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Living a Credit-Free Lifestyle
James Dicks examines the benefits of living a cash-only lifestyle.
Evaluate Your Personal Finances
James Dicks examines the importance of balancing your personal financial portfolio and investment opportuinities on a regular basis.
Personal Financial Checkups
James Dicks examines the importance of conducting financial checkups to ensure that you stay on track financially.
Pioneering the Current Economic Situation
James Dicks examins the need for business to be innovastive in order to exit the current recession successfully and profitably.

Remembering the Best in the Worst of Times
James Dicks examines the lives of American show business icons, Michael Jackson, Farrah Fawcett and Ed McMahon
Should you really care about market movement?
James Dicks looks at the movement of the stock market
Sign of the Times
James Dicks compares the Great Depression of the 1930s with the current state of the global eocnomic situation
Success and Failure Are Learning Experiences
James Dicks examines how failure, if treated correctly, can help lead to future success.
The Best Time to Start a Business
James Dicks examines the benefits of starting a business, even in periods of eocnomic downturn
The End is Near?
James Dicks discusses the importance of sifting through the news of the day to find what is important to your personal economic situaiton.
The FOREX and the Recession
James Dicks examines the benefits of investing in the FOREX market, even during times of economic weakness.
The Importance of Goal Setting in Trading
James Dicks examines the need to set solid goals before you invest your money in trading opportunities
The Need for Hopefulness
James Dicks examines the benefits that a positive attitude creates when creating personal goals and getting through tough times.

The next Real Estate Get Rich Quick Plan - Rentals
James Dicks discusses the next Real Estate trend - rental property
The Power of Entrepreneurship
James Dicks examines the joys and difficulties of becoming an entrepreneur.

The Value of Mentorship
James Dicks explores the value of mentorship.

Time for a “REAL" Change
James Dicks discusses the need to structure your personal financial life around cash and to begin saving money - even if it is just the change in your pocket at the end of the day.
Time Management Increases the Team Effort
James Dicks examines the importance of managing your time effectively for your sake and the sake of others
We All Need a Mentor
James Dicks examines the need and the importance of finding the right people to use as mentors in your personal and professional life
Your Most Valuable Business Asset
James Dicks explains the need to realize that a well-trained and loyal staff is a businesses largest and most important asset.
Steps To Debt-free Living
Discover the basic secret to living debt free. Read on to learn about the steps you can take to get out of debt and maintain a debt-free life style.
Build a Financial Plan “as you see it”
My goal is to help you achieve that kind of discipline, so that you can move from where you are to where you want to be. That means slightly different things for different people-there's no "one size fits all"-but that is the fun and beauty of financial independence.

Using your dreams and goals to create wealth Part 1
I thought, you can go where you want to go and do what you want to do, when you want to do it. What I had to discover-and in fact didn't discover for many years-was that having the money wasn't as important as knowing what to do with the money once I got it. In reality, as it turned out, money was only a tool.

First Step-Using your dreams and goals to create wealth Part 2
To take your first step and set your mind on the course to financial success, you must begin to dream. You must begin to envision the kind of life you desire. For some of you, this will be easy, because you have dreamed all your life. For others, it will be more difficult. Why? Some people simply don't know how to dream-they've never tapped into their imagination deeply enough to let their thoughts run free.

A millionaires dreams
Financial freedom is your dream. As long as you can dream, you can continue to succeed. Show me a person who has no dream, and I will show you someone who is poor. A millionaire dreams, and then sets out to make those dreams real. Once you stop dreaming, you stop the magic. That’s because you have created the world you wanted. You stop moving forward, because your dreams have ended. Either you are content to live with what you have or you are constantly frustrated because you don’t have enough-or you learn to dream again.
Principles of Wealth Creation
To accomplish your goal of becoming financially free, you will need to master specific principles of wealth creation. No, these aren’t some magical set of principles we found scratched in papyrus scrolls in the ruins of an ancient temple. They’re contemporary, commonsense principles. At the same time, though, they are magical, because they create the basis for a sound foundation of wealth creation.
Dreaming is fun, isn’t it? Part 3
Someone once said that what the mind can see, the body can achieve. I believe it. I go a step further. I believe that the mind must see it before the body is able to work for it. Look at another realm of human endeavor: sports. When Roger Bannister broke the four-minute mile, he saw it long before he did it. Over and over in his mind, he later recalled, he visualized doing what had been deemed to be impossible. Interestingly enough, once Bannister did what no one else had ever done before, others quickly succeeded in doing it.

Focus Your Dreams to Make Them Come Alive
What will you be interested in after you buy all of those lavish things you always thought you wanted? What’s beyond the bigger car, the faster boat, and the fancier house? Whatever they are, those are the really important things.
Diminished Value and Gap Insurance “Know your Rights”
Did you know that if you are in an accident that you can get a second check from the insurance company for diminished value on your automobile? There are numerous financial strategies that can and will assist you and your family achieves financial success.
Serenity by Freezing
An article of 526 words describing the emotional and physical benefits to be had by putting a freeze on spending and investing more time in non-monetary things.
How Will the Debt Ceiling Deal Affect Small Businesses?
What impact will the current debt deal have on small businesses and American citizens?

Other spending Related Articles

Introduction 21 Ways to Increase the Power and Profit of Your Advertising without Spending an Extra Cent
This is the introduction to a series of articles on "21 Ways to Increase the Power and Profit of Your Advertising without Spending an Extra Cent." As the title suggests, by following CEO and Author Brad Sugars'21 Rules, you will be able to ensure a great return on your advertising without spending extra money.

9 Free Make Money With A Computer Ideas
Some people need to make money without spending any. Perhaps that includes you if for reasons beyond your control you do not have any money to invest to get started on the Internet today. Let's take a look at free make money with computer ideas where you can make money without spending any.
Sales People spending less than 10% of their time SELLING
I got talking to a senior salesperson recently and was gob smacked when he told me about the amount of admin work that he is expected to produce on top of his sales target. He was literally spending half his working week doing paperwork.It got me to thinking that when you consider other unavoidable tasks such as travelling to and from sales meetings , the amount of time that he could possibly be spending in front of prospective clients actually selling must be tiny.
Entrepreneurs – Do You Want To Get Your Classified Ads Read?
We all know how important advertising is to your business – if people don’t know what you have to sell they won’t buy from you. Getting customers to even think about spending is hard as everyone seems to be watching their spending. Classified ads are great because they are relatively inexpensive and are quick to set up and equally as quick to change if they appear not to be working. So how can you make your small advertising budget work for you and get your classified ads read and most importantly acted upon?
Can The US Spend Their Way To Economic Stability, And What Will Be The Long Term Bill?
The US Government is trying to avoid recession by replacing consumer spending with government rescue packages. This will be great if it works, but with increased spending that will ultimately lead to increased inflation, this is a gamble that is unlikely to ultimately work and will saddle future generations with massive debt and a weakened social security system.
Be Thankful For Holiday Spending?
Most of us have already felt the pain of holiday spending. We are immersed in a society which thrives on the commercialization and merchandising of holidays. Are we expected to feel good about putting ourselves further into debt? Are we to be thankful for spending money on others that we really don't even have to spend on ourselves? How can we find what there IS to be grateful about? Where do we look? The answer is; NOT FAR.
12 Tips to Maximize IT Expenditures and Improve Business Productivity
IT has traditionally been a sizable portion of a company's spending. In order to improve business productivity, however, such spending is a necessity. Deliver excellent customer service and accelerate revenues by creating a cost-effective small business IT solution that can take your business to the next level.
Analyzing Competitive Ad vs PR Spending
Measuring the effectiveness of your PR process is not a simple task, especially if you don't have the budget for PR-coverage subscriptions. Just as challenging is demonstrating that your organization is better than the competition with leveraging PR to save on ad spending. Read our Ad/PR Spending Guide to start tracking your media coverage and benchmark your ad/PR-spending ratio against your competitors.
Tips to Take Control of Credit Card Debt
Credit Card debt has become an overwhelming factor in many of our lives. Although no one is to blame but ourselves there comes a point where you have to come to terms with it and put a stop to the spending. As with any habit, it's addictive, we always want what we can't have and the ability to spend, spend, spend is addictive. Begin the plan today, put the bad spending habits away and choose a course of action to eliminate your debt.
Who’s Responsible for This Economy, Anyway?
Spending patterns are very predictable, at very predictable times in one’s life. Thus, at ages 46-50 we usually see families earning the most and putting their kids through college. They will likely spend the most during these years. Whereas, during their 50s, couples become “empty nesters” and significantly reduce their expenditures. Once they reach age 60 they are moving into retirement, which for all intents and purposes, is when people traditionally spend the least. Hence, the boom in consumer spending from the “Baby-Boomer” is coming to an end.
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