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I Want To Improve Your Credit Score, But You Won't Let Me Help!
Credit score ignorance is just as bad as accumulating too much debt or not paying your credit cards on time. If you don't understand how your credit report score is calculated then you can't improve your credit score. read this brief primer and learn -- How do they calculate your credit score and who are "They"?
Credit Card Piggybacking
What is Credit Card Piggybacking? Credit card piggybacking is much like the childhood game of being carried around on someone else's back; but instead, you're “carried” on someone else's credit card account. Once you're added as either a joint card holder or an authorized user to a credit card account, the entire credit history typically appears on your credit report and included in your credit score.

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Understanding Double Entry Accounting
Sir Isaac Newton's third Law of Motion, the law of reciprocal actions, states that for every action there is an equal and opposite reaction. The same can be said for accounting. For every financial transaction, there are two sides. There is a debit side and a credit side. For every transaction, these sides must be equal for your books to balance.
Increase Sales by Identifying Your Target Market and Stop Spraying and Praying Your Sales Activities
Do you feel that you are not getting your fair share of the market place? If so, then can you answer exactly how big of a piece of the pie is that fair share? Now is the time to rethink and refocus so that you accurately know your target market.
Life Isn't FAIR!
Purposeful Pondering Question for Today: Are You Living a Grace Filled Life? A few years ago, my daughter, Amber, went through her 'that's not fair' phase. Seemed like every time I turned around I heard her say, "but that's not fair." Didn't seem to matter much what the 'that' was she was talking about, life just seemed to be unfair all the way around. Have you ever thought that way -- that life just isn't fair. Well, I want you to know that you're right. Life isn't fair. It's actually rigged in YOUR FAVOR. That's right.
Is the Dow Over-Valued?
This week the market is all gloom and doom. PIMCO’s Bill Gross thinks that the Dow’s fair value should be 7,000. GMO Chairman Jeremy Grantham also believes that the U.S. stock market is almost 25% above fair value.
GOT MENTOR: Finding a mentor of quality.
“If I have seen farther than others, it is because I was standing on the shoulders of giants." Scientist Sir Isaac Newton, in a letter to his colleague Robert Hooke, February 1676. A mentor is someone with more experience than you who serves as a trusted confidante over an extended period of time.In other words, a mentor is not just an advisor, a mentor is someone who has been there and done that and is best suited to guide you along the path of profitability in your business.

Know your Rights in the FDCPA
The Federal Debt Collection Practices Act (FDCPA) has laid down guidelines for fair debt collection. It has clearly listed the regulations and violations of fair debt collection. As a consumer you have rights for fair debt collection even if you owe.
FDCPA Laws
The Fair Debt Collection Practices Act (FDCPA) was passed by the Congress and is enforced by the Fair Trade Commission (FTC) to ensure fair debt collection by debt collectors. The Act has laid down laws to regulate the debt collection practices.
Debt Collectors should follow the FDCPA Laws
The Fair Debt Collection Practices Act (FDCPA) was shaped by the Federal Trade Commission (FTC) and passed by the Congress to ensure fair and lawful debt collections.
How to be an Audience Arsonist - Light a Fire of Possibility
A body at rest tends to stay at rest… - Sir Isaac Newton Sir Isaac got it right: a body at rest tends to stay at rest unless acted upon by an outside force. Want proof? Peek around the curtain at audience members listening to a dull, flat, run-of-the-mill speaker at your next convention. Those bodies aren’t moving. They’re at rest. In fact, some of them are asleep. An "audience arsonist" can overcome that inertia and light a fire that moves them to action. The value of any event – a global company’s annual gathering, a sales convention, association meeting or any other professional event – is in the information and attitude audience members take with them on those return flights home. An Audience Arsonist is unique. They have the ability to "light a fire" under an audience and move them to action. Learn how to do that.

Monkey Business: Fairness in the Workplace
Fairness is often a question of perception, so while we may do our best to practice fairness, others may not always view us as fair. Of all the leadership qualities, this is perhaps one of the hardest to practice on a consistent basis. This article provides seven practical tips to help you be fair in the workplace.
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