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Central Bank of Nigeria (CBN) Approves Conversion of Community Bank into Microfinance Institution (MFI)
The Central Bank of Nigeria (CBN) has approved the conversion of the Olabisi Onabanjo University Community Bank Limited into a microfinance bank. The community bank has operated on the campus of Olabisi Onabanjo University in Ago-Iwoye, Nigeria since March of 2003, and the majority of its shareholders are affiliated with the university. One source reports that, in its first year in business, the bank made a surplus that was “far in excess of its total paid up capital,” but no other sources were found to corroborate this information and no further information was found on the OOU Community Bank.

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Central Bank of Nigeria (CBN) Approves Conversion of Community Bank into Microfinance Institution (MFI)
The Central Bank of Nigeria (CBN) has approved the conversion of the Olabisi Onabanjo University Community Bank Limited into a microfinance bank. The community bank has operated on the campus of Olabisi Onabanjo University in Ago-Iwoye, Nigeria since March of 2003, and the majority of its shareholders are affiliated with the university. One source reports that, in its first year in business, the bank made a surplus that was “far in excess of its total paid up capital,” but no other sources were found to corroborate this information and no further information was found on the OOU Community Bank.
The War to Attract and Retain Sales Talent
The need for superior sales talent is increasing, but many big North American companies are fighting-and losing-the war to attract and retain it. The McKinsey Quarterly reports that a two percent economic growth rate for 15 years would increase the demand for executives by about a third. Meanwhile, supply is moving in the opposite direction: the number of US 35- to 44-year-olds will decline by 15 percent from 2000 to 2015. The report concludes that "Companies must make talent management a top priority, create and perpetually refine their employee value proposition, and source and, above all, develop talent systematically while removing underperformers."

Boost Your Income With A Home Based Business
In today's economy, anything to add a little extra coin in your piggy bank each month is a welcome change. This article takes a look at several home based businesses that work great as a secondary source of income, but can also be expanded and used as a sole source of income.
Ideas To Earn Extra Income Online
When experiencing the extreme effects of a severe economic turmoil, it helps to have an alternative source of income that can be tapped if and when you become unemployed or otherwise lose your primary source of livelihood. There are a lot of ways to earn extra income online and you can start right raking in the cash today.

Financials for Business Owners: More Than A Look In The Rear View Mirror
Financial reports are the least understood piece of business information for most business owners. Yet everyone expects a business owner to understand his financial reports. Banks want them and they're needed to prepare tax returns. If you're not an accountant, you probably don't know how to use them to manage your business. Accounting is the language of business. The reports tell the story of how well your business is performing. Once you know what your financial reports can tell you, your accountant can provide the information in a format that makes sense and is quick and easy to read, even for a non-accountant! This is the first in a series of articles that will put business owners back in control of their company and reduce the stress that comes from not being certain how well your business is performing.

Basics of Credit Reports and Background Checks
Many employers would like to have a credit report before hiring, However, for job applicants, a credit report can seem like an invasion of privacy and unfair. The bottom-line is that employers need to approach credit report with caution and only use them if there is a business necessity, and further understand that here can be errors or items not related to employment. Job applicants also have rights when it comes to credit reports. Job applicants need to understand that credit scores are not part of an employment credit report and that employers do not request credit reports just to find ways not to hire. A credit report is only requested once a candidate is a finalist and there are certain positions where a requesting a credit report does make sense. This article surveys the use of credit reports and hiring.

Training Nonprofit Board Members to Read and Understand Financial Reports
One of the items board members are responsible for is to monitor the financial situation of the organization. As such, board members should be familiar with the types of financial reports the organization uses to demonstrate its financial standing. This article identifies the types of financial reports most commonly used by nonprofits, and stresses the importance of training board members to read and understand financial reports.

Getting Angry Doesn’t Benefit Anyone
Everybody gets angry sometimes. Most people are not “likable” when they are upset, because anger is a strong and defensive emotion, one that is defined as a “an aroused state toward someone or something perceived to be the source of an aversive event.” When we sense that someone else is angry this immediately creates uneasy feelings, since we do not wish to be the source of that agitation.

7 Tips for a Positive 360 Feedback Experience
Many organizations conduct 360 assessments with their employees, but how the process is handled can determine whether employees see the exercise as a gift for their personal development or a huge waste of time. The value of the 360 feedback process is that it involves employees in their own development planning. Often times our main source of on-the-job feedback comes from our direct supervisor. Because 360 degree feedback collects information from not only supervisors, but direct reports, peers and cross-functional partners, it can provide a clearer picture of the opportunities employees have to improve professionally.
How to Prepare The Source Files for Language Translation
Preparing Source Files for Language Translation frequently referred to "source language" files or "source files." For companies new to language translation services, the biggest surprise may be the number of source files that can be required for a complex project, e.g. an extensive website localization project. But just what is a source file? In most instances, source files will refer to project files which contain text that must be translated and localized. This could include graphics files (e.g. Adobe Illustrator or Adobe Photoshop) which contain editable text layers. The most common examples of a text-based source file would be a Microsoft Word file, a FrameMaker file or an XML file.

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