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t micro Tagged Articles
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What Does it Mean When You Can't Reach Your Sales Team?
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| When you can't reach anyone on your sales team is that a good thing or a bad thing?
When they are all on sales calls, working the phones, or with customers/clients is that a good thing or a bad thing? |
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Other t micro Related Articles
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7 Ways You Can Make Super Sales
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| Just how do you want to sell your product? Discover the 5 ways Micro & HBB operators work and think about the pros and cons of each. |
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9.3 Micro-finance institutions (MFIs): Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
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| Micro-finance operators in Tanzania function within the framework of the
Government’s National Micro Finance Policy of 2000. The objectives of this policy are
to provide the basis for the evolution of an efficient and effective micro-finance system
to serve the low segment of society and contribute to economic growth and poverty
reduction (as described in MIT, 2002). The policy establishes a framework within which
micro-finance operators will develop, lays out the principles to guide operations of the
system, defines roles and responsibilities of actors, and provides guidelines for
coordinating mechanisms. The Central Bank was given the mandate to coordinate
implementation of the policy. It is interesting to note that the Micro Finance Policy
includes “gender equity” as a best practice. |
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Police in Uganda Investigate Front Page Micro Finance and Three Other Microfinance Firms
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| Ugandan Police are investigating four savings and co-operative credit organisations (SACCOs) suspected of fraud. They are alleged to be cheating their clients and making withdrawal of deposit money very difficult. The organisations are Front Page Micro Finance, Faster Micro Finance, Savings and Credit Cooperative Society Support Uganda Finance Limited and Stade Rugando Finance, all based in Kampala. According to the police up to 50 people have made complaints against the firms, accusing them of refusing to fulfill withdrawal requests completely and offering high-value loans against low-value collateral. |
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Abstract - Factors Impeding the Poverty Reduction Capacity of Micro-credit: Some Field Observations from Malawi and Ethiopia
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| In most African countries women tend to account for an average 51% of the population, and
make up about 65% of the rural labour force. Thus, many rural based micro-finance programmes
have attempted to address the women specific need for micro-credit. This paper analyses the
effectiveness of micro-credit as a means to reducing poverty, with particular focus on women,
and demonstrates, through the critical analysis of some country-specific examples, that the use
and supply of micro-credit does not always lead to a sustainable impact on household or female
poverty reduction. Analysis of findings are done based on field data, interviews, and observations
from Malawi and Ethiopia. |
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Women and Micro-credit
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| Since the establishment of the Grameen Bank as a micro-credit delivery model, many programmes
have rushed to replicate the relative success and in doing so, a lot of attention has been given to
female micro-credit borrowers. Women were specifically targeted because they make up the majority
of the poorest of the poor in the rural areas and are responsible for the social and economic
welfare of the family. |
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Loan amounts and loan management: Tenets of Micro-credit for Poverty Reduction
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| The following paragraphs will discuss some of the features which have been identified as best
practices from lessons learnt in micro-credit programmes over the last two decades. These features
have been developed over the years to make micro-credit accessible and manageable for the
‘poorest of the poor’, specifically women. Furthermore, it is through these features that it is
expected that women should be empowered. |
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Interest Rates: Tenets of Micro-credit for Poverty Reduction
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| During the early phases of the ‘micro-credit movement’, one of the arguments for establishing
special micro-credit delivery institutions aimed at addressing the needs of the poorest of the
poor, was the issue of interest rates. |
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Five Talents Joins a Consortium of Fellow Christian NGOs to Support Microfinance Program in Sudan
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| Five Talents, a Christian development organisation supporting microfinance, has joined a consortium of organisations from the Christian micro-enterprise development (CMED) industry to fund a micro-credit program in Southern Sudan. The village banking initiative in the Wau Diocese was started in 2005, providing adult education, local savings mobilization, business development training, small business development investing and rural micro-credit provision. |
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Ten Tips to Avoid Micro Management
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| Micro managing may make you feel in control but in reality you are only hurting yourself and the company. It only limits an employee's ability to be innovative and creative. This can cost the company thousands of dollars because it is the creativity and innovation of your employees that maximize the profitability of your company. Micro Management is often just a symptom of ineffective planning, too much compassion and the inability to judge performance and develop bench strength. Developing a strategic plan for your company is a very effective way to address any or all of these challenges. I often tell my clients that the most valuable part of a strategic plan is the development process itself. Running a company with a shoot from the hip mentality often encourages micro management and does not allow employees to develop their skills. |
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Are You a Real Leader or Just an Imitation?
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| The easiest way to suppress discretionary energy, the energy given willingly - no matter what it takes, is a style often used by "Imitation Leaders" that scrutinizes every decision an employee makes. It can kill the employee's spirit. It destroys trust. Leadership imitation is often just a symptom of ineffective planning, too much compassion and the inability to judge performance and develop bench strength. The "Imitation Leader" usually has a shoot from the hip mentality that encourages micro management and does not allow employees to develop their skills and maximize their potential. One of the many warning signs is a high turnover rate. The reason is simple; good employees just won't tolerate micro management and they will leave to find employment that will challenge them and help them grow. |
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