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How Credit Card Processing Works
This article provides a basic explanation of how credit card processing works - from the moment a customer hands a cashier their credit card, to the point when the merchant receives the proceeds from the sale in their business bank account.

Credit Card Debt Settlement - Top 5 Things to Know
Negotiating settlements is one of the fastest ways to reduce large portions of your credit card debt permanently. Although there are many companies advertising on radio and television to work for you in settling your credit card debt, it is possible to do it yourself without paying additional fees or a percentage of the amount you save to a third party. Here are five major points to keep in mind when settling your credit card debt.

IS IT TIME TO CUT UP YOUR CREDIT CARD?
The problem of credit card debt that many cardholders face lies more in the use or abuse, misuse, of their credit card. This can be traced directly to their lack of financial control and financial education of these card users.

Business Credit Cards versus Personal Credit Cards
I get asked this questions a lot. What is the difference between a business credit card and a personal credit card?

How To Choose The Best Type of Credit Card For Your Circumstances
If you read the newspapers, watch television or go online, you'll see there are always new credit card offers coming onto the market almost daily, all with their own enticing offers and unique benefits to tempt you towards applying for their card. But which one is right for you? This article looks at how to review a credit card and select the best one for you.

Should You Get a Business Loan or a Credit Card?
With so many credit card offers available to businesses, which is best - a business loan or a credit card? This article explores the benefits behind both options.

Important Facts about Credit Counseling
Paying off an endless amount of credit card debt can be quite frustrating. This is why you really need to make a decision to start paying all of your debts and free yourself from this financial burden. But what if the burden is just too heavy to carry? What if your credit card debt is just too much for you to handle right now? If you find yourself in this same position and have been asking yourself the same questions, then perhaps you need some credit counseling.

Get rewarded properly from your credit card
Are you getting reward properly from your credit card? Does your credit card need a tune-up? Here's a quick article on credit card rewards.

Factoring: an alternative way to finance your business
Commonly businesses have to extend credit to their customers which in turn become accounts receivable in their cash flow. Factoring bridges this credit gap by enabling a business to get a percentage of their accounts receivable instead of having to wait the 30, 60 or 90 days indicated on their invoice.

Credit Card Piggybacking
What is Credit Card Piggybacking? Credit card piggybacking is much like the childhood game of being carried around on someone else's back; but instead, you're “carried” on someone else's credit card account. Once you're added as either a joint card holder or an authorized user to a credit card account, the entire credit history typically appears on your credit report and included in your credit score.

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