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What is exempt property and what can you keep with the federal exemptions?
“The purpose of an exemption is to protect a debtor and his family against absolute want by allowing them, out of his property, some reasonable means of support and education and the maintenance of the decencies and proprieties of life.” Poznanovic v. Maki, 296 N.W. 415, (1941)

Other state exemptions Related Articles

Applied Communication Research
Book Review -- Applied Communication Research by Judith M. Buddenbaum, Katherine B. Novak -- Iowa State University Press, 2121 South State Avenue, Ames, IA 50014; 2001 -- 261 p, 40 p of appendices

State Requirements
While business licensing requirements vary from state to state, some of the more common types are listed below.

How Many Angels is the Right Number
I got the following question via email today: All things being equal and all things being perfect, is it better to have more or less 'angels' in the mix? I can come up with reasons for both more and less. Also, it seems to me that more and less are very relative - but, in this case, Ohio has a limit of 25 investors before exemptions no longer apply (we're still investigating that one), so that is the absolute upper limit. I'm thinking "more" is in the range of 4 - 10 and "less" is in the range of 3 or fewer -- allowing more growth later, if needed.

Get Into Flow
When people produce their best results, they talk about being in a state known as 'the zone'. Put simply, this is a highly productive state of mind and body where you are simultaneously intense and calm, able to focus on the specific whilst monitoring the big picture, all whilst appearing natural and effortless. For many, however, this state happens by accident and hence they are unable to harness it when needed. Interestingly, the key is not about how to push yourself to achieve more, but rather how to remove the obstacles that stop you from staying in flow

Finding Your Efficiency Zone
Everyone one of us has an efficiency zone. That is the mental state in which we find ourselves accomplishing a great deal at a rapid clip, although it feels natural and comfortably paced. It is a state in which our true productivity potential is released.

Employee Handbook Red Flags For Multi-State Employers
Basic checklist and breakdown of policies employers need to be aware of and how each state has its own policies set up. Employers need to know, understand and follow all the policies for each state they operate in. This article will make you aware of the different areas in HR and policy that are generally different by state.

State Franchise Disclosure and Registration Laws
The articles explains state franchise registration and disclosure laws and provides a 50-state anaylsis of each state as to whether the state has franchise disclosure and registration law and/or business opportunity law and a franchisor's obligation to register under such laws, the documents required to be filed, filing fees, review period and other filing information.

The Differences Between Federal and California Labor Laws
Most employers recognize that that there are both federal and state laws that regulate how business is conducted. What many do not realize is how these state and federal approaches may vary. Employers in the state need to recognize that California labor law differs from federal guidelines in many areas of employment legislation.

Build Your Health To Build Your Wealth
America - and much of the rest of the world - is overweight. My home state of Colorado is perenially the "least overweight" U.S. state according to surveys, but that moniker itself is indicative of the trend... we used to call it the "most lean" or "most fit" state. People move here to take advantage of the outstanding climate and outdoor opportunities, so there are thousands of fit-as-a-fiddle Coloradans. But you can still go to any store in the cities and see grossly-fat people who seem to have blown up like balloons....

Good News For Bankruptcy in New York
Former Governor Patterson gave people who are filing for bankruptcy something to celebrate. He passed a bill that raises the limits on several state property exemptions and allows debtors to choose between New York and Federal exemption limits. The bill may make this easier, but you always need to be careful when filing for bankruptcy.

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