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II. How Can MicroFinance Succeed In Africa?
African microfinance is as diverse as the continent itself. An array of approaches have been used, ranging from traditional group-based systems, to specialised lending by banks and funded by international nongovernmental organisations (NGO) financial intermediaries. Consequently, examples of African microfinance offer an array of lessons of what works and doesn’t work. Drawing from these lessons, and those from non-African examples, OSCAL developed a Microfinance model based on four principles:

Other francophone country Related Articles

The A to Z of Small Business Sales - Loyalty Part 2 - Loyalty Starts With People
You cannot buy loyalty. Loyalty is something that is earned every day and through relationships. The small business owner should ask "What can I Do to be loyal to customers and employees?". President Kennedy asked a similar type question forty years ago - "Ask not what your country can do for you ... ask what you can do for your country."
Auto Insurance Canada
When it comes to auto insurance, Canada is one of the places you could need it most. From the Rocky Mountains to the hills of Cape Breton and beyond, the country’s natural wonders just scream out “road trip!” Hopping in your car and driving cross country is one of the best ways to see the nation in its entire splendor. But, before you step on that gas pedal, be sure you are well prepared for what the roads ahead might have in store for you.

4.2 Diversification regimes in Africa: Economic Report on Africa 2007
Analysing the various diversification indices and the structure of the top ten export commodities for selected countries over the last two decades and a half provides some useful insights which can be used to define diversification regimes that characterize Africa. Five diversification regimes can be identified from Africa’s experience (see Ben Hammouda et al. 2006b). These regimes should not be viewed as steps or as a continuum that a country must follow as it moves from a concentrated to a diversified economy. Rather, the regimes are a result of the policy actions that a country has set in place over a given period of time. The particular regime that a country falls into is likely to be the result of a mix among the various diversification determinants.

Determinants of Enterprise Training: What are the Training Constraints?
Enterprise Surveys have shown that large variances in training incidence exist across firms. A natural question then is why do certain firms invest more in training and others do not. There is a certain amount of cross-country and individual country evidence in the literature to identify why this is the case.
Fiscal Dimensions of Sustainable Development
The achievement of sustainable development—combining economic development, social development, and environmental protection—is a key challenge facing the international community. To this end, progress will be needed in a number of different policy areas, with the right mix of policies varying from country to country.
NAKS - Spreading Knowledge
The NAKS have started their new chain of preschools in the country and decided to take in all around the country by this month end. The first preschool named ‘I Play I Learn’ was started this April and has gained popularity in no time.
New to the job
This article has been written to assist new-leaders of local government. However, the information is just as useful for anyone who has moved into a management role. Rules and regulations change from state to state and country to country but one thing doesn't change: you have to know how to fit-in with your new group and how to manage constituents or employees.

Gross National Happiness
Did you know there is a country in our world that actually measures the condition of the country on the happiness of its people

Personal Responsibility: Count Your Blessings
The way things are going in the world today, it's easy to slide into the "victim mentality" and lose sight of your blessings. In my country, our leaders seem to be doing everything they can to amplify this feeling of frustrated victimhood, seeming to prefer government "help" and control to personal responsibility and the can-do spirit that built the country in the first place. In this hot, stressful season, I'm coaching too many people who seem to have lost too much courage.

Outsourcing and IT Services
Outsourcing is the practice of getting services at cheaper cost from another organization or country than possible in our own country or organization.

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