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Too Persistent?
Persistence is a good thing...until it becomes annoying.

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Do I Need Insurance for My Home Based Business
Generally, you do not meet with clients at your home office if you run a home-based business. In a home-based business your bigger concern is protecting the equipment (property insurance), not the customer liability (casualty/liability insurance). Depending on the scope of your home-based business, your homeowner’s policy might not be enough to cover the cost of your business equipment. A homeowner’s policy usually covers for a small amount, but it is often not enough to cover you business equipment losses. If this is the case, you will have to shop around for more substantial business insurance or increase the coverage of your homeowner’s insurance

Kick Off Spring Time With A Spring Cleaning Small Business Franchise
Spring is fast approaching, and with spring comes the notion of spring cleaning. While most of us consider spring cleaning to be cleaning out the garage or organizing the closets, there are also things around the home and office that need seasonal cleaning that are a bit out of the reach of the average homeowner. Here's a look at some spring cleaning franchise opportunities that can make great money all year long.

5 Tips For Getting More from Facebook
In continuing with my series of quick social media tips (check out 5 tips for LinkedIn) I’m covering some tips for business use of Facebook here. I’ve actually written about some of these tips in great detail before, but this can act as a quick primer for folks who like their info snack sized like this.

How to Manage Your Email & Inbox – Lessons 1-5
I intend to put together a number of articles where I extract these tips, ideas and strategies from the book for you to read. Each article will have five different tips and insights. You will notice that these tips and insights are simple, straightforward and useful in helping you manage an ever increasing inbox.

Should You Do A Home Staging Consultation If Nobody’s Home?
Staging Diva, offers advice for home stagers asked to conduct a home staging consultation when the homeowner won’t be present.

What is an Underwater Mortgage?
If you read the news at all, you've probably seen the term “underwater mortgage,” but do you know that that means? When a mortgage is underwater, it means that the homeowner owes more on the mortgage than the house is actually worth. That's not supposed to happen. In fact, from roughly 1990 to 2006, no one seriously thought that underwater mortgages were ever going to be a big problem. We all believed that housing prices would just keep rising and that we could count on our building equity to give us all the other cool things we wanted. Like fancy cars, a new deck, or a guaranteed retirement.

Coming Soon to Your Neighborhood: Falling Home Values Mean More Underwater Mortgages
If you think the tidal wave of underwater mortgages has receded, think again. The fact is that the underwater mortgage situation is almost certainly going to get worse before it gets better. Why is that? In part because of an ugly little mortgage product called adjustable rate mortgages, or ARMs. You see, ARMs look great on paper. The homeowner gets a nice, low monthly payment for the first 1-7 years, depending on the terms you get. But then . . . well, then the loan payment resets to reflect inflation.

Your House Insurance Coverage is Wrong
Homeowner insurance coverage is a crucial part of any good financial plan. Since our houses are probably our biggest assets, protecting ourselves by having the right amount of coverage is important. However, most of us are unaware of the correct way to calculate our need for homeowners coverage.

A New Era of Banking
There was a time when a community bank would care for the money of its depositors and wisely lend to local businesses and families wishing to buy a local home for their family. Over the years this very simple concept has become so large and complicated that the individual small business or homeowner has been squeezed into a very uncomfortable position.

5 Great Sales Tips - Increase your sales success today!
It is really easy to get overwhelmed by all the sales tips and suggestions available to us today. These five tips are not for the meek, if you are really serious about improving your sales take these seriously and you will get results. Ironically most people have negative associations with sales, why not change it around. Sales in fact, are FUN! Take these tips and see how much fun you can have. After all, success is ALWAYS fun.

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