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How will the pre-budget report impact your biz?
If you’ve been paying any sort of attention to the news this week, you’ll probably be aware that the Chancellor released his pre-budget report on Monday. This report is likely to have a major impact on your business, whether or not you are VAT registered.

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Business Failures: They Don’t Have to Happen
The long-term success rate for U.S. businesses is only about 50 percent. But how often do business failures go unnoticed? The fact is, most business failures are noticed, but they’re ignored. These businesses often have operating lines of credit and operating accounts, but frequent overdrafts, or they have a line of credit that has turned into an evergreen loan. If you’re wondering why they don’t pay their bills on time, it’s simple: They have no cash flow.

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