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Gold Reaching All-Time Highs!
The gold and silver ETFs are on fire as they continue to surge higher. Being ready for a sharp reversal is important if you want to lock in gains on a portion of your position.

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LINEAR VERSUS SPATIAL COMMUNICATIONS PLANS
Plan your promotional and product roll-outs for maximum exposure, maximum impact.

Wake Up and Smell the Coffee
Just when I was beginning to wonder whether another great experience was going to surrender to the short-term gains of operational excellence, Howard Schultz gave me faith.

4.1 Diversification trends at the subregional level: Economic Report on Africa 2007
The general picture of the continental performance that was shown in figure 4.1 masks the gains and losses made at the subregional and country levels. Figure 4.3 gives the situation at the subregional level and it compares five subregions defined around some of the RECs. In 1980, the most diversified subregions were COMESA and ECOWAS. The least diversified was CEMAC with SADC and North Africa in between. By 2002, the diversification gains at the subregional level had changed, with the most significant gains made by SADC, which is now the most diversified subregion on the continent. It is followed by COMESA and North Africa. CEMAC has remained the least diversified subregion.

4.1 Case studies on export diversification for selected African countries: Economic Report on Africa 2007
So far, diversification trends in relation to African economies indicate that different countries have achieved varying results. The overall conclusion is that, in general, African economies have failed to make gains beyond their initial positions in the early 1980s. It has also been pointed out that they reacted defensively to the crises that beset them in the 1980s. Their macroeconomic stabilization policies did not create an environment conducive for dynamic response, as a good number of countries in Asia and Latin America were able to do. Their defensive response as seen in the oil factor, perpetuated the status quo and worsened it in some instances. Earlier gains in such countries as Gabon, Nigeria and Sudan were eroded.

HRD Policies to Promote Training and Spillovers
The above assessment of selected past empirical evidence suggests that firms, in spite of large productivity gains, underinvest in training due to market failures such as credit market constraints, lack of information and labour turnovers. The underinvestment is even more acute among small- and medium-sized domestic firms that tend to have higher productivity gains from training compared to MNEs or large domestic firms. It has also shown that MNEs have numerous channels to improve HRD in host developing countries by training their own workers and facilitating training spillovers. This calls for policy measures to tackle market failures in training and to stimulate training spillovers, especially among domestic small- and medium-sized firms.

How To Choose The Best Marketing Strategies For You
Instead of making your marketing decision based on price, convenience, or familiarity, you need to look at your goals, the results you are likely to get, the true costs and the potential gains.

How to Get Referrals from People you Don't Know
It is a small world. Each of us can reach anyone in the world (all six billion souls) through a maximum of six other people. The six degrees of separation has been widely publicised and talked about. A scientific study demonstrated the truth of it. By way of letters, researchers asked people to forward a polite request to whoever amongst their contacts was most likely to know a particular person. They found they were able to get a message through to randomly selected people via only a few links. The calculated maximum distance between any two people in the world is 5.5, in terms of the number of people it will take to pass on a message. Read this article to learn more about ways to leverage this astonishing information to get in touch with hard to reach people.

Health Insurance Policies And Health Savings Accounts
With Health Insurance Policies becoming more and more expensive, people are beginning to look into other, less traditional options. One of the more viable of these options is called Health Savings Account, or HSA. Many companies are actually turning to Health Savings Accounts for their employees. HSA’s are quite simple. It is simply a savings account in which you, or your employer, deposits money into, just like any personal savings account you would open with a bank. However, you can only make annual deposits, and, unfortunately for some, there are actually limits on the amount you can deposit each year. The annual maximum for an individual account is $3,050, and the maximum for a family is $6,150.

PPC Versus SEO: Getting The Balance Right Between Short Term Profits Versus Long Term Gains
Internet marketers face often sacrifice long term profits for short term gains. They tend to chase the next sale instead of leveraging their online business for bigger gains that can be reaped only over a longer period of time. This article looks at some of the potential trade offs that are often made between short term profits and long term gains and discusses how to get the balance right between PPC and SEO.

The Foxes in the Henhouse: Republicans in Charge of Climate and Energy Committees
Republican gains in the House of Representatives has empowered Republicans to take over several key committees dealing with energy and climate issues.

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