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Loan amounts and loan management: Tenets of Micro-credit for Poverty Reduction
The following paragraphs will discuss some of the features which have been identified as best practices from lessons learnt in micro-credit programmes over the last two decades. These features have been developed over the years to make micro-credit accessible and manageable for the ‘poorest of the poor’, specifically women. Furthermore, it is through these features that it is expected that women should be empowered.

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Focus on the critical few.... rather than the trivial many!
Too many growth companies are overwhelmed by lengthy plans and the distraction of the trivial many. Their CEOs find themselves drowning in detail, solving the crise du jour but unable to focus on those few things that would make growth happen. Cast as heroes, they play brilliantly, but dismally fail the audition from actor to director. Great CEOs identify and pursue the ‘critical few’. They make hard choices, adopt an unreasonable stubbornness and ensure each team member is clear and accountable. They leave no fudge room.

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