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My 3 Top Security Strategies for 2012.
In Justine Rivero’s latest article “Three New Ways to Protect Your Identity in 2012” she is absolutely correct that smartcards for secure payment is needed because it is better to use security upfront than rely on identity theft protection after the fact. But why stop at payment? Smartcards offer secure data access to medical records, corporate networks, online commerce sites, computer logons, applications, and anything else where user authentication is required.

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