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The Role of Microfinance in Addressing the HIV/AIDS Pandemic in Zambia: The Rainbow Model Provides a Future for AIDS Orphans
Poverty and HIV/AIDS constitute a vicious circle. Poverty creates vulnerability to HIV/AIDS, and HIV/AIDS leads to poverty. Unfortunately, the interventions of the national and international community are not moving as quickly as the desperation and the loss of hope in the people coping with the pandemic at the grassroots level.

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5.5 The HIV/AIDS threat: Working Out of Poverty
Over 25 million workers are infected with HIV/AIDS, and millions more affected by the pandemic. The ILO has calculated that the size of the labour force in high-prevalence countries will be between 10 and 30 per cent smaller by 2020 than it would have been without the effect of HIV/AIDS, which poses a serious threat to economic growth and development prospects. Macroeconomic performance is undermined by rising labour costs associated with the pandemic, through skills shortages, sickness and absenteeism and reduced productivity and economic competitiveness, resulting in a shrinking tax base, less foreign investment and fewer jobs.
The Leader As Coach
With the changing demographics of the workforce - retirement of the Boomers and entry of Gen Y - as well as the prevalence of distributed work teams, there is a growing trend for managers to take more of a coach-like approach to leading their teams, especially when those teams are made up of knowledge workers. This article looks at how coaching is different from traditional management and identifies three crucial skills for effective coaching in the workplace.
What is the Process of Making Income with Paid Surveys?
How would you like it if you could just make money to give your opinion? With the prevalence of marketing groups that have a strong interest in what their consumers have to say, you'll find that getting into taking paid surveys can bring you a tidy amount of cash as well as plenty of interesting products to try.
Ten Tips for Cell Phone Courtesy
I have owned a cell phone since the early eighties. Given my decades of experience and the prevalence of cell phones today, I offer the following ten tips on how to avoid annoying others.
How to Develop Your Service Business
Most of us don’t go through a single week without buying some type of service product. The increased prevalence of service industries over the last two decades has made this the fastest expanding sector of the economy. The service sector, as defined here, includes the major industry groupings of trade, finance, insurance, communications, public utilities, transportation, and government, as well as business and personal services. And it accounts for almost three-fourths of the Nation's employment.
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