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BANKRUPTCY TRUSTEES: WHO ARE THEY AND WHAT DO THEY DO?
When you file for bankruptcy, a trustee is appointed to your case to help liquidate your assets and to make sure that creditors are taken care of as much as possible. This trustee has a lot of power and rights in your bankruptcy case. Where does the trustee come from, and what rights are granted to him in your case?
Title: Buying An Existing Business Part IV of IX
This is the fourth part of a nine part series for buying an existing business. This part is a brief discussion of your small business plan.

Secret Reserves
It has been defined as "any reserve which is not apparent on the face of the balance sheet". It is sometimes called "hidden reserve", or 'internal reserve' or 'inner reserve.' This reserve represents the surplus of assets over liabilities and capital. It does not appear in the ledger. The creation of secret reserves strengthens the financial position of the concern. Its financial position would be better than what it would appear on the face of the balance sheet. Secret reserve is created usually by joint stock companies especially banking, insurance and financial concerns.

How To Organise Your Financial Future
Some time ago I spent a planning day with a new client to determine exactly what she wanted to achieve in her business over the next 12 months, where she is now and the exact steps she needed to take to reach her goals. On questioning Sophie about her income and expenditure, she told me 'my accountant handles that'. She had no idea what was happening with her finances, only that there seemed to be enough money when she needed it. This was not an empowering answer! Sophie's head was in the clouds or should I say buried in the sand. You cannot allow someone else to 'look after your financial affairs'. No one else is going to look after your money better than you do.

Other financial affairs Related Articles

How to Seize Control of Your Finances
I'm always amazed that so many people spend most of their life at work and totally neglect their personal affairs. Many business people I coach want to get their professional lives in order, and often admit that their personal affairs are in chaos.

How to Get Your Rear Into Gear at the End of the Financial Year
As the end of another financial year comes to a close, I thought it would be ideal to focus this newsletter on your personal affairs. I'm always amazed that so many people spend most of their life at work and totally neglect their personal affairs. Many of my clients want to get their business organised yet often admit that their personal affairs are in chaos.
Saying Goodbye to Defensiveness
Part of fully claiming your own life is learning the steps to stay “in your own business”. What that means essentially is staying focused on your own affairs, rather than determining what those around you “should” or “should not” be up to.
How To Organise Your Financial Future
Some time ago I spent a planning day with a new client to determine exactly what she wanted to achieve in her business over the next 12 months, where she is now and the exact steps she needed to take to reach her goals. On questioning Sophie about her income and expenditure, she told me 'my accountant handles that'. She had no idea what was happening with her finances, only that there seemed to be enough money when she needed it. This was not an empowering answer! Sophie's head was in the clouds or should I say buried in the sand. You cannot allow someone else to 'look after your financial affairs'. No one else is going to look after your money better than you do.
When Generations Collide
Managing midlife affairs among generations has never been easy, and there's no quick fix. To be successful at it, you've got to start talking NOW.
4 Ways to Build Financial Confidence
Imagine feeling a strong sense of financial confidence. What would this look like for you? Financial confidence means that you are, without a doubt, in control of your financial life, you know what decisions are the rights ones and you make them with clarity and definiteness, and you have total belief and trust in yourself to achieve all your financial desires. Learn 4 ways you can build financial confidence in your life to begin feeling more empowered!
4 Most Important Members of Your Financial Team
When it comes to your financial success, there are certain professionals who should definitely be on your financial team. They include an accountant, estate lawyer, financial coach and financial advisor. These professionals play an important role in helping you achieve your money goals. Here’s why each professional can be an asset on your financial team:
4 Ways to Increase Your Financial IQ
Having a high financial IQ means the most when it comes to your financial success. A high financial IQ means you make smart financial decisions and take the right action to better your financial circumstances. Here are four ways to begin building your financial IQ today!:
The Ultimate Financial Plan
Recent turbulence in the financial markets has caused us all to question our financial plans. We are bombarded daily with advertisements and sales pitches from self-proclaimed experts, financial gurus, and all manner of miracle money managers wanting to sell us their financial plans. Buying someone else's financial plan is much like buying someone else's shirt. Odds are it won't fit, you won't like it, and the process is somewhat distasteful.

7 keys to taking control of your finances for the first time
Are you a passenger when it comes to the family finances? With busy lives, household chores are often divided up to help families muddle through the chaos of daily life. That is why it is not uncommon for one partner in a relationship to manage the day to day household spending, savings and other financial affairs.

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