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JPMorgan Launches Social Sector Finance Unit to Bring Financial Services to Microfinance and Social Enterprises
JPMorgan, a US-based global financial services firm with assets of USD 1.5 trillion and operations in more than 50 countries, has announced the launch of a Social Sector Finance (SSF) unit within its Investment Bank.

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Is Africa Choking on its own development?
Majority of African countries have reported increased economic growth rates over the past year signalling a wave of new foreign direct investments on the continent. This is good news given that increased returns from such investments will fuel Africa’s quest for development. However, this has had some negative connotations because benefits of such growth are not visible in major cities across Africa.

Investments That Build Personal Wealth
The real investments do not promise getting rich quickly. While there are few investments that guarantee huge profits, the risks are too much to handle. If you can earn a fortune in few days, you can also lose all your money instantly if risks are not handled very well.

Features of a Marketing Agreement
A marketing agreement is a very important thing to establish when dealing with independent sales reps. This contract will protect the interest of both the manufacturer's rep and the principal. It is strongly suggested that you establish a formal contract with any sales reps that you enter into business with. The details within a contract will vary depending on the individual natures of both the sales rep and the principal, but there are several key factors that should always be included.

An Overview of Federal and State Business Opportunity Laws
Business opportunities are regulated under the FTC Business Opportunity Rule (16 C.F.R. Part 437) and by 25 states with business opportunity laws requiring pre-sale disclosure and, in most of these states, registration of the business opportunity offering. While “business opportunities” and “franchises” are somewhat similar because both involve the sale of a product or service to enable a person to start a business, one of the principal differences in the definitions used in the statutes is that there is no license of a trademark or substantial association with a trademark in connection with a business opportunity. Franchisors should be aware of these laws, because they may be a trap for the unwary franchisor, particularly if the franchisor’s principal trademark has no

Self Storage: Second Class Investment? Not Anymore!
Investments are investments, especially in real estate. The rules haven’t changed and the name of the game is still “Return.” Then, perhaps, it should not be so surprising that a niche in the broad spectrum of real estate investing that was once considered to be an alternative, is fast becoming the new trend-setter.

Firing the Principal Does Not Guarantee Improvement
School district leaders are choosing to fire the principal as a strategy for receiving additional federal funding. However, firing the principal does not guarantee that the school will become productive.

Why Santa was sued for a personal grievance when he changed the Elf roster
Even Santa wasn’t immune from the recession. The global credit crunch had affected his long term investments in reindeer stock and commodities, which meant that the income from those investments had taken a tumble. Santa knew that he could not cut back on Christmas presents for the kids so something had to give. He felt the only option was to cut some hours out of the Elf roster.

Pay Yourself First
Compound interest is the key to building wealth. Simply put, it means investing some money, earning interest on your investment, and then leaving both the interest and the principal in place so that you begin to earn interest on your interest (as well as on your principal).

Different Types of Investments
Overall, there are three different kinds of investments. These include stocks, bonds, and cash. Sounds simple, right? Well, unfortunately, it gets very complicated from there. You see, each type of investment has numerous types of investments that fall under it.

DIVERSIFICATION - HOW TO GET THE BENEFITS
Quite simply, it is about not putting all your eggs in one basket. There are many places to invest your money from low return, low risk investments such as cash and fixed interest investments to growth assets such as property and shares, both domestic shares and international.

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