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A Step-By-Step Guide to Applying for a Small Business Bank Loan
Applying for a small business loan at the bank can certainly seem intimidating. This is especially true if you are unfamiliar with the requirements and technicalities of the loan review process or if you are dealing with issues that may compromise your approval, such as bad credit. Here is a brief guide that will take you step-by-step through the general application process for a small business bank loan including a few tips on how to secure the bank's financing.

Old Mutual (OM) Supports Expansion of Women’s Development Bank (WDB) Microfinance into KwaZulu-Natal, South Africa with USD 710,000
Old Mutual (OM), the largest financial services provider in South Africa, recently released a press release announcing a donation of ZAR 5 million (USD 710,000) to the Women’s Development Bank (WDB) Microfinance, a South African non-governmental organization (NGO) that provides micro-loans and training for poor, rural women.

Other repayment periods Related Articles

Boomerang, the Reciprocity Urge
Repayment in kind is a fundamental human act. We need to be careful how we use it. Used wisely it helps. Used unwisely it hurts.

Wanted: jobs for Africa’s youth - Broadening consultation
At the PRSP review in Cairo, Tanzania’s anti-poverty programme was commended for containing some measurable goals, specific targets and time periods by which job plans would be carried out.

The You Can Tell If A New Hire Will Succeed In The First Two Months Myth
Most companies set arbitrary sales success time periods at about two and no more than three months. Big mistake!

Entrepreneurs – Want To Start A Business During The Recession?
Recessions are periods when economic output is reduced for some time. In periods of recession some may be tempted not to start that business just yet. Others may think that it as they are now out of a job – now is the best time to start a business. But how can you start a business in a recession and more importantly – is it a good idea?

Car Finance Business
Attaining car finance during the financial crunch we are experiencing is identical as more positive financial periods. There are lenders around, that are searching for your business.

Freeing Ourselves From a Downward Spiral
Some people call them vicious circles or cycles. I prefer to think of them as downward spirals of life. I’m referring to those periods that we can all become trapped in like the whirlpool of water as it drains from the tub. If we're not careful and mindful these downward spirals can suck the life right out of us. They’re like the Spiral of Fulfillment in reverse. When we find ourselves trapped in such a downward spiral we life can look and feel pretty bleak. Here are a few simple and effective steps you can use to free yourself of such life draining periods.

The Best Time to Start a Business
James Dicks examines the benefits of starting a business, even in periods of eocnomic downturn

Could Your Previous Manager Skills Hinder You in Your Home Business Opportunity?
There are many people who try the home business opportunity from home after being managers in other companies for long periods of time. Let us dig deeper into this aspect and see if the circumstances would be favorable for them or not.

Does My Firm Cash Flow to Support Additional Borrowing?
The article provides insight into concepts that lenders , and business owners themselves use, when looking at borrowing for business loans and repayment ability .

Down Time is Productive Time
Operating at high intensity for long periods of time leads to burnout. Down time is crucial to employee morale and productivity. Make sure your team has the opportunity to refresh and renew between periods of high activity.

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