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Abstract - Factors Impeding the Poverty Reduction Capacity of Micro-credit: Some Field Observations from Malawi and Ethiopia
In most African countries women tend to account for an average 51% of the population, and make up about 65% of the rural labour force. Thus, many rural based micro-finance programmes have attempted to address the women specific need for micro-credit. This paper analyses the effectiveness of micro-credit as a means to reducing poverty, with particular focus on women, and demonstrates, through the critical analysis of some country-specific examples, that the use and supply of micro-credit does not always lead to a sustainable impact on household or female poverty reduction. Analysis of findings are done based on field data, interviews, and observations from Malawi and Ethiopia.

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A Woman\'s Edge In Sales
A woman has a decided advantage as sales representative over her male counterpart.

Findings - Impact Study of the Zakoura Microcredit Program
It must be noted that in general, there were relatively more clients as compared to non-clients who were open and more at ease in answering the questions raised. For example, to a question referring to changes in their income, the proportion of clients who gave no answer was 1.1% as against 9.3 % for non-clients.

The X and Y Fighting Factors under Stress: Fresh Insights
Male partners (professional or personal) can drive their female counterparts crazy. The reverse can also be true. This widespread problem may be more about his Y and her X than commonly appreciated. That’s because to a certain extent our specialized chromosomes (female XX and male XY) compel each sex toward a particular behavior, one that is not always advantageous in our modern day and age.

How Powerful Is Your Denial
The defense mechanisms of denial and blame help to protect the fragile male ego. They also block him from creating a healthy self-image.

Take the Oath
Honor. It's a word that you don't hear much anymore, except maybe in reference to antiquated notions of chivalry or, horrifically, as an Orwellian descriptor for murder in repressive, male-dominated societies.

Smart Women and a Bird in the Hand
Getting new, qualified clients is easier than you think. In a time where business owners are looking for ways to grow their business, there are simple ways to get the phone ringing with more qualified clients. This article offers some tips on how to secure new clients from their current clients. It offers 5 easy solutions on how to create a positive relationship with their clients so that their clients will want to send them referrals.

An Audience with Procurement
Recently I was approached by the head of CISP Australia (Chartered Institute of Purchasing and Supply), Jonathan Dutton to be their after dinner speaker at the Women in Procurement Conference on 19 June 2008. This was a new event on CIPSA’s calendar which provided a unique educational and networking opportunity for those interested in the advancement of women within the procurement profession. While procurement has traditionally been a very male-dominated profession, an increasing number of women have achieved success and recognition in recent years. The conference aimed to examine the challenges women face as they try to make their way in this male-dominated environment and what lessons can be learned from those who have successfully gone before them.

Tips For Women Entrepreneurs
Businesses run by women are mushrooming everywhere, including the developing nations. Women entrepreneurs have finally arrived in this previously male dominated field. Many women who stepped into the business arena have been able to expand their start-up ventures into multibillion dollar businesses with clients all over the world.

You Have the Right to...Have Male Friends!
Right #9 You Have the Right to...Have Male Friends! For some of you this statement could be controversial so let me clarify. When you live your life with integrity - i.e., you have good personal ethics and you have developed a reputation of trust - then having male friends will not be seen as a threat to your existing relationship with your man. Having friends of the opposite sex is important in many ways. In my seminars, when I talk on the topics of Leadership, Coaching, Team Building, Parenting, and Communication, I recognize the fact that men and women do all those things equally, but differently. I take care that every seminar contains what men need to hear and what women need to hear...and they're different! When I walk into a big networking event at a conference or a chamber of commerce, I see women talking and sitting

Being A Home Dad...How To Enjoy The Experience
With women now often being able to earn more money than their male partners, it is not surprising than currently one in seven dads are the main child carers, but is this really a win, win situation?

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