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expense ratio Tagged Articles
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Is your 401(k) the best place for you to save for retirement?
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| There have been a lot of news reports recently about 401(k) plans becoming more transparent. This is excellent news, but it may not be the only answer that people need.
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Other expense ratio Related Articles
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Internet Advertising
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| This article is focused on how to improve your “Conversion Ratio.” Don’t know that is? Don’t worry; I’m here to explain it to you. Conversion Ratio is the amount of visitors that come to your website and are actually turned into clients or customers. How much traffic does your site get and what percentage of that results in products or services sold? If your ratio is low, then your site isn’t as efficient as it should be, and you should focus on boosting that number before you do anything else with the site. To do that, you need to ensure that your Internet advertising is the most effective it can be. |
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UNDERSTANDING FINANCIAL AND OPERATING RATIOS
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| The analysis of ratios can and will prevent most business bankruptcies.
The analysis of ratios can and will maximize your company's profit, sales, productivity potential.
This article includes 31 of the most important ratios worth tracking.
Each ratio includes the formula (so you don't need to go to your accountant)plus what the ratio could mean to your business. |
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DEBT-TO-INCOME RATIO
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| A small business’s debt-to-income ratio (DIR) is most easily explained as the ratio of a borrower's total debt as a portion of their total gross income. This ratio, more commonly expressed as DIR or simply “debt ratio,” measures how much you can borrow based on your expenses in relation to your total monthly income. Lenders’ experience shows that you may borrow from 33% to 40% of your monthly income, on average. |
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4th of the 10 Kurlan Sales Competencies that are Key to Building a Sales Culture
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| For more than 40 years, sales authors, experts and trainers have been telling their readers, subscribers and clients about the importance of talking 30% of the time and listening 70% of the time. That ratio is not etched in stone. Even 50/50 is acceptable. The stage of the sales process dictates the ratio more than the ratio itself. For instance, if your salespeople are following the Baseline Selling process, they would talk 100% in the earliest phase of Getting to 1st Base, and probably 10% in the later phase of Getting to 1st Base. They would probably talk 10% of the time while Getting to 2nd Base. They might talk 50% of the time on the way to 3rd Base and 90% of the time when Running Home. |
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The 4th of the 10 Kurlan Sales Competencies That are Key to Building a Sales Culture
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| For more than 40 years, sales authors, experts and trainers have been telling their readers, subscribers and clients about the importance of talking 30% of the time and listening 70% of the time. That ratio is not etched in stone. Even 50/50 is acceptable. The stage of the sales process dictates the ratio more than the ratio itself. For instance... |
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How to Determine Your Business Success with Financial Ratio
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| If you’ve ever wondered how well your business is doing - truly doing - one way to clear up the mystery is to use financial ratios. Financial ratios are used by accountants and bankers to evaluate everything from your current income ratio, to debts, to inventory, and even your return on sales or capital investments. A lower ratio means a more severe problem. Another important assessment step in financial ratios is estimating your debt equity ratio. The debt equity ratio compares debt and equity and the two types of capitalization. |
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When Should You Seek a Home Equity Loan?
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| Home equity loans are a better option compared to many other types of loans as they come at lower rates. This is because the lender is able to secure the loan against your property. However, you should only take them when you have a particular expense in mind and take only as much as is required to cover this expense. |
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LTV: The Key to the Underwater Mortgage
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| If you're wondering whether or not you're in an underwater mortgage, the key is to understand your loan to value, or LTV, ratio. The LTV reflects how much you owe as a percentage of the total value of your house.
So, for example, if you originally took out a $130,000 mortgage on a house that was appraised at $150,000, your LTV ratio would be 87%. In other words, you would then owe 87% of what the house was actually worth-a win for you once the mortgage was paid off, provided that the property value didn't change. Which, of course, never happens, does it?
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What Happens When the Dow/Gold Ratio is 1:1?
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| What happens when the Dow Gold ratio is 1 to 1, asks Mike Farrell with aspenIbiz. Read this short post is it will reveal how the Dow Gold ratio works to indicate we have reached a peak in the Gold bull or a bottom in the stock market bear.
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Money Speaks - Bankers Jargon! Doesn't anyone speak English?
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| In simple terms, debt to equity explains the financial health of the company. For example; suppose your company has a debt to equity ratio of 4 to 1. To a banker, that means there is $4.00 in debt compared to $1.00 invested in the company. In other words, your lenders own more of your company than you do. So, if you were asked to lend money to your company at this type of ratio, would you? |
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