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Using Credit Data to Improve Direct Marketing Performance
This article discusses the use of consumer credit data for direct marketing targeting and pre-approved campaigns. It reviews the type of data available from the consumer credit bureaus and provides a high-level overview of the significant regulations that govern the use of individual-level consumer credit data. The article provides valuable information for any financial services marketers.

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Playing Catch Up and Making Time
I have a friend who is always late. If he’s to pick me up, he’s late. If I’m to pick him up, he’s late. My son is the same way. I don’t know if this is a sign of passive/aggressive behavior or not, but it means when I deal with my friend and my son, I have to adjust my time. I tell them that events are earlier than they really are. I tell them I’ll pick them up earlier than I need to. I play their game. I hate it, but I know what I have to do to make time.

Franchise Payments Franchisees Can Expect to Pay
Unsurprisingly, there are multiple payments related to owning a franchise. As dictated by the Federal Trade Commission (FTC), franchisors must list those fees in their Franchise Agreements. The following are the primary payments that will be listed...
Billions in economic stimulus payments already distributed
The stimulus payments continue to arrive in taxpayers' bank accounts and mail boxes. For the week ending May 23, the Treasury Department has reported that the government has distributed electronically and via mail an estimated 6.2 million economic stimulus payments totaling $4.9 billion.

Types Of Car Loans
If you wish to lower your monthly payments towards your car loan you may want to consider a car refinance loan. Such a loan would offer you a chance to pay lesser amount of money every month for your car. This is a good option especially if you find that you are perpetually behind on your payments.
6 Payment Offers That Sell Like Crazy
The way you structure your payment offers can increase your sales. I'm not talking about the way people pay like credit cards, digital payments, checks, and cash options. What I'm taking about is can your customers try before they buy, pay later, make payments, do they get a rebate, etc. Below are six payment offers that will sell like your products or services like crazy:

Does Your Small Business Need A Bailout?
Struggling to make your current loan payments? What about payments to your suppliers or venders. Is your business’s revenue down while costs are up? Know that you are not alone and that there may be some Federal stimulus money to help you out.
Down Pompeii
Late tax payments in your AIM companies? Then titter ye not. Well, after last month’s article about the loss of independence of the great British brand Cadbury, this month another, admittedly not so large, brand is in the news.
How to Settle Your Tax Debt by Negotiating a Payment Plan with the IRS
How to Qualify for an IRS Installment Agreement: If you cannot afford to make monthly payments and don't qualify for another type of tax relief, such as an offer in compromise, there are other options including negotiating that your account be placed in a "currently not collectible" status so that you will not be required to make payments and the IRS will not pursue collection action.
Tips on Avoiding Foreclosure
In today's financial market, there is no wonder why so many more people need to know how to avoid foreclosure. When someone wants to avoid foreclosure, the most obvious thing would be that they just need to make their payments on time without ever being late. While in a perfect world this would be happening, it is important to know that there are things that will sometimes happen in the lives of people that can make that nearly impossible. Being able to avoid foreclosure can sometimes be a little tricky and there are several things that need to be considered.

Timely Financial Reporting
Timely financial information and interpretation of results can help companies determine who are their most profitable customers and which customers continuously make payments late. This can give a company a warning about an imminent cashflow crisis and allow the company to put credit or collections policies in place so the customers make payments sooner. Compare it to having your teeth cleaned every six months or waiting a year or so before going to the dentist. It’s a lot harder to correct problems once time has gone by and many problems get worse with time. Preventative maintenance allows issues to be addressed in a timely manner and a plan established to turn things around.
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