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Go ahead, dream small
There’s a time and place to go big, lord knows we get told how small we are often enough.

Create a work environment that supports being on top of your game
I’ve often thought our organizations could do better collectively if we modelled our corporate culture on a golf game. There’s a respectful ambience, a book of rules, a score card, and most importantly the expectation that everyone is there to play their best ...

7 Secrets of the Wealthy
Veteran Financial Planner shares his experiences financial planning for both the wealthy and the less wealthy. These are the keys to wealth building!

Are you ready for your game plan?
A 75 and 25 year old men were sitting on a bench watching a ball game. The younger one looks at the elder and with a pompous attitude, asks him the following:” I am 25, my generation built Apple air, IPods and PDA’s”. What did your generation build? The older man turns his head and with simplicity, replies:” I am 75, my generation built the Computers that helped you build the Apple Air, IPods and PDA’s”.!

Strategic Planning: Key Reasons Why Strategic Planning Is A Must
You're a busy entrepreneur and small business owner. You have heard a lot about strategic planning, but figure it's for big business. Besides you just don't have the time and/or resources to spend on planning. You have a business to run and right now things are going okay. So why must you have a strategic plan?

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The Best News
There are many different attitudes. Roberto de Vincenzo, a golfer from Argentina, beautifully displayed one of the best ones many years ago when he won the Masters Golf Tournament but was denied the coveted green jacket. I say he won it because he had the lowest score at the end of four days. But his playing partner who kept the score had inadvertently written that he had made a five on one of the holes when in reality he had made a four. De Vincenzo signed the card, and when an incorrect card is signed, the player is disqualified. He had not cheated, but the rules stood. What was his reaction when he learned he was disqualified? Did he blame his playing partner? No, he said he made a stupid mistake. He accepted full responsibility himself. Now what kind of man is he?

Credit Card Debt Settlement - It may be worth sacrificing your credit score
We are taught through bank advertising and social pressure that a poor credit score suggests not only the loss of untold dollars due to higher interest rates on loans, but amazingly, that a high credit score makes you a “good” person and a low credit score makes you a “bad” person. Your credit score is a product, just like everything else advertised to you. It is not connected to your identity. And it won't cost you nearly as much money as you're made to think it will.

I Want To Improve Your Credit Score, But You Won't Let Me Help!
Credit score ignorance is just as bad as accumulating too much debt or not paying your credit cards on time. If you don't understand how your credit report score is calculated then you can't improve your credit score. read this brief primer and learn -- How do they calculate your credit score and who are "They"?

Business funding sources for today's business owner...
Yes and no. Yes if you have a strong personal credit score. No if you are typically under a personal fico score of 720. The banking industry has significantly tightened the credit requirements recently in the last 12 months. If you do maintain a strong credit score then you are in luck.

CREDIT SCORES: WHAT AFFECTS IT AND HOW IT AFFECTS YOU
Credit scores are fickle and hard to predict. Credit scores are determined by analyzing credit records and are supposed to show a person’s creditworthiness. Since the score uses so many different factors, it is impossible to know for sure how much an action will raise or lower your score. Different actions will impact your score in different ways, and those ways can change based on your current score.

Credit Alliance Group has discovered that Banks and Collectors Have a New Twist on the Old Bait & Switch Tactic
The pitch goes something like this: “Mr. Smith, Here at XYZ collections our goal is to find a solution to your current debt owed that will work with you current financial situation. We have a solution that we are willing to offer you today that will make all parties involved happy. Our offer that is on the table for the next 30 days is to transfer your current balance over to a new credit card with a fixed 0% interest rate for the life of the debt. The best part is that you will be making a payment that you can afford and being a new line of credit it will help rebuild your credit score as you payoff you current debt!” Now here is the catch: In the fine print terms for the new credit card offer they have the right to sue the party to acquire the balance. Since the debt has been transferred to the new card the deb

Fico Score - What is it and How Does it Affect Me?
Your Fico Score, a.k.a. Credit Score, is important and there are many simple ways to improve it. We'll cover those in a minute but first, what is a good credit score? Do you know what your credit score is? Why does the finance company look at your personal credit but they tell you the financing will be in the business name? These are some common questions that business owners ask when it comes to understanding their Fico Scores.

Your Fico Score Is An Important Piece of Information That You Should Always Know About Yourself
Your Fico Score, a.k.a. Credit Score, is important and there are many simple ways to improve it. We'll cover those in a minute but first, what is a good credit score?

Create a work environment that supports being on top of your game
I’ve often thought our organizations could do better collectively if we modelled our corporate culture on a golf game. There’s a respectful ambience, a book of rules, a score card, and most importantly the expectation that everyone is there to play their best ...

Credit Card Piggybacking
What is Credit Card Piggybacking? Credit card piggybacking is much like the childhood game of being carried around on someone else's back; but instead, you're “carried” on someone else's credit card account. Once you're added as either a joint card holder or an authorized user to a credit card account, the entire credit history typically appears on your credit report and included in your credit score.

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