to learn and how much they want to pay for it. This article takes a fresh look at pricing, applying The Work of Byron Katie™ to the challenge of setting the right price.

Carbon Offsets: Creating Something Real from Hot Air

You’ve probably heard about carbon offsets. They’re everywhere these days, and it seems not a week goes that I don’t hear about a company pledging to go carbon neutral. And yet, it all seems so…full of hot air. What’s real? What do they really do? Which will make the most impact? How are the different purveyors, well, different? I have a suggestion: Take a look at LiveNeutral. This non-profit gives you a direct path to making a tangible, tax deductible difference, and can educate your company staff as well, deepening the positive impact.

Why Your Business Needs a Blog
This Article explains you about Why your business needs a Blog. Every business, regardless of its size, needs a blog.

Are you in alignment with your business?
For the past three years I have struggled. I mean really struggled. I couldn’t figure out what I was doing wrong. I had built a very profitable business before. One that grew quickly and bloomed into a beautiful success. So what was wrong this time?

Why doesnt the SBA include franchise territories in their loans and how am I supposed to finance the territory
This article will provide one very unique way to finance your franchise territory without carrying the liability of a loan!

Amendments to Small Business Protections under the Trade Practices Act
Section 51AC of the Trade Practices Act (TPA) protects small business by prohibiting a corporation from engaging in unconscionable conduct when dealing in supply or acquisition of goods or services with any person or corporation, other than a listed company. It is specifically targeted at small business consumers.

Director’s Liability Notices from the Australian Taxation Office
The Australian Taxation Office (ATO) is now taking an aggressive position in relation to unpaid company taxes.

Should Franchises be Incorporated?

Purchasing a franchise can be one of the most exhilarating ventures a small business owner can experience. There are an infinite number of issues that franchisees must consider - what kind of franchise to purchase, where to locate, where to find financing, how to build the space, to name just a few. One of the last questions that a franchisee often thinks of is - what legal form should a franchise operate as? This article will review the considerations regarding the selection of business legal form with the franchise in mind and whether franchisors should consider requiring all franchisees to incorporate.

Annual Government Filings & Minutes - Corporate Maintenance and Compliance

Many new business owners are unaware of the important obligations that must be upheld AFTER they have formed a new business entity. All too often there are accounts of entrepreneurs starting a business, incorporating that business, then failing to comply with various government imposed formalities and filings. There are many ongoing government requirements that small business owners need to comply with, namely: annual government reports/returns and fees, notice of a name change, notices of change of registered office, directors and in certain jurisdictions, their shareholders. These forms are different than tax related forms such as tax returns, GST/PST filings and payroll deductions.

Consciousness Coaching ® - latest trend 2008

Executive Coaching is a great tool to support the skill and character development – but what do you do if you find your ego simply resists change? Like the body rejects anything that isn’t it’s own, the ego may reject likewise. Where it is not self discovered knowledge, second hand knowledge might be perceived by the ego as foreign like a splinter of wood by the body. The ego then rejects the affirmation, the great formulas and motivational phrases and gets rid of them whether we object to it or not. So many seminar graduates and coaching clients are fighting an impossible battle against their ego; the mind says “I am confident, powerful and charismatic” and the ego says: “Yeah right, you fool!” ...

So You Think You Dont Need a Lawyer DUH
Okay, so you've been injured either at work or at the hands of someone other than yourself. The media and the corporate world tells you that you're greedy if you get a lawyer to represent you in order to get MONEY!!!

Top Ten Things About Creating a Business Vision
To visualise where you are going, is deeper and more sensory than anything you have ever done before...A clear, focused Vision is the most effective thing a leader can have, and the most useful item he or she can share. with his or her people...Here's how the best set about it easily.

IV. THE STOCK MARKET AND THE FINANCING OF CORPORATE GROWTH IN AFRICA
Having looked at the trends and characteristics of stock markets in Africa, this section examines the contributions of the stock markets to the financing of corporate growth in Africa.

How To Make Money Online Surfing
Anybody can make money online by simply surfing the internet. Many people are looking for ways to make money online without having to pay first. This article describes what you need to know before you get started.

Trapped On The Treadmill - Work-Life Balance

Smart companies are recognizing employee needs for work-life balance and are providing an environment that encourages that balance. Yet, limiting this to quick fixes like flexible working hours, or part time hours for working mothers is not dealing with the real reasons why people are feeling disillusioned with their working life. It has more to do with long hours, constant overtime, bullying bosses, and the continual cutbacks that keep many on a frayed tightrope.

Do Planes Have Horns?
In the not so distant past, my niece’s four-year old son, Hollis, was getting on a plane. Hollis is a frequent traveler. As usual, the energetic four-year old ran down the gangway in excitement. He just about ran into the captain’s legs at the entrance to the plane. As he looked up at the uniformed woman, Hollis asked, “Do planes have horns?”

THE CORPORATION 2030
“As regulations and costs collide with trends, and corporations adjust in order to stay viable – what will they become?” In other words, what will corporations look like in, say, 2030? Based on what I know about coming trends and expected regulations, as well as what others have shared with me on this topic, here are my predictions.

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