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Taking debt now does not mean it is forever
Banks turning you down but you don’t want to use those seemingly high priced alternative financing companies to get capital for your business? There are ways to use these products (for a short period) to get what your business wants and needs right now.

Bookkeeping – An Expense or an investment
Many small business owners struggle with keeping their bookwork up to date. Yet good record keeping is an essential part of any successful small business. How can you make an informed decision about your business if you don’t know where you are at financially with your business?

Bookkeeping Fees: Difference Between Cost and price
belief that they can hunt around and find a bookkeeper charging a better rate and therefore make the assumption that by paying a lower rate for bookkeeping services they will save mone

Fee Setting Tips: What Does Your Rate Say About You?
Your rate is an announcement to the world of your confidence in your skill set. Too many business owners undercharge or have no idea what to charge. I'd like to share a few tips with you regarding fee setting so that your rates attract new business and the right clients.

Ten Ways to Manage a Rapidly Growing Business
While some new business owners face the issue of not enough customers, others face the issue of too many customers/clients. Both are serious issues and must be dealt with carefully. There are many lists on how to find new customers/clients. Here is a list of 10 ways to deal with a rapid influx of new customers. The goal is a steady flow of just the right customers/clients.

Business Brokers' Fees
Business brokers, Business Intermediaries and Mergers & Acquisitions professionals have different fee structures and offer different types of services. The size of the transaction in terms of the business value generally dictates the types of professionals to work with and the nature of fees business sellers need to pay in order to sell their companies.

Practical Practice Management for Law Firms (Part One)
Most lawyers are good at understanding and interpreting the law. What they are not good at, in many cases, is running a business. A law practice is just another business and needs to be run as such. Why don't some lawyers get this?

What Fees To Charge for Your Marketing Services
3 Quick tips on how to decide on the fees to charge for marketing services. Setting your price and what the market can bare.

Annual Government Filings & Minutes - Corporate Maintenance and Compliance
Many new business owners are unaware of the important obligations that must be upheld AFTER they have formed a new business entity. All too often there are accounts of entrepreneurs starting a business, incorporating that business, then failing to comply with various government imposed formalities and filings. There are many ongoing government requirements that small business owners need to comply with, namely: annual government reports/returns and fees, notice of a name change, notices of change of registered office, directors and in certain jurisdictions, their shareholders. These forms are different than tax related forms such as tax returns, GST/PST filings and payroll deductions.

Stop Singing “Happy Birthday”
Do you know it’s technically illegal to sing Happy Birthday in public? Yes, that song has a copyright just like any other song and to sing it in public triggers licensing fees to the copyright owners.

Fee, Fie, Foe -- 3 Lessons learned when companies mishandle how they communicate their new fees
Based on Bank of America

Small Business and Politics
Right now political discussions are like so much confetti that seems to be dropped on us every day whether we want it or not. This is the season when political aspirants show their love and attention like no other time. However, in the lives of most small business owners there’s usually a long list of concerns ahead of politics and polling data.

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U.S. Community Adjustment And Investment Program (CAIP)
CAIP is a program established to assist U.S. companies that are doing business in areas of the country that have been negatively affected by NAFTA. Funds administered by Treasury (see below) allow for the payment of fees on eligible loans. These fees include the 7(a) program guarantee fee (and subsidy) and the 504 program guarantee, CDC and lender fees. Depending on the loan size, the fees can be sizeable.

Are lawyers really worthy that money
Business professionals, lawyers, accountants, engineers and others are sometimes viewed as a necessary evil. Each profession has offered a lot of material for jokes and comedians over the years. We have the bottom dwelling lawyers, the charisma by pass, cardigan wearing accountants and the geeky computer dorks to name a few. As well as jokes these professions have something else in common. It is the ability to charge relatively high fees for their services. Do they prtovide the value to justify these fees.

YOUR FEES ARE TOO HIGH STEPS TO HANDLING OBJECTIONS THAT WILL GET YOU CLOSER TO THE SALE
By John Doerr If you really do put a small value upon yourself, rest assured that the world will not raise your price. - Anonymous How many of us, as professional service providers, have heard from prospects, "your fees are too high," "someone else will do it for less," or "I don't see why I have to pay all that money just to have you do an audit, write a brief, create a marketing plan, etc?" And, more important, how many of us have been able to resist the urge to simply lower our fees to get the work?

FIVE STEPS TO GETTING THE FEES YOU KNOW YOU DESERVE
By John Doerr One of the most common laments I hear from service business executives goes like this: "Our services are becoming a commodity. Everyone is out there saying they can do the same thing we do, pushing fees further and further down. Prospects are just buying on price." Unfortunately as service providers, there are aspects of what we provide that have become commodities. Price competition is rampant. However, if you follow these five steps to provide value before, during, and after the sales process, you will get the fees you know you deserve.

What To Look For In Used Car Loans
When on the look out for a used car loan, you should look at the different loan packages that are offered by auto lending institutions. Take particular notice at the interest rate, terms of the contract, repayment period, length of time before the loan gets approved, the company's fees and charges and any break fees if you make your payments earlier, among other items that make up the whole package. Although the interest rate is one of the most important items in the package, the other items are best not ignored.

Used Car Loans
When shopping for a used car loan, you must look at the different finance packages that are offered by auto lending institutions. Keep an eye on at the interest rate, car finance terms, repayment period, length of time before the loan gets approved, the company’s fees and charges and any break fees if you make your payments earlier, among other items that make up the whole package. Although the interest rate is one of the most important items in the package, the other items are best not ignored.

Happiness Is Doing Meaningful Work and Getting Fairly Paid For It
Part of feeling as though you are doing meaningful work is feeling well rewarded for the work that you do. If you have been resisting switching to fixed fees now is the time to reassess your decision. Learn how fixed fees might improve your practice.

Brokers, Dealers, Private Lenders, and Venture Capital
A broker is defined as anyone who makes securities transactions for others. (The exception to this is a bank.) A dealer is defined as someone who buys and sells securities for their own account, through a broker or otherwise. Most entrepreneurs are looking for start-up capital and for someone else to raise capital for them on a straight commission, with no up-front fees. Only registered broker dealers, and Bona Fide employees, can legally solicit/sell securities for a company on straight commission, with no up-front fees. They always charge an up-front retainer, sometimes called due-diligence fees, before commencing. This fluctuates depending on the complexity of the transactions. Most brokers/dealers avoid startup and early stage companies. A Bona Fide employee cannot be paid commission from the sale of securities.

A Guide to Franchise Financing
So you've decided to buy a franchise. Congratulations! Franchising is a great way to go into business for yourself with reduced investment risk. Associating with an established company provides instant name recognition as well as access to training and ongoing support to help ensure your business is a success. Now it's time to determine how you will finance your new business. Fees associated with purchasing a franchise may include franchise and royalty fees, equipment, inventory, working capital and more. The first step is to take inventory of your financial resources by creating a personal finance statement to verify your net worth. This statement should include a listing of both your assets and liabilities.

Now Even Regular Folks Can Be Investors!
Although there are many to choose from in today’s crowded market, I still prefer to go with companies that have been doing this the longest and offer the lowest fees. The annual fees and per-investment fees can really get you so it is important to do your own research. I’ve found the following companies to be the best in my experience.

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