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liability policy Tagged Articles
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Why Buy health Insurance?
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| Some think that medical Assurance is not worth paying for. Many may believe that their health care costs will continually be small or reasonable. People might feel that their car Cover can pay for their health care expenses or that they can receive medical services even when they don't have Insurance. |
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Five Key Insurance Programs for Small Businesses
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| Everyone knows you need to have auto insurance to drive a car. Most people know you need homeowners insurance if you own a home. Small-business owners, however, sometimes overlook the importance of insuring their businesses. Here are five key types of insurance you need for your small business. |
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Liability Limits and you – Choosing appropriate limits
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| Helping businesses choose legal liability limits |
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Umbrella Insurance
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| Despite the introduction of new legislation to help small business owners, crippling lawsuits are still a real concern. Learn how a good umbrella insurance plan can protect your assets. |
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Other liability policy Related Articles
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Do I Need Insurance for My Home Based Business
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| Generally, you do not meet with clients at your home office if you run a home-based business. In a home-based business your bigger concern is protecting the equipment (property insurance), not the customer liability (casualty/liability insurance). Depending on the scope of your home-based business, your homeowner’s policy might not be enough to cover the cost of your business equipment. A homeowner’s policy usually covers for a small amount, but it is often not enough to cover you business equipment losses. If this is the case, you will have to shop around for more substantial business insurance or increase the coverage of your homeowner’s insurance |
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How to Deal with Difficult Business Partners
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All successful companies have one thing in common. On average, they carry more assets than they do liabilities. These companies are also quick to take note when something that was once an asset now has become a liability. They either try to make this new liability an asset again or they swiftly remove it from the company. This process may sound easy enough unless the liability you are thinking of is your relationship with your business partner. |
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Whats Your Companys Email Policy
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| Does your company have an email policy? Did you even know there was such a thing? Well, there is, and if your company doesn't have one you are not only risking the professional image of your firm, but also risking potential liability issues that may arise from the misuse of your company email system. |
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Beware Time Liabilities
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| Are you surrounded by Time Liabilities? I define a Time Liability as:
a) anything that consumes time unnecessarily or
b) anything that causes you to spend time in activities that are less profitable than your most profitable activity.
If your filing system causes you to spend extra time doing $9 per hour clerical work, trying to find that important document you misplaced, then you have a Time Liability. If your workspace is so uncomfortable that you have to spend time at a chiropractor every month to correct your spine alignment problems, you definitely have a Time Liability! |
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Reserves and Provisions
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| Every prudently and systematically managed business concern makes some provision out of current profits for meeting an anticipated liability, redeeming a liability, replacing an asset or for some other important business purpose. |
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6 Largest Products Liability Insurance Suits
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| Products Liability Claims
Manufacturing, distributing, marketing and reselling products can often seem like a harmless venture until there is a Product Liability Suit. |
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Monetary Police is Science, Everything Else is Stamp-Collecting
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| This new Eric Leeper paper seems delusional in arguing that monetary policy is science, while fiscal policy is stamp-collecting, but I maybe I'm just being crotchety. The piece also comes up with the new-to-me argument that monetary policy would be even better science if it weren't for fiscal policy mucking things up. |
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Car Insurance - A Guide To Liability Car Insurance Coverage
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| Liability coverage is one of the most important types of car insurance coverage. It provides protection for other drivers and passengers involved in an accident, or property that's damaged due to a policy holder's vehicle.
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Apartment Renters Insurance Basics
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| Most apartment complexes, as well as a lot of smaller landlords, require their tenants to carry this insurance as a condition of the lease. Even if a renter is not required to purchase it, it still makes a lot of sense.Renters insurance policies are most often written on a standard HO-4 policy form. The HO-4 policy form consists of four coverages "packaged" for a low price. Included in the plan is coverage for personal property, loss of use, liability and medical payments |
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Insurance Defense Costs
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| Does Your Business Insurance Policy Cover Defense Costs Within the Insurance Limit or Defense Costs Outside of the Insurance Limit?
Did you know that a liability policy, which is part of any typical business insurance policy or commercial insurance policy coverage, has two distinct obligations? A liability insurance policy, if it is a general liability, product liability or professional liability insurance policy is designed to protect you against your legal obligation to pay others because you have hurt them and/or have damaged their property. A policy also defends you against claims or lawsuits. In other words, besides paying for claims or suits, a liability policy also pays for their related legal costs and court fees. |
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