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IV. Module II: Linking Microfinance to Poverty Eradication
There is a fundamental linkage between microfinance and poverty eradication in that the latter depends on the poor gaining access to, and control over, economically productive resources, which includes financial resources.

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2.0 The economic context: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Tanzania has a population of just over 37 million, a GDP of US$22 billion, and GDP per capita of US$610.6 An estimated 51 per cent of the population lives below the poverty line. Eighty per cent of the country’s poor population live in rural areas, depending on subsistence agriculture and unable to participate in broader markets. Poor roads, exorbitantly expensive utilities and prohibitive policies have compounded this problem, significantly impeding the growth of the economy.7 Agriculture, the mainstay of the economy, is almost 50 per cent of GDP, and small-scale peasant farmers, who make up 70 per cent of the population, carry out over 80 per cent of agricultural activities. About 30 per cent of the population over 15 years of age is illiterate (UDEC, 2002).

4.1 The situation of women in MSMEs: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Key informants confirmed findings from the literature – that women are predominantly found in informal, micro level, and low-growth sectors, and encounter high competition while earning subsistence incomes. Seriously encumbered by their low levels of education, women are unable to find employment in the formal, private sector, and are the first to lose their jobs in retrenchment exercises. Of necessity, they are driven into entrepreneurial activities.

1.18 Building bridges: Working Out of Poverty
The majority of people in developing countries live and work in the back alleys of the marketplace, the informal economy, the rural subsistence economy and the care economy.This presents a major challenge.

2.0 Work and the life cycle of poverty: Working Out of Poverty
Surviving on the poverty line requires considerable ingenuity, courage, self-discipline and endurance. No opportunity to earn some money or payment in kind can be missed. Children and elderly dependants as well as adult members of the family often have to work in some way or other for a bare subsistence income. Hunger is ever present. Sickness or an accident means disaster. Mending the roof, buying clothes, furniture, even exercise books and pencils for school are major investments.

2.4 Agricultural workers and rural communities: Working Out of Poverty
A better understanding of the social and economic dynamics of rural communities is critical to the reduction and eradication of poverty. The world’s poorest countries are those most dependent on agriculture. Threequarters of the people in extreme poverty live in rural areas.

Micro-finance Policy and Development Framework: Malawi
In Malawi poverty is more persistent in the rural areas at about 65.3% of the population. The recent poverty profile (National Economic Council, 2000) suggests that these poor are characterised by malnutrition, lack of income earning opportunities, and unfavourable production environment. Female-headed households, which are estimated to be about 35% nationally, are consistently poorer than male-headed households, and are mainly engaged in subsistence farming and petty trading activities.

MFI structural inconsistencies and mismatch for poverty reduction: Tenets of Micro-credit for Poverty Reduction
Micro-credit for small economic activities, excluding actual agriculture production, can be considered as a ‘quick money making business’.

Provisions of Agreement on Agriculture
The long-term objective of the WTO Agreement on Agriculture is to establish a fair and market-oriented agriculture trading system. It is also aimed at initiating a reform process through the negotiation of commitments on support and protection and through the establishment of strengthened and more operationally effective GATT rules and disciplines.

Your Roadmap To Go From Employee To President In 30 MOnths
These 6 articles are the result of over thirty years of analyzing, interviewing and training thousands of managers and subordinates in every industry, from manufacturing to wholesale, retail construction, agriculture, service industries and health care. These articles are about how you can become a supervisor and move on to become a President of a company.

The Learning Curve to Prosperity
The research and development engine that created the Internet revolution could be applied to agriculture, housing and manufacturing to provide unprecedented prosperity.

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