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Getting to 'Yes' When Negotiating a Lease Renewal
A client called me recently with a dilemma. She has operated a successful retail business in the same location for 16 years. She believes that the location is important for her business and has contributed to her success. However, her new landlord had presented her with a new lease. The lease required annual rent increases - increases which my client knew would immediately hinder the business' financial health, and at a time when she could least afford it. She didn't think her new landlord was open to what she needed to accomplish, so she called me.

Can You Walk the Walk if You Can’t Talk the Talk? Improve Your Financial Vocabulary
Accounting is the language of business. Getting more information from your accountant than just pages of numbers in the form of monthly reports requires that you know the language. For many owners, that means acquiring a new vocabulary complete with terms like “gross margin,” “key performance ratio,” and “break-even analysis.” Unfortunately, many business owners are intimidated by the language or choose to ignore it altogether. They ignore the financial performance of their company, delegate it to an employee, or outsource it. Understanding the fundamental financial concepts gives owners a much better chance of prospering in today’s challenging economic environment.

Efficiency - Getting More Done In Less Time
Just how do we do that? How do we use and even maximize our resources? Each of us is aware that Time and Money are extremely important resources which we must manage carefully. On every television, radio and print media saving money, cutting back, spending less, finding ways to do more with less money is the headline. BUT what about Time? What are you doing to get more done with the time that you have? What are you doing to be more efficient?

What should I do with my tax refund?
Do you remember the good old days when spending our tax refund frivolously wasn't such a big deal? Our jobs were stable, house values seemed to be on a never-ending climb and the stock market was booming. Things were looking pretty good. Well, we are all feeling a little less wealthy these days; our portfolios have been beaten up, the wealth in our homes have taken a blow and on top of all that, we are worried about our jobs and the stability of our income. There is a lot of insecurity or fear out there and so spending our tax refund on a great vacation or a new flat screen TV may not be the most financially savvy thing to do. So what should we do with this year's tax refund- spend it or save it, invest it or splurge?

What should I do with my tax refund?
Do you remember the good old days when spending our tax refund frivolously wasn’t such a big deal? Our jobs were stable, house values seemed to be on a never-ending climb and the stock market was booming. Things were looking pretty good. Well, we are all feeling a little less wealthy these days; our portfolios have been beaten up, the wealth in our homes have taken a blow and on top of all that, we are worried about our jobs and the stability of our income. There is a lot of insecurity or fear out there and so spending our tax refund on a great vacation or a new flat screen TV may not be the most financially savvy thing to do.
Fill 'er Up This Holiday Season!
3 Simple Steps for filling the tanks of our family and friends, our customers and prospects, and everyone else we have the privilege of interacting with on a daily basis.
The Importance of Bookkeeping
If you've been running your business for any length of time you understand the importance of bookkeeping and how neglecting it can create havoc!

No More Money Excuses
When you procrastinate and make excuses for not paying attention to your financial life, it takes away valuable energy from your life. Energy that you spend worrying about money could be used for more productive and fun things you love to do. It also takes away an opportunity to be financially free, knowledge that would empower you to take control of your financial life, and peace of mind, to name a few. Learn the necessary steps to STOP making money excuses and start living more purposefully with your money!
Fill'er Up With Love
We often encounter people whose tanks are dry. Here are 3 things you can do to help someone FILL 'ER UP!

Goal Setting for Outstanding success
Most salespeople think about goal setting,but very few people do it . They get stuck in a rut and lose sight of what they wanted to achieve. Everything gets on top of you and you lose your way, this is were everybody goes wrong, well not in all cases, but most!
What are the 3 biggest challenges faced by supply chain/purchasing professionals today? (Survey Result 14)
There are many factors both internally as well as externally that are affecting supply chain/ procurement practices today. From the growing talent vacuum to the continuing lack of collaboration between Finance, IT and Purchasing relative to corporate initiatives. What in your own experiences and opionions are the top 3 issues that procurement professionals face?

How Healthy Is Your Business?
Give your company a financial health examination to determine if you're in good health or in danger of becoming ill during these tough times. Dr. Jeff Cornwall, who heads up the entrepreneurship program at Belmont University in Nashville, TN (and who's been a guest on Build Your Business Radio) suggests that you examine certain key indicators and, if you're not in good shape, work now to cure your problems. I interviewed Dr. Cornwall to find some critical areas to explore; here are his suggestions.
Public Sector Procurement and the Wal-Mart Effect
In Part 4 of my Changing Face of Procurement conference series titled Winning Strategies for Vendor Engagement I ask attendees the question; “is your current e-procurement initiative a threat or a benefit to your supply base?” While the answer is of course important, what is of greater significance is whether or not your organization has even considered the impact its current strategy is having on these important external stakeholders.

Good financial management
Good financial management is essential to the survival and success of every business.

Business ratios
Business ratios are tools that help you in evaluating the current performance of your business.

Renovation is a State of Mind
In the hotel industry, too often millions of dollars are invested in a physical renovation without any thought to "renovating" what truly has an impact on the guest experience - the people who interact with guests on a day-to-day basis. Rob Rush makes the compelling argument that when times are good and the money is flowing into renovations of the physical plant and capital improvements, one need pay equal attention to "renovating" the guest service delivery.
Impress your bank manager! How to read your balance sheet
If you want to do well as a small business owner, it would help you if you could understand the basics of how to read a balance sheet. The balance sheet is an indispensable part of a business accounting information and is essentially a snapshot of a company at a specific point in time. The balance sheet lets you know what a company owns (“assets”) and what it owes (“liabilities”). It will also tell you how much the business is worth.
Franchising Is a Better Path to Success than Opening a StandAlone Business
The market seems ripe for franchises to continue to grow. Here's why it's a good business move right now.

WorkLife Balance & Employee Engagement
An engaged employee is likely a more productive employee. An attitude adjustment or a morph of strategy can foster worker loyalty for both small and large businesses. Addressing the concerns of your workers with regard to worklife balance is another way to create better relationships between the rank and file - and top brass. And those changes just might impact your bottom line in the end.
Diversifying Financial Assets for Poor People: Micropensions as a Tool to Build Wealth
Poor people need access to a variety of real and financial assets to build wealth. While using both formal and informal mechanisms, they seek the same financial goals as the rich, such as capital appreciation, risk mitigation, capital preservation, and financial leverage (i.e., increasing expected rates of return by assuming more risk).

Other financial health Related Articles

Keys To Wealth And Success- How to Handle Financial Pressure
Dealing with financial pressure can have serious consequences on your life. It is the number one cause of divorce and the stress that comes along with it is extremely damaging to your health. Why is it then that we put ourselves under this pressure and spend more money each month than we make? Take this simple financial plan and apply it to your life today and watch the weight of the world be lifted.
Deterring the Rising Cost of Health Insurance
Looking to reduce the rising cost of your employee health insurance? There are specific things you can do to protect the demise of your company's financial reserves. Helping your employees know and act on what they need to do to Get Well and Stay Well is critical. Read on and you discover hopeful ways you can deter the rising cost of employee health insurance.
Your Health Insurance Policy
Pia Lord discusses a number of strategies that can give you some educational and financial advantages when choosing a health insurance policy. With high cost of premiums the beginning entrepreneur as well as the savvy business person needs these strategies to make the most of their health coverages.
Is Our Wealth Connected to Our Health
Have you noticed the correlation between wealth and health, asks Mike Farrell with aspenIbiz? Read this short post to obtain some background and suggestions about slowing our rate of aging, improving our health, and generating financial wealth that will enable us to Live Longer, Enjoy It, and Make Money!
Oxford Health Insurance - Health Coverage Plans
Oxford Health Insurance Company offers wide-ranging health plans that contain options for small and large groups. Oxford Health preserves an extended network that offers a variety of affordable plans. Oxford Health has approximately 1.6 million customers within the New Jersey, Delaware, New York, Pennsylvania and Connecticut regions. Founded in Trumbull, Connecticut in 1984, Oxford Health merged with United Health Care in 2004. Currently, Oxford Health Companies do not offer individual or family health care insurance plans, with the exception of Medicare supplemental policies but provides employer offered health insurance to employees. Oxford has received a reputation that stands for quality, customer service satisfaction, and are renowned for their flexibility. The health options available from Oxford range from HMO’s, or Health Maint
Getting Health Insurance Online
Getting health insurance online is not as difficult as you may think. Because of the popularity of using computers for many different types of everyday activities, health insurers have streamlined the health insurance application process to make it easier for individuals to apply for health insurance online from the comfort of their own home. Although different health insurers will have different applications that are tailored to their particular health insurance products, there are many common elements that will be present on all online health insurance applications. The first step in getting health insurance online is to find the website of the health insurer you are interested in obtaining health insurance from. Different health insurance providers operate in different states, so it is important to find a health insurer that operate
Healthy Living Is a Prerequisite for Success
Live a balanced and healthful life in order to reach the top... care for your mental, physical, emotional, spiritual and financial health as much as the health of your career

Florida Health Insurance Corp Reports Health Care Reform
A resident of Florida has quite a few selections to choose from if it comes to Florida health insurance. A lot of insurance carriers supply a broad range of ideas for different health requirements. The different insurance plans that are offered are personal medical health insurance, group health insurance, Florida health insurance, temporary health insurance, child/student health insurance, and a lot more.

Employee Health And Wellness In The Workplace
How is your employee health within the office walls? The actual health and wellness in the workplace usually refers to the ability of an organization to keep and promote physical as well as mental health for its employees. One of the best decisions, that an employer can make in boosting the business, is promoting health and wellness in the workplace. It is because, investing in health and wellness is nothing at all but committing to the most valuable assets of the firm, the employees.
Personal Visioning Pathways and Pitfalls
My wife, Heather, and I have found that spending at least once a year in a quiet evening of uninterrupted time "daydreaming" has kept our marriage strong and our lives in focus. We look at family, house or home, our careers, our physical health, our financial health, community involvement, spiritual growth, and social life.

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