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How to Manage Change
There is a frequently-quoted statistic, which may not be strictly numerically accurate but certainly has the feel of truth. 75% of all change initiatives adopted by organisations fail.
Leadership in Turbulent Times
Business is no longer what is used to be. Particularly in the Finance Department of organisations. The past few years have seen unprecedented change in the top levels of management within companies. Expectations are higher. And the rules of engagement have changed. In addition to protecting and developing revenue streams, the CEO, the board and the shareholders increasingly expect Financial Managers and CFO's to evolve the business in line with current trends. It has become evident that the finance professionals role within any organisation is more complex than is currently understood and leadership skills will be challenged more so than ever before.

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Lesson #4: Be a Good Corporate Citizen
“What I know for sure is that what you give comes back to you,” says Oprah. Proof that philanthropy does not have to be at odds with having a good business sense, Oprah has managed to keep her sense of humility and compassion while still registering ever-increasing profits. Considered one of the most admired entrepreneurs in the world, Oprah has made a living not only amassing a sizeable fortune, but also giving it back.

U.S. Community Adjustment And Investment Program (CAIP)
CAIP is a program established to assist U.S. companies that are doing business in areas of the country that have been negatively affected by NAFTA. Funds administered by Treasury (see below) allow for the payment of fees on eligible loans. These fees include the 7(a) program guarantee fee (and subsidy) and the 504 program guarantee, CDC and lender fees. Depending on the loan size, the fees can be sizeable.
Secondary Market Programs
There is an active secondary market in the loans guaranteed by the Small Business Administration. This market was created to increase the attractiveness of small business lending to the lending community. Through the market, lenders are able to sell the guaranteed portion of SBA guaranteed loans to investors and thereby improve their liquidity and increase their yield on the un-guaranteed portion of SBA loans.

6 Traits of GenY Consumers and How You Can Market To Them
GenY (ages 18-30) represents an amazing portion of the money spent in America. How can your business capture some of those dollars?

Merchant Cash Advance
A Merchant Cash Advance is a form of working capital where the bank purchases a portion of your future credit card sales.

I’m Right, You’re Wrong: Behavioral Science Explains Away This Universal Belief
Each person is limited by their perception to access only a portion of reality, and they build their beliefs, values, and conclusions about the world based on the portion of reality they perceive. From this perspective people who perceive the world differently from you are not wrong, they are just seeing a different slice of reality than you are.
The non-optimized life
When you measure an activity, you can improve it. Computers make it easy to optimize just about every portion of your life.
Covenants can save your investment when selling your business.
When you sell your business it is very typical for you as the business owner to have to carry a portion. Also called seller financing. If this is something that you will have to do. Make sure you protect this portion of the payout. Covenants are often an overlooked component of an effective seller financing note.

How to sell your business in a down economy!
While it is true that there are less “for sale” business deals that happen during economic recession, it is not because the potential buyers aren’t looking in the market. All over the country, there is much interest but a shortage of financing options which keeps a lot of deals from getting off the ground. And as a result, sellers today are willing to finance at least a portion of the business sale to get their business sold easily. As well with new SBA bank financing rules are requiring sellers to finance at least a portion of the sell. The problem with this is as the business owner you are in 2nd position behind the bank.
The Battle for Talent is Heating Up, Are You Ready?
This is an interesting time in the history of business - workplace dynamics are in the midst of a huge shift. Baby Boomers in their 60’s are running into the challenges of managing the very different needs of those in the Y generation. In fact, so much focus has been placed on these two sizeable generations colliding in the marketplace, that the generation in between them, Generation X, has been largely forgotten.
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