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Budgeting 101 – Frequently Asked Questions
In a previous article, I outlined the basics of budgeting. Hopefully, if you hadn’t had a budget set already, you sat down and took care of organizing a budget for your household. Why is this important.

Other emergency fund Related Articles

Meetings, Bloody Meetings
Just recently I found myself committed to helping on a fund-raiser. I dutifully attended the meeting with a presentation offering nearly twenty creative ways to market the fund raising event. I was prepared for the meeting, but I wasn’t prepared for the chaos.
Press On!
Here’s an emergency prescription that you can take when you’re feeling weak, tired, despondent and ready to throw in the old towel.
5.9 Applying lessons learned from Uganda in South Africa: Enterprise solutions to poverty
Based on what we learned in Uganda through UEF (including the convening power that the Shell brand had with local banks) we established ETEF, our South African fund, with new financial products and an independent intermediary in the form of an independent fund manager with particular expertise in the small-scale energy sector in place from the start.
AfriCap Microfinance Fund Attracts Notable Investors Including Nordic MicroCap, BlueOrchard and Gray Ghost, Raises Capital to $50m
AfriCap Microfinance Fund, established in 2001 as the first African private equity fund dedicated to the microfinance industry, has closed a second round of investment, raising its capital from USD 14 million (Sh 910 million) to USD 50 million (Sh 3.25 billion).
Nigerian Government Creates $426m Microcredit Development Fund
Nigerian President Alhaji Musa Yar’Adua announced the creation of an N50 billion (the equivalent of over USD 426 million) microcredit development fund to be administered by the Central Bank of Nigeria (CBN). The new fund will be used to provide existing microfinance institutions (MFIs) with funding for credit creation and operational expenses.

Old Mutual and South Africa’s Department of Trade and Industry (DTI) Launch USD 12.9M Microfinance Initiative, Isivande Women’s Fund (IWF)
The Department of Trade and Industry of South Africa (previously reported) has teamed with Old Mutual Group’s Masisizane Fund to launch the Isivande Women’s Fund (IWF), financing women-run enterprises in the country.
Old Mutual and South Africa’s Department of Trade and Industry (DTI) Launch $12.9m Microfinance Initiative, Isivande Women’s Fund (IWF)
The Department of Trade and Industry of South Africa has teamed with Old Mutual Group’s Masisizane Fund to launch the Isivande Women’s Fund (IWF), financing women-run enterprises in the country. The new fund is the result of a 2006 study conducted by the DTI’s Gender and Women Empowerment Unit, the International Finance Corporation (IFC), and FinMark. The study found that although women are more responsible managers of credit than men, they only receive 30 percent of loans, with black women receiving the least funding.

Corporate Refugees Can't Wait
The layoffs keep coming, new jobs are few and far between, and you can't build your future on a part-time job at the mall. And you certainly don't want to burn through your emergency fund to dip into your retirement accounts. For all these reasons and plenty more you could come up with from your own experience, corporate refugees can't delay starting their own business.
Industries That Need Emergency Contact
Many answering service customers are ones who rely on emergency 24 hour call dispatch such as locksmiths, doctors, and HVAC technicians. When these businesses partner with a telephone answering service, they are more apt to provide around the clock timely emergency response versus having their after hours calls routed to voicemail or cell phones.

Veterinary Answering Services are Essential Services for Vet's Offices
Like most businesses in the medical profession, veterinary offices have a need for emergency dispatch and 24 hour emergency service. Vet offices can benefit from letting a telephone answering service manage their after hours and emergency calls.

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