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The Shape of Things to Come
We have already bet our future on a technical fix.

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Creative Debt and Equity Financing Programs for Small and Medium Size Businesses
This article introduces several concepts and information about financial programs that are little know to the small and medium size business owners. The programs are commonly used by the larger corporations on a daily basis. We have down-size the concept to make them available for the small and medium size businesses. If you are having difficulty finding funding for your start-up or expanding company this article is a must read, you will not find this information in your local book store or college course

2.0 The economic context: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Tanzania has a population of just over 37 million, a GDP of US$22 billion, and GDP per capita of US$610.6 An estimated 51 per cent of the population lives below the poverty line. Eighty per cent of the country’s poor population live in rural areas, depending on subsistence agriculture and unable to participate in broader markets. Poor roads, exorbitantly expensive utilities and prohibitive policies have compounded this problem, significantly impeding the growth of the economy.7 Agriculture, the mainstay of the economy, is almost 50 per cent of GDP, and small-scale peasant farmers, who make up 70 per cent of the population, carry out over 80 per cent of agricultural activities. About 30 per cent of the population over 15 years of age is illiterate (UDEC, 2002).

1.0 Introduction: Microfinance in Africa - Experience and Lessons from Selected African Countries
Small enterprises and most of the poor population in sub-Saharan Africa have very limited access to deposit and credit facilities and other financial services provided by formal financial institutions. For example, in Ghana and Tanzania, only about 5–6 percent of the population has access to the banking sector. This lack of access to financial services from the formal financial system is quite striking, when one considers that in many African countries the poor represent the largest share of the population and that the informal sector is an important part of the economy.

Proper Regulation Is Crucial to Ensure Welfare Gains
The effects of privatisation on living conditions of the population, and, in particular, on improved access and quality, are mixed and depend on the regulatory framework in place and the capacity of the state to co-operate with the private sector. In particular, the impact of privatisation policies on the welfare of the population and ultimately on the poor requires:

Report from the Field: Incorporating Microfinance into Kenya's Economic Recovery Strategy
With a population of 30 million people and a per capita income of US$260, Kenya is categorized the 20th poorest country in the world.[1] Estimates indicate that about 47% of the rural population and 29% of the urban population live under conditions of absolute poverty, where malnutrition and seasonal famine are not just a consistent fear, but also a frequent reality in their lives. On the other hand, the unemployment rate, currently estimated at between 25% and 35%, threatens to get out of hand as roughly 0.5 million school dropouts continue to join the ranks of the unemployed every year.

Effects of education upon fertility: The Indirect Effects of Investment in Human Capital
Whether and how government policy should affect fertility is a controversial ethical issue. However, the UN International Conference on Population and Development in Cairo in September 1994 highlighted the importance of enhancing female education as part of a successful population policy.

Can Emerging Markets Follow China's FDI Growth Recipe?
China's ability to attract massive amounts of foreign investment does not derive entirely from its economic growth rate or the size of its population, observed Stephen J. Kobrin, Professor of Multinational Management, The Wharton School, University of Pennsylvania, USA. Rather, China leads the developing world in liberalizing its foreign investment policies, he noted. Felipe Larra Bascu Professor of Economics, Catholic University of Chile, Chile, challenged this view, saying he believed that it was China's large marketplace, high growth rate and low costs rather than its investment policies driving FDI. Between these extremes, Paul A. Laudicina, Managing Director, A.T. Kearney, USA, said that interviews with his firm's clients revealed that it was both the size of China's marketplace and its policies that were luring investment.

Do What You Love
Love and Passion ... are two words that bring to mind deep feelings for something or someone. For instance, the type of feelings that begins in the pit of your stomach and radiate outward, exuding brilliance, warmth, and joy. Do these words represent how you feel about your job and or position in life? The majority of the population, two-thirds in fact, is always seeking new employment. Which means that at any given time 67% of the United States population is experiencing job dissatisfaction, and all of the baggage that accompanies this epidemic.

Six a day, six days a week
Need a basic but realistic recipe for a balanced diet? Go for six ‘airplane-sized’ meals a day, six days a week (no, not the size of an actual airplane…but the size of the meals they serve you on board).

Competing with Big(ger) Business
How do we compete with big business? Given the size advantage, how can we win? The first key is being the right size—right for your customers, right for your market positioning, right for accomplishing your vision, mission and strategy.

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