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Viewpoint of outgoing clients - Impact Study of the Zakoura Microcredit Program
On the whole, the program was viewed positively, even by clients who had left it. It may be noted that for 32.8% of them, the loan was considered easy to reimburse, but the loan amount was believed to be too small to meet their business needs. One must remember that one of the main complaints the participants (present clients) make to Zakoura is the small size of the loans.
Inhibitors to Success: Health
The loss of income due to sickness and incapacitation of a borrower or a family member, and the high cost of health treatment are detrimental to individuals and families in the developing world. Therefore, it is not surprising that illness and death of family members are among the most common reasons why microfinance participants remain mired in poverty, default on their loans and/or drop out of a microfinance program.

Other microcredit program Related Articles

The State of the Microcredit Summit Campaign Report 2006
In 1997, RESULTS Educational Fund, a U.S.-based non-profit organization, organized the Microcredit Summit. The summit focused on catalyzing the international development community to recognize that scaling up microfinance was essential to reaching the Millennium Development Goals and creating a just world.

International Year of Microcredit Advisors Visit Kenya and Uganda: Princess Maxima, Diederik Laman Trip and Marilou van Golstein Brouwers Promote Microfinance on the Continent
In the third week of February 2005, The Netherlands' Princess Maxima, ING Netherlands Chairman Diederik Laman Trip and Triodos Bank Senior Fund Manager Marilou van Golstein Brouwers visited Africa to promote the International Year of Microcredit and the importance of microfinance in the global fight to eradicate poverty.

Redefining Microfinance as a Strategy to Achieve the MDGs: International Year of Microcredit Report Advocates Shift from Poverty Alleviation to Wealth Creation
With microfinance gaining attention for its vital role in eradicating poverty, the International Year of Microcredit recently released a report, "Microfinance and the Millennium Development Goals (MDGs): A Reader's Guide to the Millennium Project and Other UN Documents", to provide further background and support for microfinance initiatives.
Microfinance 2015: Panel Focuses on the Future and Outlook of Microfinance
Where will microfinance be in 2015? What is the future and challenges of microfinance? The first discussion held at the launch of the International Year of Microcredit 2005 focused on these key questions.
PAPER WRAP-UP: Beware of Bad Microcredit by Steve Beck and Tim Ogden
In their short article published in the Harvard Business Review, Steve Beck and Tim Ogden warn that, though microcredit programs can be highly effective, companies need to exercise caution before investing in them because of the risk for such investments to backfire, both from a social development and a public relations standpoint.
Nigerian Government Creates $426m Microcredit Development Fund
Nigerian President Alhaji Musa Yar’Adua announced the creation of an N50 billion (the equivalent of over USD 426 million) microcredit development fund to be administered by the Central Bank of Nigeria (CBN). The new fund will be used to provide existing microfinance institutions (MFIs) with funding for credit creation and operational expenses.

What is coaching all about anyway?
I recently had the opportunity to present to a group of business people. The purpose of the presentation was to outline what Inspiration Coaching does. However, when doing presentations like these, a major component is talking about what coaching is and what benefits it’s provides. I also used the opportunity to launch a new program. The new program is called “Inspired Living”. There will be more about this program later
8 Key Factors That Define A Good Affiliate Program
Affiliate programs are a popular way to earn money online. But do you know what to search for in an affiliate program? It is important that you know what constitutes the best affiliate program before you sign up with any program
Affiliate Management Programs For Small Business
Have you often wondered which Affiliate Program you should choose? I'm often asked to help small business owners choose the most appropriate affiliate program to help others promote their products and services. Additionally, I'm often asked about which program integrates with Wishlist Member (membership plugin for Wordpress). To me, it comes down to functionality and price and there isn't one correct answer - it all depends.... Here are some thoughts to consider when choosing an affiliate program.
The Most Recommended Tips For New Affiliate Marketers
Although establishing your own affiliate marketing program may seem daunting, the truth is that it is far easier than it first appears. Engage your affiliate marketing program in a cost-effective and easy manner using available web referral technology. This article will give you advice and helpful tips to help you begin your affiliate marketing program.

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