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Start Your Own Business On A Budget
If you have been feeling disheartened about the fact that only ten percent of new business startups survive, there is hope yet. It is surely nothing but a myth as Dun and Bradstreet reports that more than seventy-six percent of people starting up a new business are in business for more than two years.

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7 STEPS THAT YOU MUST TAKE BEFORE YOU START YOUR BUSINESS
You have decided to go into business for yourself. Congratulations. You should however be aware that a great number of new businesses do not succeed. According to Dun & Bradstreet and INC. magazine, 33% of all new businesses will fail within the first six months. Fifty percent will fail within their first two years and 75% will fail within their first three years of operation. This article will help you to “bullet proof” your business before you start in order to increase your chances of success.

Outsourcing the Sales Function
While many companies have embraced outsourcing for their financial and information technology needs, few have considered outsourcing sales. But trends are changing. According to research from the Dun & Bradstreet, sales and marketing is now the third most active area for outsourcing after finance and IT. According to published reports by Dun & Bradstreet, outsourcing of field sales is expected to rise fivefold over the next two years.
Start Your Own Business On A Budget
If you have been feeling disheartened about the fact that only ten percent of new business startups survive, there is hope yet. It is surely nothing but a myth as Dun and Bradstreet reports that more than seventy-six percent of people starting up a new business are in business for more than two years.
Financials for Business Owners: More Than A Look In The Rear View Mirror
Financial reports are the least understood piece of business information for most business owners. Yet everyone expects a business owner to understand his financial reports. Banks want them and they're needed to prepare tax returns. If you're not an accountant, you probably don't know how to use them to manage your business. Accounting is the language of business. The reports tell the story of how well your business is performing. Once you know what your financial reports can tell you, your accountant can provide the information in a format that makes sense and is quick and easy to read, even for a non-accountant! This is the first in a series of articles that will put business owners back in control of their company and reduce the stress that comes from not being certain how well your business is performing.

The Keys to Business Success
Dun & Bradstreet reports that "businesses with fewer than 20 employees have only a 37% chance of surviving four years (of business) and only a 9% chance of surviving 10 years." The Lessons in this article, The Six P's of Success, are dedicated to helping you thrive, not just survive in your business.
Basics of Credit Reports and Background Checks
Many employers would like to have a credit report before hiring, However, for job applicants, a credit report can seem like an invasion of privacy and unfair. The bottom-line is that employers need to approach credit report with caution and only use them if there is a business necessity, and further understand that here can be errors or items not related to employment. Job applicants also have rights when it comes to credit reports. Job applicants need to understand that credit scores are not part of an employment credit report and that employers do not request credit reports just to find ways not to hire. A credit report is only requested once a candidate is a finalist and there are certain positions where a requesting a credit report does make sense. This article surveys the use of credit reports and hiring.

Training Nonprofit Board Members to Read and Understand Financial Reports
One of the items board members are responsible for is to monitor the financial situation of the organization. As such, board members should be familiar with the types of financial reports the organization uses to demonstrate its financial standing. This article identifies the types of financial reports most commonly used by nonprofits, and stresses the importance of training board members to read and understand financial reports.

What the Heck are Business Credit Bureaus?
The top three credit bureaus used in business credit are Dun & Bradstreet, Business Experian, and Business Equifax. Ninety-nine percent of creditors will report to one of these three credit bureaus. The top credit bureau is Dun & Bradstreet, so we will discuss it first.
Credit Information Bureau India
Credit Information Bureau (India) Limited has been established to cater to the credit information requirement of the financial sector and serves as an effective mechanism for curbing the growth of Non-Performing Assets (NPAs). CIBIL's equity is held by State Bank of India, Housing Development Finance Corporation Limited, Dun & Bradstreet Information Services India Private Limited and Trans Union International Inc. The shareholding percentages are in the proportion of 40:40:10:10 respectively.
SELL SMARTER; NOT HARDER: Part 1
SALES: THE LEAST TIME-EFFECTIVE PROCESS IN ALL OF BUSINESS: Making the Sales process more time-effective is not easy because Salespeople have so many unavoidable duties they must perform: 1. Call Reports 2. Expense Reports 3. Drive/Travel Time 4. Waiting in the customer's or prospect's office 5. Questions and Answers 6. Handling Complaints 7. Reassuring customers or prospects 8. Maintaining relationships The list goes on.
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