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6 Things to Do With Your Tax Refund.
So…You’re getting a tax refund this year? Avoid the temptation of wasting your refund. If you have accumulated your tax refund over the last 12 months treat it like a savings program and here’s 6 things you should be doing with it…………

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3.4 Making money work for poverty reduction: Working Out of Poverty
The incomes of working people living in poverty are not only low, but also volatile. Poor people, aware of the risks of not having sufficient earnings to meet daily needs, tend to save proportionally more than families with more secure, higher incomes. However, most banks do not offer savings and loan facilities to poor people. Many must hide their savings in cash somewhere and, when they need a loan, resort to the local moneylender for credit at onerous rates of interest. Microfinance is the provision, on a sustainable basis, of financial services such as credit, savings, insurance, payments and guarantees to poor people generally outside the reach of the formal financial market.
Savings Mobilisation: Tenets of Micro-credit for Poverty Reduction
One of the more common requirements of most MFIs is to encourage savings amongst the clients so that they develop an attitude of savings first and borrowing on that amount, and also to empower them, in the long term, to be independent of borrowing from external sources.
SECRET BENEFITS FROM ENERGY CONSERVATION
In addition to saving energy and reducing utility expenses, there are additional (often unreported) benefits from conserving energy. These non-utility benefits contribute value worth an additional 18 to 50 percent of the energy savings- as demonstrated via a simple example from Eric Woodroof, Ph.D. who is the founder of www.ProfitableGreenSolutions.com and Board Member for the Certified Energy Manager program since 1999.

Ugandan Government to Set up Laws for Regulating its Microfinance Sector
During the 2007 Citigroup Micro-entrepreneurship awards ceremony in Kampala on January 10, 2008, State Minister for Microfinance, Caleb Akandwanaho announced that a new law regulating the activities of microfinance institutions will take effect in June 2008. The law is meant to bring an end to corruption in Uganda’s savings and co-operative organizations (SACCOs) following dozens of complaints from customers claiming to have been fleeced of their savings, and police investigations in September 2007 of four savings and co-operative organizations (SACCOs) suspected of fraud, including the suspension of The Support Uganda Savings and Cooperative Society, and arrests of SACCO heads.
Save Money On Your Taxes By Working From Home
You know that working from home can be satisfying but did you know that it could also save you money? Beyond the obvious savings like commuting costs, clothing and such you can also take considerable savings on your income taxes.
6 Things to Do With Your Tax Refund.
So…You’re getting a tax refund this year? Avoid the temptation of wasting your refund. If you have accumulated your tax refund over the last 12 months treat it like a savings program and here’s 6 things you should be doing with it…………
Manage your Assets but Lead your People
I have had suggestions made to me by owners, presidents and CEOs that would baffle the mind of most professionals that have integrity. For example, I once was asked to fire an individual because his wife's illness had caused the company to reach their catastrophic cap in their insurance program. This same owner would intentionally run mail that contained checks to his vendors through the meter at two cents so they would arrive with postage due. He thought this was a great cost savings idea until the government sent him a cease and desist letter.

How Small Business Owners Can Go Green and Save Green!
The easiest way to get started on a green program is to look at your energy consumption as a source for potential savings. Many green practices are just about using what we have more efficiently.
Health Insurance Policies And Health Savings Accounts
With Health Insurance Policies becoming more and more expensive, people are beginning to look into other, less traditional options. One of the more viable of these options is called Health Savings Account, or HSA. Many companies are actually turning to Health Savings Accounts for their employees. HSA’s are quite simple. It is simply a savings account in which you, or your employer, deposits money into, just like any personal savings account you would open with a bank. However, you can only make annual deposits, and, unfortunately for some, there are actually limits on the amount you can deposit each year. The annual maximum for an individual account is $3,050, and the maximum for a family is $6,150.

What is a Coverdell Education Savings Account?
Everyone wants to be able to save money for their child’s education. A Coverdell Education Savings Account is a tax advantaged savings account that empowers your efforts, making more of your hard earned savings for your child’s education. Read on to learn more about a Coverdell Education Savings Account.
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