|
|
Like this article? PLEASE +1 it! |
|
savings loan Tagged Articles
|
Survival is not Enough
| |
| Highlight of an emerging science that is at the heart of our ability to manage and thrive in uncertain, turbulent times. |
|
|
COMPENSATING BALANCE LOANS FOR BUSINESS/REAL ESTATE
| |
| Explains what a compensating balance loan is and how it can be used as a convenient way to get a loan for a business or a real estate project. |
|
|
FORTYTHREE WAYS TO FIND A GOOD LENDER
| |
| Article by real estate guru Tyler G. Hicks gives 43 ways to find a lender that is right for you. |
|
Other savings loan Related Articles
|
Loan Package Checklist
| |
| Whether you are applying for a microloan, SBA guaranteed loan or a traditional bank loan, similar information is required to complete a loan package. The following list provides a checklist of most requirements for a loan package. |
|
|
What is a Small Business Administration (SBA) Loan?
| |
| As a new entrepreneur looking for capital, one of your first options for a loan will be a SBA-backed loan. SBA loan applications are made through a bank. The SBA guarantees a loan to the bank, so in case the borrower defaults, the bank is guaranteed a portion of the loan by the SBA. (You are still liable for the loan, so your obligation does not go away) This makes it easier for banks to lend to budding entrepreneurs, but it does not mean that the bank can lend indiscriminately. The bank will analyze the application to protect its interest as well as the SBA’s. |
|
|
Restricted Access to Finance
| |
| Africa’s SMEs have little access to finance, which thus
hampers their emergence and eventual growth. Their
main sources of capital are their retained earnings and
informal savings and loan associations (tontines), which
are unpredictable, not very secure and have little scope
for risk sharing because of their regional or sectoral
focus. |
|
|
3.4 Making money work for poverty reduction: Working Out of Poverty
| |
| The incomes of working people living in poverty are not only low, but
also volatile. Poor people, aware of the risks of not having sufficient earnings
to meet daily needs, tend to save proportionally more than families with
more secure, higher incomes. However, most banks do not offer savings and
loan facilities to poor people. Many must hide their savings in cash somewhere
and, when they need a loan, resort to the local moneylender for credit
at onerous rates of interest. Microfinance is the provision, on a sustainable
basis, of financial services such as credit, savings, insurance, payments and
guarantees to poor people generally outside the reach of the formal financial
market. |
|
|
Ugandan Government to Set up Laws for Regulating its Microfinance Sector
| |
| During the 2007 Citigroup Micro-entrepreneurship awards ceremony in Kampala on January 10, 2008, State Minister for Microfinance, Caleb Akandwanaho announced that a new law regulating the activities of microfinance institutions will take effect in June 2008.
The law is meant to bring an end to corruption in Uganda’s savings and co-operative organizations (SACCOs) following dozens of complaints from customers claiming to have been fleeced of their savings, and police investigations in September 2007 of four savings and co-operative organizations (SACCOs) suspected of fraud, including the suspension of The Support Uganda Savings and Cooperative Society, and arrests of SACCO heads. |
|
|
Save Money On Your Taxes By Working From Home
| |
| You know that working from home can be satisfying but did you know that it could also save you money? Beyond the obvious savings like commuting costs, clothing and such you can also take considerable savings on your income taxes. |
|
|
The Savings Of Low Interest Car Loans
| |
| The near recession has reduced the amount of disposable income of the average consumer. In regards to car loans, statistics demonstrate that lots of people fall prey to the wrong loan providers as they are consumed in very high interest and high monthly repayments. Still if you are hoping to buy a car with a loan, now is time you should educate yourself on the savings of low interest car loans. The main benefit of these loans is providing you with cash at a low rate of interest. So remember these basic tips first and you will buy your car, carefree and soon enough, bet behind the wheel of your new car. |
|
|
Health Insurance Policies And Health Savings Accounts
| |
| With Health Insurance Policies becoming more and more expensive, people are beginning to look into other, less traditional options. One of the more viable of these options is called Health Savings Account, or HSA. Many companies are actually turning to Health Savings Accounts for their employees. HSA’s are quite simple. It is simply a savings account in which you, or your employer, deposits money into, just like any personal savings account you would open with a bank. However, you can only make annual deposits, and, unfortunately for some, there are actually limits on the amount you can deposit each year. The annual maximum for an individual account is $3,050, and the maximum for a family is $6,150.
|
|
|
What is a Coverdell Education Savings Account?
| |
| Everyone wants to be able to save money for their child’s education. A Coverdell Education Savings Account is a tax advantaged savings account that empowers your efforts, making more of your hard earned savings for your child’s education. Read on to learn more about a Coverdell Education Savings Account. |
|
|
How to Get a Car Loan Financing & Bad Credit Auto Loans
| |
| This is a brief overview of what both offer loans to consumers. Auto loan or Car Loan financing means given to qualified loan applicants. Apply for the loan involves the presentation of identification documents, proof of income credit rating and application form. |
|
Featured Article
How Business Coaches Can Increase Sales By Being a Solution Provider not a Problem Identifier
by: Leanne Hoagland-Smith, Chicago Sales Coach
Newsletter
Get advice & tips from famous business
owners, new articles by entrepreneur
experts, my latest website updates, &
special sneak peaks at what's to come!
Get advice & tips from famous business
owners, new articles by entrepreneur
experts, my latest website updates, &
special sneak peaks at what's to come!
Popular Articles
Get Your Business on Google Places
Four Reasons Why Entrepreneurs Should Blog
Convening a focus group for a niche product
Get Your Business on Google Places
Four Reasons Why Entrepreneurs Should Blog
Convening a focus group for a niche product
Suggestions
Email us your ideas on how to make our
website more valuable! Thank you Sharon
from Toronto Salsa Lessons / Classes for
your suggestions to make the newsletter
look like the website and profile younger
entrepreneurs like Jennifer Lopez.
Email us your ideas on how to make our
website more valuable! Thank you Sharon
from Toronto Salsa Lessons / Classes for
your suggestions to make the newsletter
look like the website and profile younger
entrepreneurs like Jennifer Lopez.