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Part 2 - A business paradigm change is needed
This is not a call to arms, for a revolution nor is it a recipe for chaos. This is a call for understanding; for a paradigm change. More of the same will give us all more of the same – this is the recipe for chaos. Just look around. It is obvious from the state of the World economy, the mental health and the well being of the general population that something is out of kilter.

Employee Motivation - 5 Steps to Apply When Mistakes Occur

CEOs and other leaders continue to recycle employees who failed to make perfect decisions and act properly every time. On the surface you might be thinking, how big was the mistake? Many of these executives also use the cliché, “We pay them the big bucks NOT to make mistakes.” Blame is typically being placed on the wrong people. Worse yet, the leaders who don’t tolerate errors typically hold people to standards higher than those that they themselves achieve and attainable by less than 1% of the population, if that much. These are the very same leaders who cannot understand why their employees are not motivated, the same leaders who typically offer better-than-average compensation to keep people, yet still find it difficult to retain or attract top talent.

Exploring The Town Of Ontario Ajax

The town of Ajax is located in Southern Ontario, Canada. Ajax owes its name to a navy cruiser called HMS Ajax that prevailed during the Second World War. It forms a part of the Durham region and comprises a population of around 91,000 people. Situated on the coast of Lake Ontario, the town was established in the year 1955 and is now considered a rapidly growing community. Ajax is further marked for growth as a business community, already serving as a hub to around 1,900 businesses and an approximate labor force of 42,000. History

Lesson #5: Do Not Waste Time Marketing Outside Your Target Audience
“If you take four street corners, and on one they are playing baseball, on another they are playing basketball and on the other, street hockey,” says White. “On the fourth corner, a fight breaks out. Where does the crowd go? They all go to the fight.”

Robert Johnson Quotes
Robert Johnson Quotes

Lesson #1: The Experts Are Not Always Right

All his life, Gillette believed that coming up with the idea – the product – would be hardest part of starting any business. After all, it took him no less than 40 years to think of a product that he thought could be profitable. He had never figured on the fact that others might not be so willing to embrace the idea as he was. But as Gillette quickly discovered, learning to listen to his own ideas was important if he was going to become successful.

Lesson #4: Make The Most Of Potential Marketing Moments
“There is no other article for individual use so universally known or widely distributed,” Gillette once said. “In my travels, I have found it in the most northern town in Norway and in the heart of the Sahara Desert.”

How to Stay Motivated
One word can transform your life.

Updated: The Age/Entrepreneurship Myth
I pretty much entirely disagree with Fred Wilson's implication earlier this week that age is an obstacle to entrepreneurship. It may be an obstacle to a particular kind of entrepreneurship -- venture-backed companies where you give up equity to parental figures with money -- but implying anything broader than that is silly and counter to the facts.

China's Boomtowns
The current National Geographic has a fascinating feature on capitalism in China's boomtowns, cities like Lishui that are growing so fast that city planners have razed 108 hilltops to accomodate the runaway growth.

Smoking and the Representativeness Heuristic
A great example of the representativeness heuristic at work:

How To Create Money
Start with excessive debt. Create fancy looking pieces of paper. Have a powerful partner. Make huge profits off the interest created from loaning the paper that has nothing of any tangible value behind it. Control the supply. Control the economy. Control the population!

How Does the Salesperson Affect Price Shoppers and Negotiators?
When salespeople have a discussion about money, price shoppers usually make it very clear what their intentions are. On the other hand, negotiators don't usually advertise their intentions in advance. Instead, they'll negotiate after they have received a proposal.

Why some people can make a six figure income easily, and you can't.
The secret of the the six figure income is a mystery to most of the population. But the ones who have achieved it know that there are two simple principles to achieve the six figure income.

Depression and ADHD

Did you know that one out of four adults with ADHD suffer with depression? This is a higher rate than for the rest of the population. Depression can have a mysterious cloak around it, however, it helps to know that there are two types. “Primary Depression” is hereditary and you can feel depressed without there being a trigger or reason why you are depressed. “Secondary Depression” is the result of a trigger, perhaps because you are struggling with ADHD, repeatedly feeling like a failure despite great efforts to live up to society’s standards of what is “normal.”

Breakthrough Thinking
There is something very appealing about inventions, innovations and breakthrough thinking. An idea that leads to a product, or a way of being that changes a paradigm.

What are goals and how do I make goals work for me?
Most people do not set goals, but drift, daydream and fantasize about success. Success is in reach and it is imperative to do a series of articles on goal setting to explain the process of turning dreams into reality

Top 5 Employee Retention Mistakes
Yes, it's an employer's market and there are plenty of capable people looking for work in the current economic climate. But now isn't the time to sit back and assume your employees have no options available to them so you can ignore them or treat them poorly. Many employers are making these costly employee retention mistakes.

Nature Helps ADHD Symptoms
Researchers at the University of Illinois found that 20 minutes in nature (think green!) helped reduce unwanted ADHD symptoms among its participants. While this study was done with children, the researchers state that their findings also extend to ADHD adults and the non-ADHD population.

Ten Characteristics Of Meaningful Work
What is meaningful work? If you are working 8+ hours each day, that work should add meaning to your life and thus make you feel fulfilled, satisfied and happy. Does your work do that for you? To help to identify meaningful work for you, I’ve written a list of 10 characteristics that make the work meaningful.

How to Get People Talking About YOU
How do you find YOUR prospects? If you're like many solopreneurs, very often your prospects find you. That means that somewhere somehow, someone is talking about you. That someone could be one of your clients, a colleague, or even your web site.

What Would Make Your Life Easier More Time Or More Money? Why Not Both
Find out to how to maximize your time and money in order to allow you to do all things you have dreamed of.

Why Are You Not Working From Home And Turning Your Annual Income Into Your Monthly Income?
Find out the benefits of creating your own online business that allows you to work from your home or anywhere. Control your own destiny and make a ton of money doiong it.

Home Based Business Customer Secret To Success
Home based business customers have always been the best kept secret for home business success. A strong customer base is the only way to insure that you will be able to generate an ongoing income. The Internet and the unlimited potential for reaching potential customers has inspired many people to become entrepreneurs. Now really is the time to consider owning your own home based business.

Why Are You Still Working At That Boring Job?
Find out about the overwhelming statistics about new business develpment over the next 3-5 years and how enrtrepeneurs are starting to leave those meaningless 9-5 jobs.

Using the Law of Attraction to Achieve Success
An article of 1233 words describing techniques to use in order to achieve greater success in life and business.

How Working From Home Has Changed My Life
Learn how I became an entrepreneur working from home and how it has changed my life

How To Use Google Adwords
Internet marketing promotions seems to be similar to weight loss diet programs. There seem to be many options available but most of them don’t work. Out of the list of options that work and one of the most used ones is Google Adwords.

Are You Alive or Just Living?
To find the answer to this question, you need to discover whether or not your life is going in the direction you really want. Are you making progress toward your ideal life?

How Persistence Creates Success
Most people are strong starters but weak finishers. Only 1.7% of the population finishes projects. Isn't it funny how this statistic matches identically with the percentage of successful people? To learn how to become more persistant for greater success, read this article carefully.

Myths and truths about low carb beers
Got your attention? Yes I am going to share with you the truths and myths of low carb beers with you. What are they and how do they influence your health?

Hire the Best Salespeople on the Planet
Several months ago Objective Management Group began to identify hirable candidates that are ideal - they will ramp-up more quickly than a normal hirable candidate. A normal candidate should ramp up according to this formula I devised many years ago: Normal Ramp Up = Length of Sales Cycle + Length of Learning Curve + 30 Days.

Leaders Should Think Bigger
You know who you know… Who don’t you know that you need to know to expand your circle of influence?

Sustainable Issues And Business Opportunities
With all the news of our planet being in such an environmental crisis, it is enough to make one's head spin. Here is how to select an issue and build your business, product or career around creating solutions for it.

Best Home Business Online And Offline Advertising Ideas
You have already gotten your home business ideas lined up and your product or service ready for take-off. Now you need to get your business noticed. There are several different methods for this, depending on how and who you intend to supply this service or product to. Starting with the offline community you have several methods in which you can reach the public.

Thousands are getting fired What are people doing in tough times
Thousands are getting fired; What are people doing in tough times? The nation is being hit with unemployment. We all know someone who has been affected. What are those people doing about it? What is everyone really searching for right now?

Smart Women Face Their Fear

This article is about how fear can keep us “stuck” in a situation that no longer serves us. Fear of failure can prevent us from trying something new in our life. We have many Big Ideas, Dreams, and Goals and learning how to face and tame the fear is key to stepping into your preferred future full of energy, passion, and purpose. The article has several solutions to help you tame the fear factor and realize new dreams in your life.

Let Your Light Shine
In the Bible there is a story that warns us not to hide our light under a basket, and it applies in business as much as anywhere else. Turn the lights on! Let the world know who you are, what you can do for them, and how to contact you. In business, that is an every-single-day activity.

Affirm Your Financial Destiny for 2009
It is often at the end of the year that we consider what our ‘New Year’s Resolution’ will be. But in these times of economic uncertainty, the trend is to re-examine one’s financial situation.

How to protect your great business idea
One of the things that new business owners tend to be very scared of is someone else stealing their business idea. After all, they’ve spent a lot of time, effort, energy and money developing the idea and the last thing they want is someone stealing the business idea and developing it instead.

Where to Set Up Your Franchising Business
If you’ve finally settled on a franchise to get involved in and you’ve acquired all the necessary tools for it, then you’re still half way down the road of starting a franchise business. You might be wondering what the other half is. It can be summed up as one simple but very crucial word : Location.

How Many of Your Customers Are Profitable?
The provision of value should be a two way street. If providing value to your customers is essential for long-term prosperity, then so is accurately measuring the value you receive in return. This article explains how to calculate the profitability of one’s customers, and offers some thoughts on how to treat the profitable and unprofitable.

Factors That Affect a Good Franchise Site Location
Once you have selected a franchise you would like to buy, you must consider a number of factors to ensure your success in managing that franchise.

How to be More Effective Selecting Sales Candidates
I'm all for sales benchmarking. However, when it comes to assessing sales candidates, I strongly discourage benchmarking and here's why.

GREEN Business Practices

RecycleReduce -- Reuse -- Recycle. We have heard those words for quite some time now. Some of us take those words more seriously than others, however, did you know that by going "green" with your business you can: * help the environment * market to a different segment of the population, and * help your bottom line? In, Saving money and the planet - green can be good for bottom line, AllBusiness.com talks about ways that you can easily implement green strategies into your business, office and travel. There were a lot of things we were already doing, but the article gave me a few more that we should consider.

What Is Midlife, After All?
My semi-scientific survey indicates exactly what I suspected: that few people really understand when or what midlife is. Here are some data for you.

A Real Bad Business Assumption:
Assuming you know the perception the customer has of you and your business

Bad Business Assumption:Assuming You know The Perrception The Customer Has Of You
With the customer having many, many businesses to purchase the products and services you sell it is very important that you do not assume the customer views you the way you wish them to.

How to Use the Right Questions to Define Your Goals
When it comes to inspiring your employees, ask yourself, "What motivates me?" When you're passionate about achieving your goals, your employees feel the same way. Here are questions to help you identify your own professional and personal goals while helping your employees achieve theirs.

Data Entry Workers In Demand
One would think doing online data entry work would be a simple job that almost anyone could do. Many data entry workers in demand are skilled typists, however others may seek these positions as well. If you have experience as a secretary or in accounting, you may have what it takes to work in data entry.

Reducing Load Time Through Image Optimization
all the text on your website will be loaded in a very short time even on a dialup connection. The culprit of slow-loading sites is mainly large images on your website, and it is very important to strike a delicate balance between using just enough images to attract your users and not to bog down the overall loading time of your site.

How to build customer loyalty
Maintaining customer loyalty through customer incentives is a very common practice of many businesses today. When customers make purchases they can pick whether they get air miles, cash or other customer incentives. Some companies give customer incentives based on the number of purchases they make, for example get one free smoothie after you have purchased six.

How to use customer incentives to dramatically increase customer loyalty
Maintaining customer loyalty through customer incentives is a very common practice of many businesses today. When customers make purchases they can pick whether they get air miles, cash or other customer incentives. Some companies give customer incentives based on the number of purchases they make, for example get one free smoothie after you have purchased six.

The Key to Franchise Success? Target a Narrow Customer Base
If you’re thinking that purchasing a franchise concept that appeals to as many people as possible equals success, think again: targeting a narrower customer base may be a better way to go.

Green Thinkers Meet in Brussels
Much of the world – especially Europe – is even more interested in “going green” than the US. The “Clean Tech” forum in Brussels on April 29, 2008 brought together representatives of business, governments and academia.

Aggressive Recruiting And Retention
Recruiting and retention are one of the major concerns of organizations of all types and size. It will take new ways and much more aggressive action to hire and retain the talent required to be remain competitive in today's environment.

More Questions Concerning Severance & Separation Agreements
A reader asks me more questions based on my prior article regarding severance and separation agreements.

Getting Rich Is An Exact Science
People who do things in this certain way whether they do it consciously or unconsciously get rich. In science in order for a theory to be proven correct and accepted as fact it must always produce like results from like causes.

Do you mind being beaten on price?
Price is a call to action. It says to us: If you have got the money, you can have it -- do you want it or not? So what’s wrong with ‘We won’t be beaten on price’?

SME Financing
On friday I had an interesting meeting with Mr.James Kachangati of FSDKenya, James is the head of GrowthFin and had been informed about TIDE from one of our partners, which aroused some interest from him. The meeting was to start at noon but I arrived at about half past after getting lost on my way there, nevertheless James was welcomed me and proceeded to brief me on what FSDKenya does.

Facebook … The Next Best Thing to Buy, Like

Telly's old TV line was "Who Luvs Ya Baby!" but today what the heck life is flying by so fast we'll settle for a Like! Sure it started out just for people but companies, products have feelings to so they need to be liked (truthfully they'll settle for your buying them). What's a like worth? Well if you're a "social media expert" probably a lot. If you're just a guy/gal? Maybe a like you back. If you're a company, product, service? Just don't unlike us cause we can't stand rejection. The big winner is Zuck because he's just added another page to the stuff he keeps on you to sell to "interested" parties...life is grand!!!!

Sustained growth with equity is needed to halve poverty in Africa
Researchers predict that many African countries will not reach the Millennium Development Goal (MDG) target of halving extreme poverty by 2015. Will accelerated economic growth or better income distribution be most helpful in getting African countries get back on track to achieve the MDG poverty target?

Putting the Success Books On The Couch: Notes from Dr. Kevin Fleming
The self-help industry and success books are a huge bestseller to the American public. Many of the points of the success gurus certainly "make sense". But are all things that make sense TRUE? Read on for this key distinction....

Enlightened Self-Interest
The Occupy Movement and Penn State events call into question people's motives and their decision-making. We should make decisions based on self-interest, but what are those interests really?

Enlightened Self-Interest
The Occupy Movement and Penn State events call into question people's motives and their decision-making. We should make decisions based on self-interest, but what are those interests really?

1.0 Introduction: Microfinance in Africa - Experience and Lessons from Selected African Countries

Small enterprises and most of the poor population in sub-Saharan Africa have very limited access to deposit and credit facilities and other financial services provided by formal financial institutions. For example, in Ghana and Tanzania, only about 5–6 percent of the population has access to the banking sector. This lack of access to financial services from the formal financial system is quite striking, when one considers that in many African countries the poor represent the largest share of the population and that the informal sector is an important part of the economy.

2.0 The economic context: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005

Tanzania has a population of just over 37 million, a GDP of US$22 billion, and GDP per capita of US$610.6 An estimated 51 per cent of the population lives below the poverty line. Eighty per cent of the country’s poor population live in rural areas, depending on subsistence agriculture and unable to participate in broader markets. Poor roads, exorbitantly expensive utilities and prohibitive policies have compounded this problem, significantly impeding the growth of the economy.7 Agriculture, the mainstay of the economy, is almost 50 per cent of GDP, and small-scale peasant farmers, who make up 70 per cent of the population, carry out over 80 per cent of agricultural activities. About 30 per cent of the population over 15 years of age is illiterate (UDEC, 2002).

Don't Leave The House Until You've Tidied Up Your Room by Roger Hamilton
“Some people act like the World owes them something. The World doesn’t owe you anything. It was here first.”

Proper Regulation Is Crucial to Ensure Welfare Gains
The effects of privatisation on living conditions of the population, and, in particular, on improved access and quality, are mixed and depend on the regulatory framework in place and the capacity of the state to co-operate with the private sector. In particular, the impact of privatisation policies on the welfare of the population and ultimately on the poor requires:

Effects of education upon fertility: The Indirect Effects of Investment in Human Capital
Whether and how government policy should affect fertility is a controversial ethical issue. However, the UN International Conference on Population and Development in Cairo in September 1994 highlighted the importance of enhancing female education as part of a successful population policy.

Women Business Owners Continue to Thrive
Women Business Owners are impacting the economy as they continue to start twice as many businesses as the overall population.

Doing it Debt Free
James Dicks explains the importance of the US population paying off their personal debt as soon as possible.

How to Have The Millionaire Mind
The millionaire mind doesn’t belong to a only a few chosen few. Although it might seem like that since only 0.1% of our population in the US are millionaires. What are the reasons for this?

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