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Diversifying Financial Assets for Poor People: Micropensions as a Tool to Build Wealth
Poor people need access to a variety of real and financial assets to build wealth. While using both formal and informal mechanisms, they seek the same financial goals as the rich, such as capital appreciation, risk mitigation, capital preservation, and financial leverage (i.e., increasing expected rates of return by assuming more risk).

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2.0 The economic context: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Tanzania has a population of just over 37 million, a GDP of US$22 billion, and GDP per capita of US$610.6 An estimated 51 per cent of the population lives below the poverty line. Eighty per cent of the country’s poor population live in rural areas, depending on subsistence agriculture and unable to participate in broader markets. Poor roads, exorbitantly expensive utilities and prohibitive policies have compounded this problem, significantly impeding the growth of the economy.7 Agriculture, the mainstay of the economy, is almost 50 per cent of GDP, and small-scale peasant farmers, who make up 70 per cent of the population, carry out over 80 per cent of agricultural activities. About 30 per cent of the population over 15 years of age is illiterate (UDEC, 2002).
1.0 Introduction: Microfinance in Africa - Experience and Lessons from Selected African Countries
Small enterprises and most of the poor population in sub-Saharan Africa have very limited access to deposit and credit facilities and other financial services provided by formal financial institutions. For example, in Ghana and Tanzania, only about 5–6 percent of the population has access to the banking sector. This lack of access to financial services from the formal financial system is quite striking, when one considers that in many African countries the poor represent the largest share of the population and that the informal sector is an important part of the economy.
Proper Regulation Is Crucial to Ensure Welfare Gains
The effects of privatisation on living conditions of the population, and, in particular, on improved access and quality, are mixed and depend on the regulatory framework in place and the capacity of the state to co-operate with the private sector. In particular, the impact of privatisation policies on the welfare of the population and ultimately on the poor requires:
Report from the Field: Incorporating Microfinance into Kenya's Economic Recovery Strategy
With a population of 30 million people and a per capita income of US$260, Kenya is categorized the 20th poorest country in the world.[1] Estimates indicate that about 47% of the rural population and 29% of the urban population live under conditions of absolute poverty, where malnutrition and seasonal famine are not just a consistent fear, but also a frequent reality in their lives. On the other hand, the unemployment rate, currently estimated at between 25% and 35%, threatens to get out of hand as roughly 0.5 million school dropouts continue to join the ranks of the unemployed every year.
Taking a Bet on BET: Johnson Jumps onto the Small Screen
Johnson was in a business meeting at the NCTA when he met a businessman who wanted to start a television station for the elderly. “I said, hmmm, let me see that,” recalls Johnson. “So I looked at it, and I said, wherever he had elderly I crossed out and put black people. Black people are a certain demographic, black people are poorly depicted on television, so on, and so forth.”

Effects of education upon fertility: The Indirect Effects of Investment in Human Capital
Whether and how government policy should affect fertility is a controversial ethical issue. However, the UN International Conference on Population and Development in Cairo in September 1994 highlighted the importance of enhancing female education as part of a successful population policy.
Do What You Love
Love and Passion ... are two words that bring to mind deep feelings for something or someone. For instance, the type of feelings that begins in the pit of your stomach and radiate outward, exuding brilliance, warmth, and joy. Do these words represent how you feel about your job and or position in life? The majority of the population, two-thirds in fact, is always seeking new employment. Which means that at any given time 67% of the United States population is experiencing job dissatisfaction, and all of the baggage that accompanies this epidemic.
Talking With Your Aging Parents About Planning For the Future
Have you tried to get your elderly parent(s) to discuss their legal documents only to get the response "Don't worry, I'm leaving everything to you." - or you can't get them to talk at all? If so, you're not alone!

Home-based Business Idea: Senior Transportation Service
Considering a senior transportation service of your own can be a rewarding home-based business as the population of the elderly doubles in twenty five years. This means to say that the demand for senior specialized care services will increase every year.
How to Begin the Conversation About Estate Planning
No one relishes the thought of their parents becoming elderly, infirm, or passing away. But these very sensitive issues must be discussed before it is too late.
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