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CREDIT BASED VS NON-CREDIT BASED FINANCING
When it comes to non-credit based small business financing, the benefits are evident. There is a very good chance you will be able to take advantage of great interest rates as long as your established business credit is favorable. Non-credit based small business financing comes in many different forms and is an excellent way to begin building your relationships with vendors. Many vendors will extend credit without a credit check if you have your Tax-ID number and a few other solidifying factors.

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U.S. Community Adjustment And Investment Program (CAIP)
CAIP is a program established to assist U.S. companies that are doing business in areas of the country that have been negatively affected by NAFTA. Funds administered by Treasury (see below) allow for the payment of fees on eligible loans. These fees include the 7(a) program guarantee fee (and subsidy) and the 504 program guarantee, CDC and lender fees. Depending on the loan size, the fees can be sizeable.
Playing Catch Up and Making Time
I have a friend who is always late. If he’s to pick me up, he’s late. If I’m to pick him up, he’s late. My son is the same way. I don’t know if this is a sign of passive/aggressive behavior or not, but it means when I deal with my friend and my son, I have to adjust my time. I tell them that events are earlier than they really are. I tell them I’ll pick them up earlier than I need to. I play their game. I hate it, but I know what I have to do to make time.

“Keeping The Pace” - Powerful Time Management
Do you sometimes feel like the white rabbit in Alice In Wonderland? “I’m late! I’m late! I’m late!” You might be aware of time management tips in the world but during times of increased stress your natural style emerges. So, you can decide to work against your natural time management tendencies OR you can work with your natural flow to improve your productivity.

Are lawyers really worthy that money
Business professionals, lawyers, accountants, engineers and others are sometimes viewed as a necessary evil. Each profession has offered a lot of material for jokes and comedians over the years. We have the bottom dwelling lawyers, the charisma by pass, cardigan wearing accountants and the geeky computer dorks to name a few. As well as jokes these professions have something else in common. It is the ability to charge relatively high fees for their services. Do they prtovide the value to justify these fees.
YOUR FEES ARE TOO HIGH STEPS TO HANDLING OBJECTIONS THAT WILL GET YOU CLOSER TO THE SALE
By John Doerr If you really do put a small value upon yourself, rest assured that the world will not raise your price. - Anonymous How many of us, as professional service providers, have heard from prospects, "your fees are too high," "someone else will do it for less," or "I don't see why I have to pay all that money just to have you do an audit, write a brief, create a marketing plan, etc?" And, more important, how many of us have been able to resist the urge to simply lower our fees to get the work?

FIVE STEPS TO GETTING THE FEES YOU KNOW YOU DESERVE
By John Doerr One of the most common laments I hear from service business executives goes like this: "Our services are becoming a commodity. Everyone is out there saying they can do the same thing we do, pushing fees further and further down. Prospects are just buying on price." Unfortunately as service providers, there are aspects of what we provide that have become commodities. Price competition is rampant. However, if you follow these five steps to provide value before, during, and after the sales process, you will get the fees you know you deserve.

2 Cool Ways Einstein Makes You Money
Over the years - I've spoken extensively about how thank you cards are under-used by most entrepreneurs and sales people. Inevitably someone will ask me "OK Kim, I'm guilty!! There's someone I should have sent a thank you card to...but it's been 3 months! I feel terrible. Is it too late?" This is why you have to love Einstein. The answer is "It's never too late to send a thank you card!'
Happiness Is Doing Meaningful Work and Getting Fairly Paid For It
Part of feeling as though you are doing meaningful work is feeling well rewarded for the work that you do. If you have been resisting switching to fixed fees now is the time to reassess your decision. Learn how fixed fees might improve your practice.

Lesson #1: “Don’t be afraid to change the model”
“I got the idea for Netflix after my company was acquired,” says Hastings. “I had a big late fee for ‘Apollo 13.’ It was six weeks late and I owed the video store $40. I had misplaced the cassette. It was all my fault.”
Now Even Regular Folks Can Be Investors!
Although there are many to choose from in today’s crowded market, I still prefer to go with companies that have been doing this the longest and offer the lowest fees. The annual fees and per-investment fees can really get you so it is important to do your own research. I’ve found the following companies to be the best in my experience.

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