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When Should I Consider Filing for Bankruptcy?
“A person is insolvent whenever the aggregate of his property is not sufficient to pay his debts” – First State Bank v. Sibley County Bank, 105 N.W. 485
MFI structural inconsistencies and mismatch for poverty reduction: Tenets of Micro-credit for Poverty Reduction
Micro-credit for small economic activities, excluding actual agriculture production, can be considered as a ‘quick money making business’.
Loan amounts and loan management: Tenets of Micro-credit for Poverty Reduction
The following paragraphs will discuss some of the features which have been identified as best practices from lessons learnt in micro-credit programmes over the last two decades. These features have been developed over the years to make micro-credit accessible and manageable for the ‘poorest of the poor’, specifically women. Furthermore, it is through these features that it is expected that women should be empowered.

Other repayment period Related Articles

Boomerang, the Reciprocity Urge
Repayment in kind is a fundamental human act. We need to be careful how we use it. Used wisely it helps. Used unwisely it hurts.

Tis the Season To Prosper
Why develop a marketing campaign just for the Thanksgiving to New Year period? It’s simple. Many businesses make as much as 50% of their revenues during this period . Read this article and learn my top 5 holiday marketing strategies ... which you can implement right NOW ... to multiply your business revenues. Happy holidays!
The Commission clarifies when a qualifying period ends
In the recent decision of Tania Maree Kabel-Pluck v Visy Pulp and Paper Pty Ltd, the Commission found that an employee was not prevented from making an unfair dismissal claim because the date of termination took place after the expiration of the probationary period and the qualifying period.

7 Reasons for Failed Employee Probations
When a new employee starts with your company, the first few months are like a honeymoon period. You and the employee are getting to know each other, working out what makes each other tick and the employee is learning about your business. During this period, both sides work out if they are a "fit" and if the employee is not working out, then their probation is not confirmed (read - sacked). Generally probation lasts for 3 months, but in Australia under Work Choices (and where you notify the person before they commence), this probationary period can be up to 6 months.

Cheap Car Finance Using A Car Loan Calculator
You can continue to do this, increasing the loan period, until you attain a monthly repayment that meets your budget requirements. Then confirm to make sure it is possible for you to borrow the sum needed over that period. Keep in mind that on most cars you can apply for a secured car loan, and that will mean a lower interest rate than an unsecured loan. However, a secured car loan also requires that you will need a car insurance policy in order to protect the lender's security: your car.
What To Look For In Used Car Loans
When on the look out for a used car loan, you should look at the different loan packages that are offered by auto lending institutions. Take particular notice at the interest rate, terms of the contract, repayment period, length of time before the loan gets approved, the company's fees and charges and any break fees if you make your payments earlier, among other items that make up the whole package. Although the interest rate is one of the most important items in the package, the other items are best not ignored.
Used Car Loans
When shopping for a used car loan, you must look at the different finance packages that are offered by auto lending institutions. Keep an eye on at the interest rate, car finance terms, repayment period, length of time before the loan gets approved, the company’s fees and charges and any break fees if you make your payments earlier, among other items that make up the whole package. Although the interest rate is one of the most important items in the package, the other items are best not ignored.

The Variables Of Car Loans Interest Rates
If you are buying a used car, the car loans interest rates could be slightly cheaper than those for buying a new car. Also, the rates differ for secured loans and personal unsecured loans. Personal loans or unsecured car loans are normally much higher in interest rates. If you decide to go for the secured loans due to their lower rates, you have to have enough money to pay for the car’s insurance, and you will also have to offset the loan if you sell your car. It can be more difficult to get a car loan approved when the car is more than 7years old. The normal repayment period for the auto loan is usually between 5 to 7 years for most lenders.

Does My Firm Cash Flow to Support Additional Borrowing?
The article provides insight into concepts that lenders , and business owners themselves use, when looking at borrowing for business loans and repayment ability .
Small Business Employee Policies Series: Probationary Period
The probationary period, also called an orientation and review period is essentially a trial period for both you and your new employee to determine whether the job match is a good one. It is essential that you have an employee policy in place that will support the need to terminate your employee if job related issues do occur during the early stages of your new staff members’ employment.
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