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Lesson #5: Set Goals No Matter How Unreachable They May Seem
“Give me a stock clerk with a goal and I’ll give you a man who will make history,” said Penney. “Give me a man with no goals and I’ll give you a stock clerk.” Penney understood the importance of deciding where he wanted to go, and striving to get there no matter how difficult it may have seemed at the time. His career is characterized by his ambition, his focus, and his refusal to give up in the face of difficulty.

Lonrho to Acquire 51% Stake and Control of Mozambican Microfinance Bank, Socremo Banco de Microfinancas
Lonrho, the British conglomerate that is rapidly growing a portfolio of investments in Africa, has announced that it has signed a letter of intent to acquire 51% and board control of the second largest bank in Mozambique, Socremo Banco de Microfinancas (Socremo). The transaction is subject to Reserve Bank of Mozambique approval.
Africa, China and Investment
Welcome to the Central African Republic of ChinaSouth Africa receives more than 20% of the foreign direct investment (FDI) placed in Africa each year. Don't celebrate too quickly.

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Growing Geometrically
Guerrillas don't try to grow only in linear fashion by adding new customers. They grow geometrically by mining current customers.

Lesson #4: You Can Control Your Own Destiny
“Those who say that I am taking over the city centre,” says Helu, “that I have already bought up everything, are not going to stop me from continuing my project.” In the early 1980s, Helu began investing in real estate, construction, mining, tires, and paper goods. From there, he moved into telephones, computers, and even clothing. But, it was not so much what he was buying as the rate and scope at which he was buying them.

Black Economic Empowerment, like charity, is not investment
South African businesses have become one of the largest investment blocks in Africa. Many African countries regularly fret that they are losing their local business ownership to their cousins down South. Every sector of South African business is represented in this new scramble to invest; from mining to telecommunications to retail.
3.1-3.2 The SME sector in Tanzania: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
The Tanzanian government defines SMEs according to sector, employment size, and capital investment in machinery. Accordingly, SMEs are defined as micro, small, and medium-size enterprises in non-farm activities, including manufacturing, mining, commerce and services. A
IV. B. Private Investors: THE ROLE OF THE PRIVATE SECTOR
While the deals of Chinese state-owned oil companies such as CNPC, CNOOC, and SINOPEC in Angola, Equatorial Guinea, Nigeria, and Sudan caught headlines, millions of U.S. dollars were being invested by Chinese private enterprises in Africa with little fanfare (Box 1). These investments are not confined to textiles and mining. They cover a variety of services from agriculture to processing and manufacturing.
RFM - Recession Proof Your Marketing Spend Today!
RFM stands for Recency, Frequency and Monetary Value. It has been used by direct marketers for over 40 years as a segmentation tool to increase marketing ROI. The basic premise of RFM is that customers who have purchased more recently, more frequently and have spent more with your company are your best prospects for future direct marketing campaigns. Like data mining/response modeling, the goal of RFM is to increase marketing ROI by communicating (via direct mail, call center, etc.) only with customers that are likely to respond. Done well, you increase your ROI as you attain almost the same number of sales by contacting only a fraction of your customer base. This is a fullproof method to increase sales while decreasing marketing spend in a bad economy.
What Is Data Mining ?
Data Mining is the art of exploring new, useful, and profitable relationships in data.
What's Your Excuse for Not Using Data Mining?!
In an earlier article I briefly described how data mining and RFM analysis can help marketers be more efficient (read... increased marketing ROI!). Data mining and RFM can significantly help with all direct marketing efforts (multichannel campaign management efforts using direct mail, email and call center) and some interactive marketing efforts as well. So, why aren't all companies using it today? Well, typically it comes down to a lack of data and/or data mining expertise. Even if you don't have data mining expertise, YOU can benefit from data mining by using a consultant. With that in mind, let's tackle the first problem -- collecting and developing the data that is useful for data mining.

Is It Time to Rebuild America's Middle Class
While the Ford Motor Company is certainly associated with Detroit, Ford also cranked out cars in Pittsburgh, PA, reports Mike Farrell with aspenIbiz. Read this short post as it will explain how Pittsburgh’s Ford plant illustrates that America’s complex manufacturing backbone was created over many decades yet was wiped out in 10 years. In order to rebuild its middle class, America must make a conscious and collective national decision to be friendlier to capital investment in order to create opportunities associated with energy, mining, manufacturing, distributing, and selling goods and services.

EQ Matters in The Global Economy
Apple, Southwest Airlines, Google, Infosys, Disney, Whole Foods, Fed Ex and others are systematically “mining” the workforce in search of emotionally intelligent diamonds.
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