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Umbrella Insurance
Despite the introduction of new legislation to help small business owners, crippling lawsuits are still a real concern. Learn how a good umbrella insurance plan can protect your assets.

Other liability insurance policy Related Articles

Do I Need Insurance for My Home Based Business
Generally, you do not meet with clients at your home office if you run a home-based business. In a home-based business your bigger concern is protecting the equipment (property insurance), not the customer liability (casualty/liability insurance). Depending on the scope of your home-based business, your homeowner’s policy might not be enough to cover the cost of your business equipment. A homeowner’s policy usually covers for a small amount, but it is often not enough to cover you business equipment losses. If this is the case, you will have to shop around for more substantial business insurance or increase the coverage of your homeowner’s insurance
General Contractors Liability Insurance, Certificates of Insurance, the Misnomers
General Contractors Liability Insurance, Additional Insureds, Certificates of Insurance, the Misnomers. Regarding General Contractors Liability Insurance and General Liability Insurance Certificates, there is a grand misnomer running rampant through the construction industry in NY, NJ and MA. I only speak about these states because I am familiar with their laws as they apply to the insurance, construction industry and the labor law. Please check your federal (OSHA), state, city and local government for laws as they apply to the construction industry and the labor law.

Insurance Programs and You
Discussing the benefits of group insurance coverage for health/dental, home and auto insurance and professional liability Insurance.
3 Secrets to Lowering Healthcare Insurance Payments
You must be healthy to get the cheapest premium. health care insurers will ask about your medical history before offering you an insurance policy. If you don't meet the insurance carrier's underwriting criteria you may have your premium increased or you may not be offered an insurance policy at all.
Dental Care Insurance For The Self Employed
The self-employed man or woman may have several place they can look for dental expense insurance. Dental Care insurance may be available through a group policy, a dental expense insurance alternative may be available through a medical care insurance policy they acquire directly from an insurance carrier, a standalone dental care insurance policy may be available and simply paying for care out-of-pocket is another choice.
Graduate Student Medical Insurance – Comparing
What is the best alternative when you desire to purchase medical insurance for a university student? Insurance may be available from your college, from a mother or father's insurance policy and from a policy acquired individually.
Car Insurance - A Guide To Liability Car Insurance Coverage
Liability coverage is one of the most important types of car insurance coverage. It provides protection for other drivers and passengers involved in an accident, or property that's damaged due to a policy holder's vehicle.

Apartment Renters Insurance Basics
Most apartment complexes, as well as a lot of smaller landlords, require their tenants to carry this insurance as a condition of the lease. Even if a renter is not required to purchase it, it still makes a lot of sense.Renters insurance policies are most often written on a standard HO-4 policy form. The HO-4 policy form consists of four coverages "packaged" for a low price. Included in the plan is coverage for personal property, loss of use, liability and medical payments

The Value of EPL Insurance to Protect Your Business Against Employment Lawsuits
Year after year, employment lawsuits lodged against American businesses continue to skyrocket, with no end in sight. In the past year, the Equal Employment Opportunity Commission received over 65,000 charges of alleged sexual and raced-based discrimination alone. Employee Practices Liability Insurance is a valuable insurance policy to protect your business against employment lawsuits.
Insurance Defense Costs
Does Your Business Insurance Policy Cover Defense Costs Within the Insurance Limit or Defense Costs Outside of the Insurance Limit? Did you know that a liability policy, which is part of any typical business insurance policy or commercial insurance policy coverage, has two distinct obligations? A liability insurance policy, if it is a general liability, product liability or professional liability insurance policy is designed to protect you against your legal obligation to pay others because you have hurt them and/or have damaged their property. A policy also defends you against claims or lawsuits. In other words, besides paying for claims or suits, a liability policy also pays for their related legal costs and court fees.
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