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“This method of doing business can be very profitable but the usage charges of the device can eat into these profits quickly.”

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The Donut King: The Early Years of Ron Joyce
He grew up in rural Nova Scotia in a house without plumbing and a wood stove for heating. Today, he has eight cars, owns a $60 million golf club resort, and has so much money he has even offered to fly people on trips anywhere in the world if they can help improve his golf swing. How did Ron Joyce get to where he is today? He did it by building a tiny coffee shop by the name of Tim Horton’s into one of Canada’s most beloved and successful brands.

Getting The Hole Story: How Joyce Came To Dominate The Donut
Thanks to Joyce, Canada has been called by some the “Timbit Nation.” Even the Royal Canadian Mounted Police have an unofficial radio code for Tim Hortons, as 10-99 or “Tango Hotel.” Every single day, for a product that costs just pennies to make, Tim Hortons brings in revenues of over $2 billion. How was this young boy from rural Nova Scotia who grew up on welfare able to become one of Canada’s most celebrated and successful businessmen?

Mortgage Canada Rates – What’s Out There that the Banks are not Telling You?
For those consumers who are out there shopping for a mortgage loan, they may think that they are limited to going through an official Canadian bank. However, there are only five major banks in Canada, but over 70 lenders, giving people much more of an option than they may have initially realized. This is a secret that the banks prefer to keep. The truth is that these lenders offer mortgages at a far more competitive rate than do the major banks, including Scotia, RBC, TD, CIBC, or BMO. These rates are not available to consumers, unfortunately, but certified mortgage brokers have access to them.
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