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Are You Playing To Win or Not To Lose?
Emotions were running high in the last quarter of 2008, with the banking debacle, stock market meltdown, the soaring foreclosure rate, jobs losses, poor earnings reports. and dismal projections. Finally, the admission by the government, which had long denied the obvious, that we were in an economic recession. Nobody wants to use the word “depression,” but that’s the word that best describes the mood of the country. The result was that businesses and consumers put on the brakes. Most everyone started operating in a “playing not to lose” mindset. This mindset can be costly for your career and/or your business.

Other poor earnings Related Articles

FRANCHISE EARNINGS CLAIMS AN INTRODUCTION PART I
This article examines the topic of earnings claims contained within franchise disclose documents (offering circulars). It focuses on the particular problems of disclosing earnings information under Ontario law, but the content is of general application to most disclosure jurisdictions.
FRANCHISE EARNINGS CLAIMS – PART II
Franchise Earnings Information (Part 2) Part 1 of this article discussed how current Ontario and Alberta law makes it difficult to provide franchise prospects with information about how much they can expect to make in any given franchise. In Part 2 of this article, Peter Macrae Dillon discusses the advantages and disadvantages of including earnings information in a franchise disclosure document and how to prepare earnings information for inclusion in a disclosure document. Should we provide earnings information in our disclosure document?
Microfinance - Where We Are Now: And Where We Are Headed
All of us who are involved in microfinance know that it is neither just nor economically tenable for financial systems in poor countries to serve only a tiny proportion of the population and exclude the vast majority. We are no longer alone in this. All over the developing world people are waking up to the fact that poor people need - and will pay for - a wealth of financial options, solutions and services, just like rich people. They are realizing that poor people represent a vast untapped market opportunity. And as a result we are witnessing poor people's finance becoming mainstream finance in most poor countries.

The redistribution of poverty
Governments and social movements the world over often call for the redistribution of wealth; that the people with money and assets should give some of these to the poor. They believe that it is merely the absence of cash that makes poor people poor. They are wrong.
3.4 Making money work for poverty reduction: Working Out of Poverty
The incomes of working people living in poverty are not only low, but also volatile. Poor people, aware of the risks of not having sufficient earnings to meet daily needs, tend to save proportionally more than families with more secure, higher incomes. However, most banks do not offer savings and loan facilities to poor people. Many must hide their savings in cash somewhere and, when they need a loan, resort to the local moneylender for credit at onerous rates of interest. Microfinance is the provision, on a sustainable basis, of financial services such as credit, savings, insurance, payments and guarantees to poor people generally outside the reach of the formal financial market.
Grameen Bank - Alternative Microfinance Approaches
Grameen Bank operates on the premise that the poor remain poor not because they do not have the skills or do not work hard, but because the institutions created around them keep them poor.
Are You Playing To Win or Not To Lose?
Emotions were running high in the last quarter of 2008, with the banking debacle, stock market meltdown, the soaring foreclosure rate, jobs losses, poor earnings reports. and dismal projections. Finally, the admission by the government, which had long denied the obvious, that we were in an economic recession. Nobody wants to use the word “depression,” but that’s the word that best describes the mood of the country. The result was that businesses and consumers put on the brakes. Most everyone started operating in a “playing not to lose” mindset. This mindset can be costly for your career and/or your business.
Earnings and Unemployment
In the midst of earnings season, the market is responding in typical fashion. In one of my previous articles from earlier this month, I talked about some of the things the market needed to see from earnings season in order to stabilize and move higher. Well, we’re seeing them. Now what?
Warren Buffett Owner Principle #5
In this principle, we are concerned mainly with the significance of numbers of running a business. Which ones are relevant? ROI,EBITDA, Earnings, Sales? The Consolidated Earnings statement is one that every incorporated and publicly traded company must render annually. The Number One goal to keep in mind is the earnings of each of the major businesses of Berkshire Hathaway. Also closely observe the industry and the business environment in which the business is functioning. Keep in mind that Berkshire Hathaway is a holding company model with little or no debt and huge cash reserves.
Direct Sales- What does it mean?
Direct selling is now the world’s largest provider of part and full time earnings. It offers the opportunity to make an additional income from home which can be perfect for stay at home mums. It can also offer substantial earnings for individuals who want to make it a full time occupation. Here is an insight into how direct sales businesses operate and the opportunities available.

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