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Why Santa was sued for a personal grievance when he changed the Elf roster
Even Santa wasn’t immune from the recession. The global credit crunch had affected his long term investments in reindeer stock and commodities, which meant that the income from those investments had taken a tumble. Santa knew that he could not cut back on Christmas presents for the kids so something had to give. He felt the only option was to cut some hours out of the Elf roster.
Recession = Time for the Resurgence of the Small Business
Small business has struggled against large national and international brands. The ability to be flexible during the recession can give the small business owner an advantage over their larger competitors.

Other global credit crunch Related Articles

A Positive approach to the Credit Crunch
Another month and yet again my latest article looks at dealing with the credit crunch. As I have engaged with Managing Directors over the past few weeks I have encountered a range of attitudes to the market. So what attitude should you take? Well as you will see when you read this article I do not recommend being either Optimistic or Pessimistic but Positive. In fact I mention 4 attributes - 3 P’s and a Q.
"Any Dream Will Do"
Who'd have thought that one of the most inspiring role models to get us through this credit crunch year of 2009 would be a figure who lived 4000 years ago? Find out who and why here.
Financing Alternatives in Today’s Tough Credit Environment
With the credit crunch in full force, many small businesses are finding it harder and harder to obtain financing. Even business lines of credit are being squeezed tighter-often yanked right out from under companies that have long established histories with financial institutions. There is hope, however, for companies in this predicament. A creative financing alternative known as asset-based lending (ABL) can be a virtual lifeline for these types of businesses.

Factoring Services Can Help Ease Your Cash Flow Crunch
In a slow economy, the cash flow crunch caused by slow receivables collections can literally bleed your business to death. While offering open account terms to customers may be part of your cost of doing business, have you ever thought about what it really costs you? If you're waiting 30 days to be paid, you can only turn your profitability into more business 12 times a year. Of course, another risk involved in open accounts is the risk that you won't be paid at all. One solution to both of these challenges is a long-established process that has received renewed attention of late as the bank credit crunch has taken hold: factoring.
How the Banking Credit Card Fiasco Affects YOUR Business
Find out how a little bit of entrepreneurial creativity and innovation can help your clients and your business in the midst of a credit crunch. Implementing the following five strategies will make your business the clear option for clients and customers in this credit-strapped economy.
The Credit Crunch Myth: Financing Options to Consider
Over the past couple of years, the term “credit crunch” has taken its place in the popular vernacular alongside other now-common phrases like “mortgage meltdown” and “bank bailout.” But is the supposed credit crunch that we keep hearing so much about (go ahead and Google it-I did and got more than 12 million results!) real? While most of the media would have us believe it is, from my perspective, I’m not so sure. In general, community banks are in better financial condition than big banks, so these are often a good place for small businesses to start their search for financing. In addition to traditional bank loans, there are alternative forms of financing for companies that might not qualify for loans in today’s more stringent credit environment. One of these is factoring.

Why It’s Time to Bring Factoring Into Your Financing Equation
In your search for commercial financing in the midst of the ongoing credit crunch, here’s something to factor into your consideration: It may be time to look at factoring in a whole new light. Factoring can make the difference between success or failure for companies operating without adequate working capital-at a cost that’s probably a lot less than most business owners think.
Why Santa was sued for a personal grievance when he changed the Elf roster
Even Santa wasn’t immune from the recession. The global credit crunch had affected his long term investments in reindeer stock and commodities, which meant that the income from those investments had taken a tumble. Santa knew that he could not cut back on Christmas presents for the kids so something had to give. He felt the only option was to cut some hours out of the Elf roster.
SME - EQUITY FINANCING INSTEAD OF BANK LOANS
The perennial issue of small firm financing is once again to the fore as small and medium sized firms (SMEs) are experiencing a challenging financing environment in the aftermath of the global economic and financial crisis. A combination of factors has contributed to a credit crunch for small firms. Businesses struggling with negative effects of the recession are experiencing liquidity problems because of increased bad debts and slower payments by debtors.

Current Trends in Working Capital Management
Three years ago, as the depth of the financial crisis was just beginning to be felt, banks started tightening the reins on credit, resulting in a severe credit crunch. In this environment, cash conservation became the name of the game. But today, U.S. businesses are flush with cash, and the emphasis on wringing every dollar out of working capital has dissipated. But do improved corporate balance sheets, a brighter business lending picture and an improving economy mean that CFOs should adopt a new mindset when it comes to working capital management? Not necessarily.

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