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Recovery or No Recovery? That is the Question.
James Dicks examines the discrepancies of what economists are telling us about a possible technical economic recovery and what the American public is actually experiencing.

Does Your Small Business Need A Bailout?
Struggling to make your current loan payments? What about payments to your suppliers or venders. Is your business’s revenue down while costs are up? Know that you are not alone and that there may be some Federal stimulus money to help you out.
Can't See the Forest for the Trees
James Dicks discusses the current state of business in light of the global economic slowdown
Diversification is the Key
James Dicks explains the benefits of diversifying your personal financial investment portfolio.
Facing Foreclosure? Listen Up!
James Dicks offers an eye opening account behind the reality of today's housing market as it pertains to foreclosures and banking.
Guarding Your Thoughts
James Dicks examines the importance of maintaining a positive attitude in today's tough economic times.
Holiday Shoppers and the Economy
James Dicks examines the outlook for retailers during the 2009 holiday shopping season.
Let's Give It All We Got
James discusses volunteer service in the US
Build a Financial Plan “as you see it”
My goal is to help you achieve that kind of discipline, so that you can move from where you are to where you want to be. That means slightly different things for different people-there's no "one size fits all"-but that is the fun and beauty of financial independence.

Using your dreams and goals to create wealth Part 1
I thought, you can go where you want to go and do what you want to do, when you want to do it. What I had to discover-and in fact didn't discover for many years-was that having the money wasn't as important as knowing what to do with the money once I got it. In reality, as it turned out, money was only a tool.

First Step-Using your dreams and goals to create wealth Part 2
To take your first step and set your mind on the course to financial success, you must begin to dream. You must begin to envision the kind of life you desire. For some of you, this will be easy, because you have dreamed all your life. For others, it will be more difficult. Why? Some people simply don't know how to dream-they've never tapped into their imagination deeply enough to let their thoughts run free.

Dreaming is fun, isn’t it? Part 3
Someone once said that what the mind can see, the body can achieve. I believe it. I go a step further. I believe that the mind must see it before the body is able to work for it. Look at another realm of human endeavor: sports. When Roger Bannister broke the four-minute mile, he saw it long before he did it. Over and over in his mind, he later recalled, he visualized doing what had been deemed to be impossible. Interestingly enough, once Bannister did what no one else had ever done before, others quickly succeeded in doing it.

Principles of Wealth Creation
To accomplish your goal of becoming financially free, you will need to master specific principles of wealth creation. No, these aren’t some magical set of principles we found scratched in papyrus scrolls in the ruins of an ancient temple. They’re contemporary, commonsense principles. At the same time, though, they are magical, because they create the basis for a sound foundation of wealth creation.
A millionaires dreams
Financial freedom is your dream. As long as you can dream, you can continue to succeed. Show me a person who has no dream, and I will show you someone who is poor. A millionaire dreams, and then sets out to make those dreams real. Once you stop dreaming, you stop the magic. That’s because you have created the world you wanted. You stop moving forward, because your dreams have ended. Either you are content to live with what you have or you are constantly frustrated because you don’t have enough-or you learn to dream again.
Focus Your Dreams to Make Them Come Alive
What will you be interested in after you buy all of those lavish things you always thought you wanted? What’s beyond the bigger car, the faster boat, and the fancier house? Whatever they are, those are the really important things.
Your Business Can Survive this Economy
10 Business Survival Tips
The Coming U.S. Dollar Devaluation - A Major, Negative Impact on All of Us
The coming U.S. dollar devaluation will have a major impact on all of us. The fact that the dollar is falling in value means that investors consider the United States economy to be in disarray and out of control.
Diminished Value and Gap Insurance “Know your Rights”
Did you know that if you are in an accident that you can get a second check from the insurance company for diminished value on your automobile? There are numerous financial strategies that can and will assist you and your family achieves financial success.
The Six Systems Every Business Needs for Maximum Success
Running a business is a challenging endeavor. For most owner/operators the business of the business gets in the way of the running of the business. The successful owner learns early on that the secret to a successful business is in systems. By creating a system for handling each of the phases of running the business, employees can be trained and their effectiveness measured. Great systems free up the owner to spend time with her family and to focus on the future, which are the places an owner needs to be.
Don't Be Fooled By The Dollar's Rally!
Lately, I’ve been talking about the dollar’s decline...and so far, I’ve been right. However, the last few days in the market has gotten some traders to question their positions and its even scared others out of their positions. Not me! Here’s why...

Who's Gonna Pay For this Mess?
Cash for Clunkers. Universal Healthcare. Social Security. Medicare. Medicaid. The list goes on and on. Meanwhile, the economy in the US is shrinking almost twice as fast as had been previously estimated.
Cash for Clunkers!
A couple of months ago I wrote an article asking is the “Government doing too much?” There is no doubt about it, as historic action was needed in the past year, but when does it become too much? The “cash for clunkers” program has been a success, but never the less somebody is going to have to pay for it.

Hyperconnectivity Stress
Are you on Twitter? Facebook? MySpace? LinkedIn? Other social networks? Posting regularly? Checking your email every 15 minutes (and immediately responding)? Check your RSS reader daily? Is it helping your business? Cellphone on all the time? Is it helping your quality of life?
Managing Debt…Eliminating Debt…Two Problems, One Solution
You need to look at debt from a new perspective in order to manage it. Debt should not be looked upon as an income stream, but as a tool only. Keep in mind that this tool is very dangerous and can turn on you at any time. Here is my solution to recovering from a debt lifestyle.
Is California’s Economic Woes a Glimpse of the Future?
The State of California’s economic problems continue to mount as Fitch downgraded their rating on their bonds earlier this week, and one can’t help but to think is this the fate of the US on a national level?

Lower Stress By Increasing Attitude
Stress is something that effects us all in different ways. It's how you handle stress that has an effect on your well being. Here are some thoughts and action steps you can take immediately to change your attitudes and change your stress level.
Stock Market Outlook: Holding pattern until the Fall!
This stock market has really been historical over the last 12 months. 2009 in and of itself has been quite a ride, but where does this leave us? The market has been stabilizing and trading in a range for two months. There may be a big move to the upside this Fall out in front of the heavy inflation to follow.

Market tells Bernanke: Take a Hike!
Much has been made of the inflation vs. deflation debate as of late, but at the end of the day neither will be seem important if investors have no confidence in our economy. If you want the markets to be stronger, then you have to project strength and not weakness. 

Everything You Need to Know About the $8000.00 Housing Credit!
That’s right, $8000.00 bucks for buying a home! Why? Because, the Government loves to give out grants and stimulus when the economy is doing poorly, and this will be a real shot in arm for a lot of people and the economy. A strong Real Estate market would help the economy a lot right now and the Government wants people to buy homes.

Dollar Falls As China Buys Up Commodities! Euro & Aussie to Benefit!
China is stockpiling commodities as part of a reallocation of its sovereign wealth amid concern that its dollar assets may decline! China is one of the fastest growing nations on Earth right now. So, when China does something, the world listens.

Its Obama's Economy Now!
Well the first 100 days of the Obama Presidency have come and gone. Regardless of your political leanings you have to give the Obama administration some credit. We will avoid the next Great Depression!      

Enhancing Web Effectiveness With Audio Sound Design
The average person is exposed to an assault of stimuli each and every moment of our waking day. Some of this stimulus catches our attention, but much is filtered out as extraneous, useless, or unimportant. This filtering is our way of handling the constant barrage of information we endure. As marketers it is our job to cut through all the meaningless, random white noise of life and penetrate the consciousness of our targeted audience with our marketing messages.
China’s Shares May Be the First to Turn Upward!
China has been the "least beaten up" of the countries throughout the global slow down. So this, coupled with a huge amount of government spending there, could push the Shanghai index and the ETF (symbol: CAF) higher.
Affirmative Action Compliance Essential in Stimulus Era
Given that many companies will become federal contractors for the first time after receiving stimulus funding, it’s more important than ever to understand and comply with the current laws governing affirmative action plans.

Boredom: The Gateway to Creativity
We say we want balance and the ability to have more free time, but when outward demands slow down a bit it seems to create a state of imbalance instead. Is it possible that the absence of drama or urgency causes confusion and anxiety? Are we so used to fixing problems that we don't know how to deal with their sudden absence? We say want to be more productive, but will we really be able to improve our ability to focus on what's important and reduce busy work if we're afraid of the silence?

The Science of Differentiation
There is enough evidence in the annals of branding to convince even the most skeptical small business owner that differentiation is a critical component of building a successful brand – yet there are very few that embrace the concept. For those of you that are not convinced, there is another way to look at differentiation - through brain science. The human brain, in its mysterious glory, thrives on differentiation.

Other stimulus Related Articles

Capitalism and Entrepreneurship in Southeast Asia and Subsaharan Africa in Comparative Historical Perspective, 600 A.D. to 1970 or so
Southeast Asia and Subsaharan Africa differ sharply in the extent of time each has been exposed to the stimulus, learning and accumulation opportunities inherent in international trade networks.
Billions in economic stimulus payments already distributed
The stimulus payments continue to arrive in taxpayers' bank accounts and mail boxes. For the week ending May 23, the Treasury Department has reported that the government has distributed electronically and via mail an estimated 6.2 million economic stimulus payments totaling $4.9 billion.

Need an Economic Stimulus Package?
Wouldn't a little "economic stimulus" help you get through the down turn?
Chicken or the Egg Is it SAVE jobs or CREATE jobs
James Dicks examines the "supposed" effects of the Obama Administration's stimulus package
Falling Off the Economic Cliff
Economy, economy, economy... Stimulus, stimulus, stimulus... Reminds me of 'location, location, location', and I am pretty sick of hearing that too. If you're tired of hearing about the economy and stimulus, do something about it. This article talks about the permanent change facing businesses today and what you must do if you want to survive. Remember, no good crises should be left unexploited - opportunities abound.
Changes to COBRA Require Employer Action
Summary of the COBRA subsidy included in the stimulus package and action that employers must take to comply.
Stimulus for Chiropractic? Promises or Proof? Quest for the truth.
After hearing about more and more promises of 44K stimulus monies, I decided it was time to share my understanding of the stimulus package and how it applies to chiropractic at present. My intent is to help educate you on how it may (or may not) affect you as a chiropractor. After many conversations, I feel that a lot of you are being misled with sales spins and am disappointed with fellow vendors for their use of this kind of tactic.

Does Your Small Business Need A Bailout?
Struggling to make your current loan payments? What about payments to your suppliers or venders. Is your business’s revenue down while costs are up? Know that you are not alone and that there may be some Federal stimulus money to help you out.
Affirmative Action Compliance Essential in Stimulus Era
Given that many companies will become federal contractors for the first time after receiving stimulus funding, it’s more important than ever to understand and comply with the current laws governing affirmative action plans.

Garnering respect in others
Sometimes it's not what you do, but how you do it which brings acknowledgement and success your way. Understanding the idea of respect can play a major role in your ability to obtain it. Take this article as a stimulus for thought on the matter.
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