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II. How Can MicroFinance Succeed In Africa?
African microfinance is as diverse as the continent itself. An array of approaches have been used, ranging from traditional group-based systems, to specialised lending by banks and funded by international nongovernmental organisations (NGO) financial intermediaries. Consequently, examples of African microfinance offer an array of lessons of what works and doesn’t work. Drawing from these lessons, and those from non-African examples, OSCAL developed a Microfinance model based on four principles:

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The brand audit university branding in China
Vanderbilt University, an internationally recognized research university in the United States, attracts a high percentage of student enrollment from Asia. A number of students attend Vanderbilt from China and Taiwan.
Personal Finance Advice
John Campbell is an economics professor at Harvard University who recently published a study that has some telling advice; what it tells us is that the less you know about your financial situation, the worse off you’ll be. Sure, industry advisors have been telling us this for years, but now there’s a Harvard study to back it up. Whether you handle your money on your own, or you seek out personal finance advice from an expert, the more uninformed you are, the more you’re going to wind up paying without realizing it.

Central Bank of Nigeria (CBN) Approves Conversion of Community Bank into Microfinance Institution (MFI)
The Central Bank of Nigeria (CBN) has approved the conversion of the Olabisi Onabanjo University Community Bank Limited into a microfinance bank. The community bank has operated on the campus of Olabisi Onabanjo University in Ago-Iwoye, Nigeria since March of 2003, and the majority of its shareholders are affiliated with the university. One source reports that, in its first year in business, the bank made a surplus that was “far in excess of its total paid up capital,” but no other sources were found to corroborate this information and no further information was found on the OOU Community Bank.
Can Emerging Markets Follow China's FDI Growth Recipe?
China's ability to attract massive amounts of foreign investment does not derive entirely from its economic growth rate or the size of its population, observed Stephen J. Kobrin, Professor of Multinational Management, The Wharton School, University of Pennsylvania, USA. Rather, China leads the developing world in liberalizing its foreign investment policies, he noted. Felipe Larra Bascu Professor of Economics, Catholic University of Chile, Chile, challenged this view, saying he believed that it was China's large marketplace, high growth rate and low costs rather than its investment policies driving FDI. Between these extremes, Paul A. Laudicina, Managing Director, A.T. Kearney, USA, said that interviews with his firm's clients revealed that it was both the size of China's marketplace and its policies that were luring investment.

The Magic of Marketing
A research team from Durham University and the University of British Columbia is investigating magic tricks to further understand how people's minds work. The key magician's techniques that the team investigated were misdirection and illusion.
Customer preception of waiting
This article shares the results of a study conducted at The School of Business and Economics at North Caroline AT&T University. The report focused on the customer's perception of delay before receiving services. A small group activity is included for the purpose of discussion of what your site/department/business can do to affect customer satisfaction.
One Economist to Rule Them All? Really? Do We Have To?
Last night on TV Ontario I participated in a roundtable discussion about economists’ culpability in the current financial mess, as well as about its potential for doing anything useful as we try to get out. On the one side, you had Ken Rogoff, arguing somewhat in favor of economics’ continuing credibility. On the other side you had Dan Ariely, arguing against orthodox economics, but in favor of its behavioral variant.

How To Do Highly Effective Articles Marketing
I would like to share with you today one of the most powerful traffic generation methods that had helped me tremendously when I first started. It was back then in 2005-2006, when I was just a normal student who was going to enter the university. At that time, I joined the writer's club in the university hopefully to gain some experience in writing. We wrote and published a tiny entertainment magazine for our fellow peers and undergraduates in the whole university.
Sanity Survival-PATIENCE, NOW!!!!!!
Impatient people are prone to obesity, according to a study at the University of Munich in Germany and the University of Michigan at Dearborn. Impatient types are also shown to have a high risk for hypertension later in life. Follow these four tips to explore your impatience and overcome it!
Interview with Barbara Garro
As the author of Grow Yourself A Life You'll Love and From Jesus to Heaven with Love: A Parable Pilgrimage, Barbara has been coaching people to achieve their goals as writers, artists and believers for nearly fifty years. Along with her Business, Finance & Economics and Business & Professional Communication degrees, she also has a Master of Arts in Liberal Studies, and a Certified Property & Casualty Underwriter, and graduated from Corporate Coach University and Coach Training Institute. People say that her workshops and books have helped them stay on their goal tracks by knowing what to do when life gets in their way.
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